| Benefit | Category | Value / Coverage |
|---|---|---|
|
Emergency Card Replacement
Provides emergency replacement of your card if it is lost or stolen.
|
Account Management | Emergency replacement |
|
Emergency Cash Disbursement
Provides emergency cash if your card is lost or stolen.
|
Account Management | Emergency cash |
|
Online Account Management
Access and manage your credit card account online, including viewing statements, making payments, and updating personal information.
|
Account Management | Full online account access |
|
Roadside Dispatch
A pay-per-use roadside assistance program for cardholders. Services include towing, tire changing, jump starting, lockout service, fuel delivery, and winching.
|
Lifestyle | Pay-per-use roadside assistance |
|
Extended Warranty Protection
Extends the manufacturer's warranty on eligible purchases when you pay with your card.
|
Purchase Protection | Extended manufacturer's warranty |
|
Purchase Security
Protects eligible purchases against theft or damage for a specified period from the date of purchase.
|
Purchase Protection | Protection against theft/damage |
|
Everyday Purchases Point Earning
Earn 1 point for every $1 spent on all other eligible purchases where Visa is accepted.
|
Rewards | 1 point per $1 |
|
HealthiPlan Purchases Point Earning
Earn 3 points for every $1 spent on eligible purchases made at HealthiPlan.
|
Rewards | 3 points per $1 |
|
HealthiPlan Rewards Redemption
Redeem accumulated points for HealthiPlan Rewards. Rewards are typically issued in $10 increments for every 1,000 points and can be used towards HealthiPlan purchases.
|
Rewards | $10 reward for 1,000 points |
|
Point Expiration Policy
Points earned will expire 24 months from the date they are earned.
|
Rewards | Points expire after 24 months |
|
Fraud Monitoring
Proactive monitoring of account activity for suspicious or fraudulent transactions to help protect your account.
|
Security | Continuous fraud monitoring |
|
Lost/Stolen Card Reporting
Assistance with reporting a lost or stolen card to help prevent unauthorized use.
|
Security | Assistance with reporting |
|
Zero Liability Protection
Cardholders are protected against unauthorized purchases made with their card. This means you are not responsible for fraudulent charges.
|
Security | Full protection against unauthorized charges |
|
Auto Rental Collision Damage Waiver
Provides coverage for damage due to collision or theft for most rental cars when you pay for the rental with your eligible card and decline the rental company's collision damage waiver.
|
Travel Insurance | Coverage for collision/theft of rental car |
|
Travel and Emergency Assistance Services
Provides a range of assistance services when you're traveling, including medical and legal referrals, emergency transportation assistance, and pre-trip assistance. Cardholder is responsible for the cost of services rendered.
|
Travel Insurance | Referrals and assistance services |
