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GreenState Credit Union · Mastercard

World Mastercard Travel Mastercard

Travel Premium
$0 Annual Fee
See terms Purchase APR
740+ Recommended FICO
Points Reward Type
Browse Cards GreenState Credit Union World Mastercard Travel Mastercard

Rewards

Reward TypePoints
CategoryRateTypeCap
Hotels
Earn 5x points on hotel and vacation rental purchases.
5x Points No cap
Airlines
Earn 5x points on airline purchases.
5x Points No cap
Gas Stations
Earn 2x points on gas and electric vehicle (EV) charging costs.
2x Points No cap
All Other Purchases
Earn 1x point on all other eligible purchases.
1x Points No cap

Benefits & Protections

Concierge Service
BenefitCategoryValue / Coverage
No Annual Fee
The World Mastercard Travel Mastercard carries no annual fee, providing access to World-tier Mastercard benefits without a yearly cost.
Financial $0 annual fee
Up to $0
Mastercard World Travel Accident Insurance
Provides accidental death and dismemberment coverage when travel is purchased with the card, covering common carrier travel accidents.
Insurance Complimentary
Mastercard World Concierge Service
24/7 concierge service providing personalized assistance with travel planning, dining reservations, event tickets, and other lifestyle requests worldwide.
Lifestyle Complimentary
Mastercard ID Theft Protection
Provides identity theft resolution services to help cardholders recover from identity theft incidents, including assistance with disputed accounts and fraud alerts.
Security Complimentary
Zero Liability Protection
Cardholders are not held responsible for unauthorized purchases made with their Mastercard, providing protection against fraudulent transactions.
Security Complimentary
Mastercard Global Service
Provides 24/7 worldwide emergency assistance including emergency card replacement, emergency cash disbursement, and lost card reporting while traveling internationally.
Travel Complimentary
Mastercard World Travel & Lifestyle Services
Access to Mastercard World tier travel benefits including preferred rates and upgrades at select hotels and resorts through the Mastercard Travel & Lifestyle Services platform.
Travel Complimentary

Approval & Eligibility

740 Recommended minimum FICO · Range 740–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileExcellent
Approval OddsGood
Decision Time1-3 days

Issuer Rules & Restrictions

Shutdown Risk Triggers
Manufactured spending, excessive cash advances, multiple applications in short period
Additional Issuer Rules
GreenState Credit Union does not publish formal application velocity rules or card-family bonus restrictions comparable to major bank issuers. Membership eligibility in GreenState Credit Union is a prerequisite for any credit card application. No community-documented churning rules, once-per-lifetime bonus restrictions, or cross-card blocking rules are known for this product.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
SCRA Benefits
Interest rate capped at 6% on pre-service balances during active duty military service per SCRA requirements
Hardship Program
Hardship program available.
GreenState Credit Union
$0
Annual Fee
Apply Now
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Quick Summary
Annual Fee Free
RewardsPoints
Min. FICO740+
NetworkMastercard
Card TypeTravel
Online
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