| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel
3x FNBO Rewards points per dollar spent on travel purchases with no annual cap. Travel includes airlines, hotels, car rentals, cruises, travel agencies, and other merchants categorized as travel.
|
3x | Points | No cap |
|
Dining
3x FNBO Rewards points per dollar spent at restaurants and dining establishments worldwide with no annual cap.
|
3x | Points | No cap |
|
Gas Stations
3x FNBO Rewards points per dollar spent at gas stations with no annual cap.
|
3x | Points | No cap |
|
All Other Purchases
1x FNBO Rewards point per dollar spent on all other eligible purchases with no annual cap. Points never expire as long as the account remains open and in good standing.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
0% Intro APR on Balance Transfers
Enjoy a 0% introductory APR on balance transfers for the first 12 billing cycles from account opening. A 5% balance transfer fee (minimum $10) applies.
|
Financial | 0% for 12 billing cycles |
|
0% Intro APR on Purchases
Enjoy a 0% introductory APR on purchases for the first 12 billing cycles from account opening. After the intro period, a variable APR of 19.49%–27.49% applies.
|
Financial | 0% for 12 billing cycles |
|
No Annual Fee
The Getaway by FNBO Credit Card has no annual fee to open or maintain the account.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fee
No foreign transaction fees are charged on purchases made outside the United States, making this card well suited for international travel.
|
Financial |
$0 foreign transaction fee
Up to $0
|
|
No Penalty APR
FNBO does not charge a penalty APR on the Getaway card if your account becomes past due, keeping your interest rate stable even after a missed payment.
|
Financial | No penalty APR |
|
Auto Rental Collision Damage Waiver
Provides coverage for eligible rental vehicle damage or theft when the full rental cost is paid with the Getaway card and the rental company's collision damage waiver is declined. Coverage is secondary to personal auto insurance.
|
Insurance | Complimentary |
|
FNBO Mobile App Account Management
Manage the Getaway card account, view transactions, pay bills, set up alerts, and monitor spending through FNBO's mobile app and online banking platform.
|
Lifestyle | Complimentary |
|
Mobile Wallet Compatibility
The Getaway card is compatible with major mobile wallets including Apple Pay, Google Pay, and Samsung Pay for contactless payments at participating merchants.
|
Lifestyle | Complimentary |
|
Free FICO® Credit Score
Cardholders receive complimentary access to their FICO® Credit Score updated monthly through FNBO's online banking and mobile app.
|
Other | Complimentary |
|
1x Points on All Other Purchases
Earn 1x FNBO Rewards point per dollar on all other eligible purchases with no cap. Points never expire as long as the account is open and in good standing.
|
Rewards | 1x points unlimited |
|
3x Points on Dining
Earn 3x FNBO Rewards points per dollar spent at restaurants and dining establishments worldwide with no annual cap.
|
Rewards | 3x points unlimited |
|
3x Points on Gas
Earn 3x FNBO Rewards points per dollar spent at gas stations with no annual cap.
|
Rewards | 3x points unlimited |
|
3x Points on Travel
Earn 3x FNBO Rewards points per dollar spent on travel purchases including airlines, hotels, car rentals, cruises, and travel agencies with no annual cap.
|
Rewards | 3x points unlimited |
|
24/7 Fraud Monitoring and Alerts
FNBO monitors the Getaway card account around the clock and immediately notifies cardholders of suspected fraudulent activity via text or email.
|
Security | Complimentary |
|
Zero Fraud Liability
Cardholders are not held responsible for unauthorized purchases made with their card, provided fraudulent activity is reported promptly to FNBO.
|
Security |
$0 liability
Up to $0
|
|
Airport Meet & Greet — 15% Discount
Receive 15% savings on personalized airport services including a dedicated agent to escort you through the airport at over 700 airports worldwide through the Mastercard Travel & Lifestyle Services program.
|
Travel | 15% discount |
|
Global Services — Emergency Card Replacement & Cash
Access to Mastercard Global Services for expert assistance with emergency card replacement and emergency cash advances anywhere in the world, 24 hours a day.
|
Travel | Complimentary |
|
Mastercard Travel & Lifestyle Services
Access to Mastercard's Travel & Lifestyle Services program offering travel booking assistance, hotel upgrades, and curated travel experiences for Mastercard cardholders.
|
Travel | Complimentary access |
