| Category | Rate | Type | Cap |
|---|---|---|---|
|
Ford Service
on Ford Service purchases at dealerships
|
10x | Points | No cap |
|
Ford Purchases at Dealerships
on Ford purchases at dealerships (excluding service)
|
5x | Points | No cap |
|
Gas
on gas purchases
|
3x | Points | No cap |
|
Auto Insurance
on auto insurance purchases
|
3x | Points | No cap |
|
Tolls
on toll purchases
|
3x | Points | No cap |
|
Parking
on parking purchases
|
3x | Points | No cap |
|
Dining
on dining purchases
|
2x | Points | No cap |
|
Travel
on travel purchases
|
2x | Points | No cap |
|
All Other Purchases
on all other eligible purchases
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The FordPass Rewards Visa Card has no annual fee.
|
Financial | No annual fee |
|
Visa Signature Concierge
24/7 complimentary personal assistance for services such as dinner reservations, event tickets, travel arrangements, and gift recommendations.
|
Lifestyle | 24/7 personal assistance |
|
Extended Warranty Protection
Extends the manufacturer's original U.S. warranty by an additional year on eligible items with warranties of three years or less. Coverage is typically up to $10,000 per claim and $50,000 per cardholder.
|
Purchase Protection |
Up to $10,000 per claim / $50,000 per cardholder
Up to $10,000
|
|
Purchase Security
Covers eligible new purchases against theft or damage for 90 days from the date of purchase. Coverage is typically up to $500 per claim and $50,000 per cardholder.
|
Purchase Protection |
Up to $500 per claim / $50,000 per cardholder
Up to $500
|
|
Annual Spending Bonus
Earn 20,000 FordPass Rewards Points when you spend $7,500 in net purchases in a calendar year.
|
Rewards |
20,000 FordPass Rewards Points
Up to $20,000
|
|
Dining Rewards
Earn 2% back in FordPass Rewards Points on eligible dining purchases.
|
Rewards | 2% back in FordPass Rewards Points |
|
Everyday Purchases Rewards
Earn 1% back in FordPass Rewards Points on all other eligible net purchases not covered by higher earning categories.
|
Rewards | 1% back in FordPass Rewards Points |
|
Ford Dealership Purchases Rewards
Earn 5% back in FordPass Rewards Points on eligible purchases made at participating Ford dealerships, including service, parts, and accessories.
|
Rewards | 5% back in FordPass Rewards Points |
|
FordPass Rewards Point Redemption
Redeem FordPass Rewards Points towards eligible Ford purchases at participating Ford dealerships, including vehicle service, parts, accessories, or even a new Ford vehicle.
|
Rewards | Points redeemable for Ford purchases |
|
Gas, Auto Insurance, Tolls, and Parking Rewards
Earn 3% back in FordPass Rewards Points on eligible purchases for gas, auto insurance, tolls, and parking.
|
Rewards | 3% back in FordPass Rewards Points |
|
Welcome Bonus Offer
Earn 10,000 FordPass Rewards Points after spending $1,000 in net purchases within the first 3 billing cycles of account opening.
|
Rewards |
10,000 FordPass Rewards Points
Up to $10,000
|
|
Emergency Card Replacement
Expedited replacement of a lost or stolen card, typically within 1-3 business days in the U.S. and varying internationally.
|
Security | Expedited card replacement |
|
Emergency Cash Disbursement
Provides emergency cash advances from an available credit line, typically within hours of approval.
|
Security | Emergency cash advance |
|
Lost/Stolen Card Reporting
Assistance with reporting a lost or stolen card to prevent unauthorized use.
|
Security | Assistance service |
|
Visa Zero Liability Protection
Protects cardholders from responsibility for unauthorized purchases made with their card or account information.
|
Security | Protection against unauthorized charges |
|
Roadside Dispatch
A pay-per-use roadside assistance program available 24/7 for services like towing, tire changing, jump starting, lockout service, fuel delivery, and winching. Cardholders are responsible for service fees.
|
Travel | Pay-per-use service |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft of most rental vehicles when the entire rental transaction is paid for with the card and the rental company's collision damage waiver is declined.
|
Travel Insurance | Secondary coverage for rental car damage/theft |
|
Common Carrier Travel Accident Insurance
Provides coverage for accidental death or dismemberment when traveling on a common carrier (e.g., plane, train, bus, ship) and the fare was purchased with the card. Coverage is typically up to $250,000.
|
Travel Insurance |
Up to $250,000
Up to $250,000
|
|
Travel and Emergency Assistance Services
Provides a range of emergency services when traveling, including medical and legal referrals, emergency transportation assistance, and pre-trip assistance. Cardholders are responsible for the cost of third-party services.
|
Travel Insurance | Referral and coordination services |