FI
First Technology Federal Credit Union · Mastercard

Platinum Mastercard

Balance Transfer Standard No Foreign Fees
$0 Annual Fee
See terms Purchase APR
670+ Recommended FICO

Rewards

CategoryRateTypeCap
All Other Purchases
This card is a low-interest rate utility card focused on providing the lowest APR and does not earn rewards.
0x Cash Back No cap

Benefits & Protections

No Foreign Fees
BenefitCategoryValue / Coverage
Low Variable APR
Designed for cardholders who may carry a balance, offering a relatively low ongoing variable APR for well-qualified borrowers.
Financial Variable APR
No Annual Fee
The card carries no annual membership fee.
Financial $0
Up to $0
No Foreign Transaction Fees
No additional fee is charged on purchases made in foreign currencies.
Financial 0%
Zero Fraud Liability
Cardholders are not held responsible for unauthorized purchases made with their card.
Security $0 Fraud Liability

Fees

Annual Fee $0 — No Annual Fee
Foreign Transaction FeeNone

Approval & Eligibility

670 Recommended minimum FICO · Range 670–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileGood
Approval OddsGood
First Technology Federal Credit Union
$0
Annual Fee
Apply Now
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Quick Summary
Annual Fee Free
Foreign FeesNone
Min. FICO670+
NetworkMastercard
Card TypeBalance Transfer
Online
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