FI
First Technology Federal Credit Union · Mastercard

Odyssey Rewards World Elite Mastercard

Travel Ultra Premium No Foreign Fees
$89 Annual Fee
See terms Purchase APR
740+ Recommended FICO
Points Reward Type
Browse Cards First Technology Federal Credit Union Odyssey Rewards World Elite Mastercard

Rewards

Reward TypePoints
Base Rate1x / 1%
Bonus RateUp to 3x
CategoryRateTypeCap
Travel
Earn 3x points on travel purchases.
3x Points No cap
Dining
Earn 3x points on dining purchases.
3x Points No cap
All Other Purchases
Earn 1 point per dollar on all other purchases.
1x Points No cap

Benefits & Protections

No Foreign Fees
Airport Lounge
Travel Insurance
Concierge Service
Global Entry $100
BenefitCategoryValue / Coverage
Global Entry / TSA PreCheck Credit
Statement credit reimbursing the application fee for Global Entry or TSA PreCheck.
Credits $100 every 4 years
Up to $100
No Foreign Transaction Fees
No additional fee is charged on purchases made in foreign currencies.
Financial 0%
Concierge Service
Access to a 24/7 concierge service for reservations, travel planning, and other personal assistance.
Lifestyle Complimentary
Bonus Points on Travel and Dining
Earn an elevated points rate on travel and dining purchases compared to the base earning rate.
Rewards 3x points
Zero Fraud Liability
Cardholders are not held responsible for unauthorized purchases made with their card.
Security $0 Fraud Liability
Priority Pass Lounge Access
Complimentary access to airport lounges worldwide through Priority Pass membership.
Travel Complimentary
Travel Accident Insurance
Provides travel accident insurance coverage when traveling on a common carrier and the fare is charged to the card.
Travel Complimentary

Fees

Annual Fee $89
Foreign Transaction FeeNone

Approval & Eligibility

740 Recommended minimum FICO · Range 740–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileExcellent
Approval OddsVery Good
First Technology Federal Credit Union
$89
Annual Fee
Apply Now
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Quick Summary
Annual Fee $89
RewardsPoints
Foreign FeesNone
Min. FICO740+
NetworkMastercard
Card TypeTravel
Online
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