FI
Fifth Third Bank · Mastercard

Fifth Third 1.67% Cash/Back Card

Cash Back Standard No Foreign Fees
$0 Annual Fee
18.99%–28.99% Variable Purchase APR
670+ Recommended FICO
Points Reward Type
Browse Cards Fifth Third Bank Fifth Third 1.67% Cash/Back Card

Rewards

Reward TypePoints
Base Rate1.67x / 1.67%
Point Value~0.01¢ each
ExpirationPoints do not expire
Redemption NotesPoints are redeemable only as cash back via statement credit or deposit into a Fifth Third checking or savings account; gift card, merchandise, travel, and experience redemptions are not available on this card
CategoryRateTypeCap
All Purchases
Earn 1.67 Rewards Points (1.67% cash back) for each $1 spent on qualified purchases; points are redeemable only as cash back via statement credit or deposit into a Fifth Third checking or savings account; points do not expire.
1.67x Points No cap

Benefits & Protections

No Foreign Fees
BenefitCategoryValue / Coverage
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers for the first 12 billing cycles after account opening; a balance transfer fee of $5 or 4% of the transfer amount (whichever is greater) applies; after the intro period, the standard variable APR of 18.99%–28.99% applies.
Financial 0% APR for 12 billing cycles
No Annual Fee
The Fifth Third 1.67% Cash/Back Card carries no annual fee for cardholders.
Financial $0
Up to $0
No International Transaction Fee
No foreign or international transaction fees are charged on purchases made outside the United States.
Financial $0
Up to $0
1.67% Cash Back on All Purchases
Earn 1.67 Rewards Points (equivalent to 1.67% cash back) for each $1 spent on qualified purchases with no category restrictions or annual caps; points are redeemable as a statement credit or deposit into a Fifth Third checking or savings account.
Rewards 1.67% cash back
Points Never Expire
Accumulated Rewards Points on the Fifth Third 1.67% Cash/Back Card do not expire, allowing cardholders to accumulate and redeem at any time without risk of forfeiture.
Rewards No expiration
Mastercard ID Theft Protection™
Provides access to identity theft resolution services and monitoring tools to help cardholders respond if they believe they are a victim of identity theft.
Security Complimentary
Mastercard Zero Liability Protection
Cardholders are not held responsible for unauthorized purchases made with their Mastercard if fraud is reported promptly.
Security Complimentary
Mastercard Easy Savings®
Automatic rebates at participating merchants when paying with the Mastercard; no enrollment required and discounts are applied automatically to eligible purchases.
Shopping Automatic rebates at participating merchants
Mastercard Airport Concierge™
Provides access to Mastercard's Airport Concierge service offering meet-and-greet services and assistance navigating airports at over 700 airports worldwide at a 15% discount off standard rates.
Travel 15% discount off standard rates
Mastercard Global Service™
Provides 24/7 emergency assistance worldwide including emergency card replacement, emergency cash advance, and lost or stolen card reporting.
Travel Complimentary

Interest Rates

0%
Intro BT APR for 12 months
Purchase APR18.99%–28.99% Variable
Balance Transfer APR28.99%
Cash Advance APR28.49%
Min. Interest Charge$1.5
Deferred Interest Warning: If you transfer a balance at the introductory rate, any purchases you make with your card will be charged interest unless you pay the entire purchase balance in full by the payment due date each month.

Fees

Annual Fee $0 — No Annual Fee
Foreign Transaction FeeNone
Balance Transfer FeeEither $5 or 4% of the amount of each transfer, whichever is greater
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Late Payment FeeUp to $41

Approval & Eligibility

670 Recommended minimum FICO · Range 670–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileGood
Approval OddsGood
Decision TimeInstant
Business EligibleNo
AvailabilityVT, MT

Issuer Rules & Restrictions

Shutdown Risk Triggers
Manufactured spending, excessive cash advances, patterns inconsistent with normal consumer spending, too many new credit applications in a short period
International Friendly
This card works well for international travel and transactions.
Additional Issuer Rules
The Fifth Third 1.67% Cash/Back Card carries no welcome bonus and no churning-relevant spend requirements, making it a straightforward mid-tier cash back card without complex application rules. The card is not available to applicants residing in Vermont or Montana, and applicants must be U.S. citizens or permanent residents aged 18 or older. Fifth Third does not publish formal card-family bonus restrictions or application frequency rules, and redemptions are restricted exclusively to cash back via statement credit or Fifth Third account deposit — gift cards, merchandise, travel, and experience redemptions are not permitted.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
SCRA Benefits
6% APR cap on pre-service balances during active duty per federal SCRA requirements; no additional Fifth Third-specific SCRA benefits beyond the statutory minimum are publicly disclosed
Hardship Program
Hardship program available.
Fifth Third Bank
$0
Annual Fee
Apply Now
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APR 18.99%–28.99% Variable
Quick Summary
Annual Fee Free
RewardsPoints
Foreign FeesNone
Min. FICO670+
NetworkMastercard
Card TypeCash Back
Online
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