Famous Footwear Credit Card Review: Rewards, Fees & Benefits

Rewards

Reward TypePoints

Bonus RateUp to 2x

Point Value~0.05¢ each

ExpirationPoints expire 12 months from the date they are earned if there is no qualifying purchase activity on your account. Reward Cash expires 60 days from the date of issuance.

Redemption NotesReward Cash expires 60 days from the date of issuance. Reward Cash cannot be used for gift cards or prior purchases.

Category	Rate	Type	Cap
Famous Footwear Purchases Purchases made with your Famous Footwear® Credit Card at Famous Footwear stores or famousfootwear.com.	1x	Points	No cap

Benefits & Protections

No Foreign Fees

Benefit	Category	Value / Coverage
No Annual Fee There is no annual fee for the Famous Footwear Rewards Credit Card.	Financial	No annual fee Up to $0
Special Birthday Offer Cardholders receive a special birthday offer. To be eligible, a purchase must have been made within the last 12 months prior to the birthday month.	Lifestyle	Special birthday offer
Early Access to Sales Cardholders may receive early access to sales and promotions.	Shopping	Early access to sales
Exclusive Cardholder Offers Cardholders receive exclusive offers throughout the year.	Shopping	Exclusive offers
First Purchase Discount New accounts receive 20% off their first purchase made with the Famous Footwear Rewards Credit Card. Offer is valid only on the first purchase made the same day the account is opened.	Shopping	20% off first purchase
Free Standard Shipping Cardholders receive free standard shipping on all purchases made with their Famous Footwear Rewards Credit Card at famousfootwear.com.	Shopping	Free standard shipping
Rewards Points Earning Earn 1 Famous Footwear Rewards Program point for every $1 of net eligible purchases made with the Famous Footwear Rewards Credit Card at Famous Footwear stores in the U.S. and online at famousfootwear.com.	Shopping	1 point per $1 spent
Rewards Redemption Receive a $5 Famous Footwear Reward for every 100 points earned. Rewards are issued in increments of $5 and expire 45 days from the date of issuance.	Shopping	$5 Reward for every 100 points Up to $5

Interest Rates

Purchase APR34.24% Variable

Cash Advance APR34.24%

Min. Interest Charge$2

Deferred Interest Warning: Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 Months.

Fees

Annual Fee $0 — No Annual Fee

Authorized User FeeFree

Balance Transfer FeeEither $10 or 5% of the amount of each balance transfer, whichever is greater.

Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater.

Late Payment FeeUp to $41

Returned Payment FeeUp to $30

Approval & Eligibility

600 Recommended minimum FICO · Range 600–700

300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional

Approval DifficultyModerate

Credit ProfileFair

Approval OddsGood

Decision TimeInstant

Pre-QualificationNot available

Co-ApplicantNot allowed

Business EligibleNo

Credit Limit Range $300 – No limit listed

Issuer Rules & Restrictions

Maximum Cards per Issuer

You can hold up to 5 cards from this issuer simultaneously.

Shutdown Risk Triggers

Manufactured spending, high cumulative credit limit across Amex cards, abuse of welcome offers, frequent product changes or cancellations, unusual spending patterns inconsistent with reported income, repeated late or bounced payments, and suspected fraud.

Cliff Effect Rules

The Famous Footwear Credit Card counts towards the overall American Express credit card limit (typically 5 credit cards). While it is generally not subject to the specific 'family' bonus rules that apply to core Amex products (e.g., Platinum, Gold), the lifetime bonus rule for this specific card remains in effect.

International Friendly

May have limitations for international use.

Additional Issuer Rules

American Express maintains its 'one welcome bonus per card per lifetime' policy for the Famous Footwear Credit Card, meaning you can only receive the welcome offer once. Applicants are also subject to the '2/90 Rule,' limiting approvals to a maximum of two American Express credit cards within any 90-day period. Eligibility requires applicants to be at least 18 years old, possess a valid U.S. Social Security Number or ITIN, and demonstrate a good to excellent credit history, as determined by Amex's internal credit assessment.

Famous Footwear Credit Card