| Category | Rate | Type | Cap |
|---|---|---|---|
|
Emirates Purchases
Earned on eligible purchases made directly at Emirates.com including flights and other Emirates purchases; no annual cap.
|
3x | Miles | No cap |
|
Travel
Earned on eligible hotel stays, airfare booked with other airlines, and car rentals; no annual cap.
|
2x | Miles | No cap |
|
All Other Purchases
Flat 1 Skywards Mile per dollar spent on all other eligible purchases not in a bonus category; balance transfers and cash advances do not earn miles.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it ideal for international travel and overseas purchases.
|
Financial |
$0 foreign transaction fee
Up to $0
|
|
Auto Rental Collision Damage Waiver
As a World Elite Mastercard, the card provides secondary collision damage waiver coverage on domestic rentals and primary coverage on international rentals for vehicles rented up to 31 days when the full rental cost is charged to the card and primary insurance is declined.
|
Insurance | Complimentary |
|
Cell Phone Protection
Cardholders receive cell phone protection coverage when the monthly cell phone bill is paid with the Emirates Skywards World Elite Mastercard, covering theft or damage subject to a deductible.
|
Insurance | Complimentary |
|
Mastercard World Elite Concierge
Cardholders have 24/7 access to Mastercard World Elite Concierge service for assistance with travel bookings, dining reservations, event tickets, gift sourcing, and other personal requests.
|
Lifestyle | Complimentary |
|
FICO Score Access
Cardholders can view their FICO credit score for free through the Barclays online portal or mobile app, updated on a regular basis.
|
Other | Complimentary |
|
25% Discount on Purchased Skywards Miles
Cardholders receive a 25% savings when buying Skywards Miles for themselves or gifting miles to another Skywards member through the Emirates Miles purchase portal.
|
Rewards | 25% discount on purchased miles |
|
Anniversary Bonus Miles
Cardholders earn 10,000 bonus Skywards Miles each cardmember anniversary year after spending $30,000 on the card during that membership year.
|
Rewards | 10,000 bonus miles after $30,000 annual spend |
|
Identity Theft Resolution Services
Cardholders have access to Mastercard's identity theft resolution services, providing assistance to help restore identity in the event of theft or fraud.
|
Security | Complimentary |
|
Mastercard Zero Liability Protection
Cardholders are not responsible for unauthorized purchases made with their card or account information if the fraudulent activity is reported promptly.
|
Security | Complimentary |
|
ShopRunner Membership
World Elite Mastercard cardholders receive complimentary ShopRunner membership providing free 2-day shipping and free return shipping at hundreds of online retailers.
|
Shopping | Complimentary |
|
Baggage Delay Insurance
Cardholders are reimbursed for essential purchases such as toiletries and clothing if checked baggage is delayed by more than 6 hours on a covered trip paid with the card.
|
Travel | Complimentary |
|
Emirates Skywards Silver Status — First Year
New cardholders receive complimentary Emirates Skywards Silver tier membership during their first cardmember year, granting access to Silver tier benefits including Emirates Business Class lounge access in Dubai, priority check-in, and bonus Skywards Miles on Emirates flights.
|
Travel | Complimentary Silver status for year 1 |
|
Emirates Skywards Silver Status Retention
Cardholders can retain Emirates Skywards Silver tier status by spending $20,000 on the card each cardmember year, maintaining lounge access and other Silver tier privileges without flying requirements.
|
Travel | Silver status with $20,000 annual spend |
|
Lost Luggage Reimbursement
Cardholders and immediate family members are covered for lost, damaged, or stolen checked or carry-on baggage when the common carrier ticket is purchased with the card.
|
Travel | Complimentary |
|
Travel Accident Insurance
Cardholders are covered by travel accident insurance providing accidental death and dismemberment coverage when eligible transportation tickets are purchased with the card.
|
Travel | Complimentary |
|
Trip Cancellation and Interruption Protection
Cardholders are reimbursed for non-refundable prepaid travel expenses if a covered trip is cancelled or interrupted due to a covered reason such as illness, injury, or severe weather.
|
Travel | Complimentary |
