| Category | Rate | Type | Cap |
|---|---|---|---|
|
DoorDash and Caviar Orders
Earned on qualifying purchases made directly through DoorDash.com, the DoorDash mobile app, TryCaviar.com, or the Caviar mobile app. DashPass subscription fee purchases do not qualify for 4% cash back. No annual cap.
|
4x | Cash Back | No cap |
|
Dining at Restaurants
Earned on purchases made directly from a restaurant. Purchases through third-party delivery platforms other than DoorDash or Caviar may not qualify. No annual cap.
|
3x | Cash Back | No cap |
|
Grocery Stores
Earned on purchases at grocery stores online or in-store with no annual cap.
|
2x | Cash Back | No cap |
|
All Other Purchases
Base earn rate on all purchases not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Chase Pay Over Time® (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months. Access to Chase Pay Over Time is not guaranteed and is based on creditworthiness, credit limit, and account behavior.
|
Financial | Flexible installment payments |
|
No Annual Card Fee
The DoorDash Rewards Mastercard carries no annual credit card fee.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fees
No foreign transaction fees are charged on purchases made outside the United States.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to the card for reimbursement of theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S.
|
Insurance | Secondary CDW coverage |
|
Cell Phone Protection
Provides coverage for damage or theft of the cardmember's cell phone when the monthly wireless bill is paid with the DoorDash Rewards Mastercard. Coverage is secondary only. Provided by New Hampshire Insurance Company, an AIG Company. File claims at mycardbenefits.com.
|
Insurance | Secondary cell phone coverage |
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per item
Up to $500
|
|
Mastercard Priceless Experiences
Access to exclusive virtual and in-person experiences across dining, entertainment, sports, travel, and more through Mastercard's Priceless Experiences program, available to World Elite Mastercard cardmembers.
|
Lifestyle | Complimentary access to exclusive experiences |
|
World Elite Mastercard Concierge Service
Complimentary 24/7 World Elite Mastercard Concierge service that acts as a personal assistant — reserve tables, locate hard-to-find items, arrange travel, and more. Cardmembers are responsible for the cost of any goods or services purchased through the concierge.
|
Lifestyle | Complimentary access (purchases at cardmember's expense) |
|
Authorized User Benefits
Add up to one authorized user who receives a complimentary DashPass subscription (during the primary cardmember's complimentary or anniversary DashPass period) and earns cash back on their purchases credited to the primary cardmember's account. No authorized user fee applies.
|
Other | Complimentary authorized user |
|
1% Cash Back on All Other Purchases
Earn 1% cash back on all other purchases not covered by a bonus category, with no annual cap.
|
Rewards | 1% cash back (unlimited) |
|
10% Off Monthly DoorDash Convenience/Grocery/Alcohol/Retail/DashMart Order
Receive 10% off one qualifying convenience, grocery, alcohol, retail, or DashMart order per calendar month on DoorDash (not valid on Caviar), with a maximum discount of $15 per order. Must select the promo code from the DoorDash wallet at checkout. Valid through June 30, 2026.
|
Rewards |
10% off (up to $15 per order, monthly)
Up to $15
|
|
2% Cash Back at Grocery Stores
Earn 2% cash back on purchases at grocery stores online or in-store with no annual cap.
|
Rewards | 2% cash back (unlimited) |
|
3% Cash Back on Dining at Restaurants
Earn 3% cash back on purchases made directly from a restaurant, including dine-in, takeout, and eligible delivery. Purchases through third-party delivery apps other than DoorDash/Caviar may not qualify.
|
Rewards | 3% cash back (unlimited) |
|
4% Cash Back on DoorDash and Caviar Orders
Earn 4% cash back on qualifying purchases made directly through DoorDash.com, the DoorDash mobile app, TryCaviar.com, or the Caviar mobile app, including restaurant, grocery, convenience, retail, pet supply, and DashMart orders. DashPass subscription fee purchases do not qualify for 4% cash back.
|
Rewards | 4% cash back (unlimited) |
|
Cash Back Redemption — DoorDash and Caviar Orders
Redeem cash back rewards to pay for all or part of eligible DoorDash and Caviar orders at checkout with no minimum redemption amount.
|
Rewards | No minimum redemption |
|
Cash Back Redemption — Gift Cards
Redeem cash back rewards for gift cards including DoorDash, restaurants, and other participating merchants through the Chase rewards portal.
|
Rewards | Gift card redemption |
|
Cash Back Redemption — Statement Credit or Direct Deposit
Redeem cash back rewards as a statement credit applied to the account or as a direct deposit into an eligible U.S. checking or savings account.
|
Rewards | Statement credit or direct deposit |
|
DashPass Anniversary Benefit — Free DashPass After $10,000 Annual Spend
Receive a complimentary 12-month DashPass subscription ($96 value) for the primary cardmember and up to one authorized user each anniversary year in which at least $10,000 in purchases is made with the card. If the spending threshold is not met, auto-enrollment at the then-current annual DashPass rate applies.
|
Rewards |
$96 value — free DashPass/year after $10,000 spend
Up to $96
|
|
Welcome Offer — Free Year of DashPass ($96 Value)
New cardmembers receive a complimentary 12-month DashPass subscription upon account opening, automatically activated when the card is added to the DoorDash wallet. Up to one authorized user also receives a complimentary DashPass subscription during the same 12-month period. After the complimentary period, the subscription auto-renews at the then-current annual DashPass rate unless cancelled.
|
Rewards |
$96 value — 12 months free DashPass
Up to $96
|
|
Contactless Tap to Pay
The card supports contactless payment technology for fast and secure checkout wherever the Contactless Symbol is displayed.
|
Security | Complimentary |
|
Fraud Alerts
Chase monitors the account 24/7 for unusual or suspicious purchases and can alert cardmembers via text, email, or phone call if potential fraud is detected.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
|
Security | Complimentary |
|
Chase Offers
Activate targeted cash back deals on popular merchants through the Chase Mobile app or Chase.com, with statement credits applied within 30 days of qualifying purchases.
|
Shopping | Variable cash back offers |
|
Trip Cancellation and Interruption Insurance
Reimburses up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if a trip is canceled or cut short due to sickness, severe weather, or other covered situations.
|
Travel |
Up to $1,500 per traveler / $6,000 per trip
Up to $6,000
|
