CH
Chase · Visa

Disney® Premier Visa® Card

Co-branded Standard $300 Bonus
$49 Annual Fee
18.24%–27.74% Variable Purchase APR
300 Welcome Bonus
670+ Recommended FICO
Cash Back Reward Type
Browse Cards Chase Disney® Premier Visa® Card

Welcome Bonus

$300
Welcome Bonus
Spend $500 in the first 90 days
Bonus Posted $200 Disney Gift Card eGift loaded instantly upon approval; $100 statement credit posted within 6–8 weeks after $500 in qualifying purchases in the first 3 months from account opening

Rewards

Reward TypeCash Back
Base Rate1x / 1%
Bonus RateUp to 5x
Point Value~0.01¢ each
ExpirationDisney Rewards Dollars do not expire as long as the card account remains open and in good standing; Disney Rewards Dollars accumulated on a Redemption Card do not expire
Redemption NotesDisney Rewards Dollars can only be redeemed toward Disney-related purchases (theme park tickets, resort stays, Disney Cruise Line, merchandise, dining, and streaming at most U.S. Disney locations) and select airline purchases via Chase Pay Yourself Back; they cannot be transferred to Chase Ultimate Rewards, airline miles, or hotel points, and cannot be redeemed for general cash back or non-Disney purchases. Disney Rewards Dollars are tracked on a separate Disney Rewards Redemption Card which must be presented or provided at time of redemption.
CategoryRateTypeCap
Disney Streaming (Disney+, Hulu, ESPN+)
Earned on purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com. Does not apply to streaming purchases made through third-party platforms or app stores.
5x Cash Back No cap
Gas Stations
Earned on qualifying purchases made at eligible gas stations with no annual cap.
2x Cash Back No cap
Grocery Stores
Earned on qualifying purchases made at eligible grocery stores with no annual cap.
2x Cash Back No cap
Restaurants
Earned on qualifying restaurant purchases with no annual cap.
2x Cash Back No cap
Most U.S. Disney Locations
Earned on qualifying purchases at most U.S. Disney locations, including Walt Disney World Resort, Disneyland Resort, Disney Cruise Line, and other eligible Disney U.S. properties.
2x Cash Back No cap
All Other Purchases
Base earn rate on all other purchases not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
1x Cash Back No cap

Benefits & Protections

Purchase Protection
Extended Warranty
BenefitCategoryValue / Coverage
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on one qualifying non-restaurant order on DoorDash using the enrolled card at checkout, through December 31, 2027. The discount does not roll over if unused in a quarter.
Credits Up to $10/quarter ($40/year)
Up to $40
Welcome Bonus — $100 Statement Credit
Earn a $100 statement credit after spending $500 on purchases within the first 3 months of account opening. Credit posts within 6–8 weeks of meeting the spend requirement.
Credits $100 statement credit
Up to $100
0% Promotional APR on Select Disney Vacation Packages
Receive 0% promotional APR for 6 months from the date of purchase on eligible Disney vacation packages (Disney Resort packages, Adventures by Disney, National Geographic Expeditions, Aulani vacation packages, and Disney Cruise Line packages) booked through qualifying Disney channels. After the promotional period, the standard variable APR applies.
Financial 0% APR for 6 months on eligible Disney vacation packages
Chase Pay Over Time® (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
Financial Flexible installment payments
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to the card for reimbursement of theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S.
Insurance Secondary CDW coverage
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when checked or carry-on baggage is delayed more than 6 hours by a passenger carrier.
Insurance Up to $100/day for 3 days
Up to $300
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
Insurance 1 additional year of warranty
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents are limited to a 90-day coverage period.
Insurance Up to $500 per item
Up to $500
20% Off First Year of Marvel Unlimited Annual Subscription
Cardmembers receive 20% off their first year of a Marvel Unlimited annual subscription.
Lifestyle 20% off first year
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 12 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated for the first time with this card between February 1, 2025 and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
Lifestyle 12 months complimentary
Exclusive Character Photo Opportunities at Disney Parks
Cardmembers have access to exclusive photo opportunities with Disney characters at Walt Disney World Resort and Disneyland Resort, subject to availability.
Lifestyle Complimentary exclusive access
VIP Cardholder Package for Select Disney on Broadway Shows
Cardmembers have access to an exclusive VIP cardholder package for select Disney on Broadway shows, subject to availability.
Lifestyle Exclusive VIP package access
1% Disney Rewards Dollars on All Other Purchases
Earn 1% in Disney Rewards Dollars on all other purchases not covered by a bonus category.
Rewards 1% Disney Rewards Dollars
2% Disney Rewards Dollars at Gas Stations
Earn 2% in Disney Rewards Dollars on qualifying purchases made at eligible gas stations.
Rewards 2% Disney Rewards Dollars
2% Disney Rewards Dollars at Grocery Stores
Earn 2% in Disney Rewards Dollars on qualifying purchases made at eligible grocery stores.
Rewards 2% Disney Rewards Dollars
2% Disney Rewards Dollars at Most U.S. Disney Locations
Earn 2% in Disney Rewards Dollars on qualifying purchases at most U.S. Disney locations, including Walt Disney World Resort, Disneyland Resort, Disney Cruise Line, and other eligible Disney U.S. properties.
Rewards 2% Disney Rewards Dollars
2% Disney Rewards Dollars at Restaurants
Earn 2% in Disney Rewards Dollars on qualifying restaurant purchases.
Rewards 2% Disney Rewards Dollars
5% Disney Rewards Dollars on Disney Streaming
Earn 5% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com.
Rewards 5% Disney Rewards Dollars
Disney Rewards Dollars — Pay Yourself Back for Airline Purchases
Cardmembers can redeem Disney Rewards Dollars as a statement credit toward airline purchases made directly with the airline using the Disney Premier Visa Card via Chase Pay Yourself Back.
Rewards Statement credit toward airline purchases
Welcome Bonus — $200 Disney Gift Card eGift
New cardmembers receive a $200 electronic Disney Gift Card instantly loaded upon card approval with no minimum spend required. The Gift Card is only awarded to new cardmembers at the time of approval.
Rewards $200 Disney Gift Card eGift
Up to $200
Contactless Tap to Pay
The card supports contactless payment technology for fast and secure checkout wherever the Contactless Symbol is displayed.
Security Complimentary
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
Security Complimentary
10% Off Select Merchandise at Most U.S. Disney Locations
Cardmembers receive 10% off select merchandise purchases at most U.S. Disney Parks and Resort locations and select Disney Cruise Line sailings (through December 31, 2026) when using the Disney Premier Visa Card and/or Disney Rewards Redemption Card as the form of payment.
Shopping 10% off select merchandise
10% Off Select Dining at Participating Disney Restaurant Locations
Cardmembers receive 10% off select dining at a list of participating Walt Disney World Resort and Disneyland Resort restaurant locations when paying with the Disney Premier Visa Card and/or Disney Rewards Redemption Card.
Travel 10% off select dining
Exclusive Disney Cruise Line Perks
Cardmembers who designate the Disney Premier Visa Card for all onboard purchases on eligible sailings receive special Disney Cruise Line cardmember perks, subject to availability and restrictions through December 31, 2026.
Travel Complimentary onboard perks
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
Travel Instant card access

Interest Rates

Purchase APR18.24%–27.74% Variable
Balance Transfer APR27.74%
Cash Advance APR29.99%
Penalty APR29.99%

Fees

Annual Fee $49
Authorized User FeeFree
Foreign Transaction Fee3%
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance FeeEither $10 or 5% of the amount of each transaction, whichever is greater
Late Payment FeeUp to $40
Returned Payment FeeUp to $40

Approval & Eligibility

670 Recommended minimum FICO · Range 670–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileGood
Approval OddsGood
Decision TimeInstant
Pre-QualificationAvailable (no hard pull)
Student EligibleYes
Co-ApplicantNot allowed
Business EligibleYes
Credit Limit Range $500 – No limit listed

Issuer Rules & Restrictions

Maximum Cards per Issuer
You can hold up to 5 cards from this issuer simultaneously.
Shutdown Risk Triggers
Manufactured spending, excessive cash advances, too many Chase applications in a short period, returned payments, suspected fraudulent activity, cycling credit limits, misuse of the Disney Rewards program
Cliff Effect Rules
The Disney Premier Visa, Disney Visa, and Disney Inspire Visa are treated as separate products for bonus eligibility — each card's 24-month new cardmember bonus rule applies independently. No officially published rule prevents a cardmember from holding more than one Disney Visa family card or from earning the bonus on a second Disney card after waiting 24 months from the first card's bonus receipt.
International Friendly
May have limitations for international use.
Additional Issuer Rules
Chase enforces an unpublished but consistently observed 5/24 rule — applicants who have opened 5 or more new credit card accounts across all issuers in the past 24 months will typically be denied. The Disney Premier Visa welcome bonus is not available to current cardmembers or those who received a new cardmember bonus for this card within the past 24 months. No officially published cross-card bonus cliff between the Disney Premier Visa, Disney Visa, and Disney Inspire Visa exists; each card's 24-month bonus rule applies independently, meaning cardholders may hold multiple Disney Visa family cards simultaneously.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
SCRA Benefits
Active-duty servicemembers with pre-service balances are eligible for a reduced APR of 4% (below the SCRA statutory cap of 6%) on existing balances, waived annual fees, and waived late and other fees for the duration of active duty and one year thereafter.
Hardship Program
Hardship program available.
Chase
$49
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.

Welcome Bonus $300
APR 18.24%–27.74% Variable
Quick Summary
Annual Fee $49
RewardsCash Back
Welcome Bonus$300
Min. FICO670+
NetworkVisa
Card TypeCo-branded
Online
Ask any doubts about cards.
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