| Category | Rate | Type | Cap |
|---|---|---|---|
|
Disney Purchases
Earn 2% in Disney Rewards Dollars on purchases at Disney store and Disney.com; includes Walt Disney World Resort, Disneyland Resort, Disney Cruise Line, Disney Vacation Club, and Adventures by Disney purchases; eligibility is determined by merchant category code.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1% in Disney Rewards Dollars on all other eligible purchases made anywhere Visa is accepted; no annual cap applies.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$100 Statement Credit on Disney Theme Park Tickets
Receive a $100 statement credit automatically applied to your account after spending $200 on qualifying U.S. Disney Theme Park ticket purchases (including Walt Disney World Annual Passes, Disneyland Magic Key Passes, and Disney Water Park Tickets) made directly with Disney each anniversary year. Tickets purchased as part of Disney Vacation Packages do not qualify.
|
Credits |
$100 statement credit/year
Up to $100
|
|
200 Disney Rewards Dollars on Disney Resort & Cruise Spend
Earn 200 Disney Rewards Dollars (equal to $200 in Disney purchasing power) automatically applied to your account after $2,000 in qualifying purchases at U.S. Disney Resorts or Disney Cruise Line each anniversary year.
|
Credits |
$200 Disney Rewards Dollars/year
Up to $200
|
|
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on one qualifying non-restaurant order on DoorDash using the enrolled card at checkout, through December 31, 2027.
|
Credits |
Up to $10/quarter ($40/year)
Up to $40
|
|
Up to $120 Annual Disney Streaming Statement Credit
Receive up to $10 per month in statement credits on qualifying Disney+, Hulu, or ESPN+ purchases of $10 or more, for a maximum of $120 per year. Credits are applied automatically each month after qualifying purchases post.
|
Credits |
Up to $10/month ($120/year)
Up to $120
|
|
Welcome Bonus — $200 Statement Credit
Earn a $200 statement credit after spending $1,000 on purchases within the first 3 months of account opening. Credit posts within 6–8 weeks of meeting the spend requirement.
|
Credits |
$200 statement credit
Up to $200
|
|
0% Promotional APR on Select Disney Vacation Packages
Receive 0% promotional APR for 6 months from the date of purchase on eligible Disney vacation packages (Disney Resort packages, Adventures by Disney, National Geographic Expeditions, Aulani vacation packages, and Disney Cruise Line packages) booked through qualifying Disney channels. After the promotional period, the standard variable APR of 18.24%–27.74% applies.
|
Financial | 0% APR for 6 months on eligible Disney vacation packages |
|
Chase Pay Over Time® (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Flexible installment payments |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to the card for reimbursement of theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S.
|
Insurance | Secondary CDW coverage |
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per item
Up to $500
|
|
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 12 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated for the first time with this card between February 1, 2025 and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
|
Lifestyle | 12 months complimentary |
|
Exclusive Character Photo Opportunities at Disney Parks
Cardmembers have access to exclusive photo opportunities with Disney characters at Walt Disney World Resort and Disneyland Resort, subject to availability.
|
Lifestyle | Complimentary exclusive access |
|
Exclusive Disney Inspire Visa Card Designs
Cardmembers can choose from five exclusive Disney Inspire card designs featuring beloved characters such as Mickey Mouse and Stitch, plus access to 11 additional designs available across the Disney Visa card portfolio.
|
Other | 5 exclusive + 11 shared card art designs |
|
1% Disney Rewards Dollars on All Other Purchases
Earn 1% in Disney Rewards Dollars on all other purchases not covered by a bonus category.
|
Rewards | 1% Disney Rewards Dollars |
|
10% Disney Rewards Dollars on Disney Streaming
Earn 10% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com. This is the highest earn rate on the card and applies to eligible streaming subscription purchases.
|
Rewards | 10% Disney Rewards Dollars |
|
2% Disney Rewards Dollars at Grocery Stores
Earn 2% in Disney Rewards Dollars on qualifying purchases made at eligible grocery stores.
|
Rewards | 2% Disney Rewards Dollars |
|
2% Disney Rewards Dollars at Restaurants
Earn 2% in Disney Rewards Dollars on qualifying restaurant purchases.
|
Rewards | 2% Disney Rewards Dollars |
|
3% Disney Rewards Dollars at Gas Stations
Earn 3% in Disney Rewards Dollars on qualifying purchases made at eligible gas stations.
|
Rewards | 3% Disney Rewards Dollars |
|
3% Disney Rewards Dollars at Most U.S. Disney Locations
Earn 3% in Disney Rewards Dollars on qualifying purchases made at most U.S. Disney locations, including Walt Disney World Resort, Disneyland Resort, Disney Cruise Line, and other eligible Disney U.S. properties.
|
Rewards | 3% Disney Rewards Dollars |
|
Disney Rewards Dollars — Pay Yourself Back for Airline Purchases
Cardmembers can redeem Disney Rewards Dollars as a statement credit toward airline purchases made directly with the airline using the Disney Inspire Visa Card, via Chase Pay Yourself Back.
|
Rewards | Statement credit toward airline purchases |
|
Welcome Bonus — $300 Disney Gift Card eGift
New cardmembers receive a $300 electronic Disney Gift Card instantly loaded upon card approval with no minimum spend required. The Gift Card is only awarded to new cardmembers at the time of approval.
|
Rewards |
$300 Disney Gift Card eGift
Up to $300
|
|
Contactless Tap to Pay
The card supports contactless payment technology for fast and secure checkout wherever the Contactless Symbol is displayed.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
|
Security | Complimentary |
|
10% Off Select Merchandise at Most U.S. Disney Locations
Cardmembers receive 10% off select merchandise purchases at most U.S. Disney Parks and Resort locations, Disney Store, and ShopDisney.com when using the Disney Inspire Visa Card and/or Disney Rewards Redemption Card as the form of payment.
|
Shopping | 10% off select merchandise |
|
10% Off Select Dining at Participating Disney Restaurant Locations
Cardmembers receive 10% off select dining at a list of participating Walt Disney World Resort and Disneyland Resort restaurant locations when paying with the Disney Inspire Visa Card and/or Disney Rewards Redemption Card.
|
Travel | 10% off select dining |
|
10% Off Select Recreation at Disney Parks
Cardmembers receive 10% off select recreation experiences at Disney Parks, subject to availability and restrictions, when using the Disney Inspire Visa Card and/or Disney Rewards Redemption Card as the form of payment.
|
Travel | 10% off select recreation |
|
15% Off Select Guided Tours at Disney Parks
Cardmembers receive 15% off select guided tours and recreation experiences at Disney Parks, subject to availability, capacity limitations, and blackout dates, when paying with the Disney Inspire Visa Card and/or Disney Rewards Redemption Card.
|
Travel | 15% off select guided tours |
|
Exclusive Disney Cruise Line Perks
Cardmembers who designate the Disney Inspire Visa Card for all onboard purchases on eligible sailings receive special Disney Cruise Line cardmember perks through December 31, 2026. Subject to availability and restrictions.
|
Travel | Complimentary onboard perks |
|
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
|
Travel | Instant card access |
