| Category | Rate | Type | Cap |
|---|---|---|---|
|
Delta Purchases
On eligible purchases made directly with Delta Air Lines, including flights and incidental charges.
|
3x | Miles | No cap |
|
All Other Purchases
Base rate on all other eligible purchases not covered by the Delta bonus category.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$120 Annual Rideshare Credit
Earn up to $10 back per month as a statement credit on U.S. rideshare purchases with select providers after enrolling and paying with the card. Enrollment required.
|
Credits |
Up to $120/year
Up to $120
|
|
$200 Annual Delta Stays Credit
Receive up to $200 back per year as a statement credit after using the card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
|
Credits |
Up to $200/year
Up to $200
|
|
$240 Annual Resy Dining Credit
Earn up to $20 back per month as a statement credit on eligible purchases at U.S. Resy restaurants or other eligible Resy purchases after enrollment. That's up to $240 annually.
|
Credits |
Up to $240/year
Up to $240
|
|
Global Entry or TSA PreCheck Fee Credit
Receive a $120 statement credit every four years after applying for Global Entry, or up to an $85 statement credit after applying for a five-year TSA PreCheck membership through an official enrollment provider and paying with the card.
|
Credits |
Up to $120 every 4 years
Up to $120
|
|
Uber One Monthly Membership Credit
Earn a statement credit of up to $9.99 per month for up to 12 consecutive months after using the card to pay for an Uber One monthly membership (subject to auto-renewal). Offer valid through June 25, 2026.
|
Credits |
Up to $9.99/month
Up to $10
|
|
No Foreign Transaction Fees
American Express charges no foreign transaction fees on purchases made abroad or in foreign currencies with this card.
|
Financial | No Fee |
|
Plan It — Pay Over Time
Eligible purchases of $100 or more can be split into equal monthly installments with a fixed monthly fee. Up to 10 active plans may be held simultaneously. Terms apply.
|
Financial | Complimentary Feature |
|
Car Rental Loss and Damage Insurance
Secondary coverage for damage to or theft of a rental vehicle when the card is used to reserve and pay for the entire rental and the CDW is declined at the counter. Not available in Australia, Italy, or New Zealand; no liability coverage.
|
Insurance | Secondary Coverage |
|
Cell Phone Protection
Provides up to $800 per claim against covered theft or damage for cell phones listed on the monthly bill paid with the card, with a maximum of 2 claims per 12-month period.
|
Insurance |
Up to $800 per claim, 2 claims/year
Up to $800
|
|
Extended Warranty
Extends the original U.S. manufacturer's warranty by up to one additional year on eligible card purchases.
|
Insurance | Up to 1 Additional Year |
|
Premium Car Rental Protection
When enrolled, provides primary coverage for theft of or damage to a rental car and excess medical coverage for injuries in an accident. Enrollment required; fees, coverage limits, and exclusions apply; does not include liability coverage.
|
Insurance | Primary Coverage (enrollment required) |
|
Purchase Protection
Covers eligible purchases against accidental damage, theft, or loss for up to 90 days from the purchase date. Coverage limits apply.
|
Insurance | Up to 90 Days Coverage |
|
Concierge Service
24/7 concierge assistance for restaurant reservations, event ticket purchases, travel arrangements, and other personal requests by calling the number on the back of the card.
|
Lifestyle | Complimentary |
|
Global Dining Access by Resy
Unlock insider access to reservations at sought-after restaurants by adding the card to the Resy profile through the Resy app or website.
|
Lifestyle | Complimentary Access |
|
1X Miles on All Other Purchases
Earn 1 Delta SkyMile per dollar on all other eligible purchases not covered by a bonus category.
|
Rewards | 1X Miles |
|
3X Miles on Delta Purchases
Earn 3 Delta SkyMiles per dollar on eligible purchases made directly with Delta Air Lines.
|
Rewards | 3X Miles |
|
Delta SkyMiles Never Expire
Delta SkyMiles earned with this card have no expiration date.
|
Rewards | Complimentary |
|
Dispute Resolution
American Express will work with cardmembers to investigate and help resolve any fraudulent, unrecognized, or incorrect charges appearing on their statement.
|
Security | Complimentary |
|
Fraud Alerts
American Express continuously monitors the account for suspicious activity using intelligent fraud detection systems and notifies the cardmember immediately if unusual activity is detected.
|
Security | Complimentary |
|
Amex Offers
Cardmembers receive access to a rotating catalog of merchant-specific statement credit and bonus miles offers that can be added to the card through the Amex App or online account.
|
Shopping | Variable |
|
Return Protection
Covers eligible purchases that a merchant will not accept for return within 90 days of the purchase date, allowing cardmembers to return items to American Express.
|
Shopping | Complimentary |
|
20% Back on Delta In-Flight Purchases
Receive 20% back as a statement credit on eligible Delta in-flight purchases of food and beverages when using the card.
|
Travel | 20% back as statement credit |
|
Annual Companion Certificate
Receive a Companion Certificate each year after card renewal for a Delta First, Delta Comfort+, or Delta Main domestic, Caribbean, or Central American round-trip flight. Government-imposed taxes and fees of $22–$250 apply; Delta Basic experiences are ineligible.
|
Travel | 1 Companion Certificate/year |
|
Baggage Insurance Plan
Provides coverage for lost, damaged, or stolen baggage when traveling on a common carrier vehicle and the entire fare has been charged to the card. Coverage limits apply.
|
Travel | Complimentary |
|
Centurion Lounge and Escape Lounge Access
Complimentary access to The Centurion Lounge (including Sidecar by The Centurion Lounge) and Escape Lounges when flying on a Delta flight booked with the card; guests may be brought at a per-visit rate of $50 per person.
|
Travel | Complimentary |
|
Delta Sky Club Access
Cardmembers receive 15 visits per Medallion Year to the Delta Sky Club when flying Delta; spending $75,000 on the card in a calendar year unlocks unlimited access for the remainder of that Medallion Year. Includes four One-Time Guest Passes per Medallion Year.
|
Travel | 15 visits/year; unlimited after $75K spend |
|
First Checked Bag Free
The cardmember and up to eight companions on the same Delta reservation receive the first checked bag free on Delta flights.
|
Travel | Complimentary (up to 9 passengers) |
|
Hertz President's Circle Status
Receive complimentary Hertz President's Circle status after enrolling in the Hertz Gold Plus Rewards program and linking accounts. Enrollment required.
|
Travel | Complimentary |
|
MQD Boost
Earn $1 Medallion Qualification Dollar (MQD) for every $10 in eligible purchases made on the card, accelerating progress toward Delta Medallion elite status.
|
Travel | $1 MQD per $10 spent |
|
MQD Headstart
Cardmembers receive $2,500 Medallion Qualification Dollars (MQDs) automatically each Medallion Qualification Year, providing a head start toward Delta Medallion elite status.
|
Travel | $2,500 MQDs/year |
|
Premium Global Assist Hotline
Provides 24/7 medical, legal, financial, and other emergency coordination and assistance services when traveling more than 100 miles from home. Emergency medical transportation assistance may be provided at no cost if approved and coordinated by Premium Global Assist.
|
Travel | Complimentary |
|
TakeOff 15 — 15% Off Award Travel
Cardmembers save 15% when redeeming miles to book award travel on Delta-operated flights through delta.com or the Fly Delta app. Discount does not apply to partner-operated flights or taxes and fees.
|
Travel | 15% off award flights |
|
Trip Cancellation and Interruption Insurance
Reimburses non-refundable trip expenses up to $10,000 per trip and $20,000 per card per 12-month period if a covered reason cancels or interrupts a round trip paid entirely with the card.
|
Travel |
Up to $10,000 per trip
Up to $10,000
|
|
Trip Delay Insurance
Reimburses additional expenses up to $500 per trip (maximum 2 claims per card per 12-month period) when a covered reason delays a round trip paid entirely with the card by more than 6 hours.
|
Travel |
Up to $500 per trip
Up to $500
|
|
Upgrade Priority and Complimentary Upgrade List
Cardmembers receive upgrade priority over others within the same Medallion tier. Non-Medallion cardmembers are added to the complimentary upgrade list after Medallion members for eligible Delta flights.
|
Travel | Complimentary |
|
Zone 5 Priority Boarding
Cardmembers and up to eight companions on the same Delta reservation receive Zone 5 priority boarding on Delta flights.
|
Travel | Complimentary |
