| Category | Rate | Type | Cap |
|---|---|---|---|
|
Delta Purchases
On eligible purchases made directly with Delta Air Lines, including flights, upgrades, in-flight purchases, and other Delta services.
|
2x | Miles | No cap |
|
Dining
At restaurants worldwide, including eligible takeout and delivery in the U.S.
|
2x | Miles | No cap |
|
Groceries
At U.S. supermarkets only.
|
2x | Miles | No cap |
|
All Other Purchases
Base rate on all other eligible purchases not covered by a bonus earning category.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$100 Delta Stays Credit
Receive up to $100 back per year as a statement credit after using the card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
|
Credits |
Up to $100/year
Up to $100
|
|
$200 Delta Flight Credit
After spending $10,000 in eligible purchases in a calendar year, cardmembers receive a $200 Delta Flight Credit to use toward future Delta travel, issued as a Delta eCredit.
|
Credits |
$200/year after $10,000 spend
Up to $200
|
|
20% Back on Delta In-Flight Purchases
Receive 20% back as a statement credit on eligible Delta in-flight purchases including food and beverages when using the card.
|
Credits | 20% back as statement credit |
|
Uber One Monthly Membership Credit
Earn a statement credit of up to $9.99 per month for up to 6 consecutive months after using the card to pay for an Uber One monthly membership (subject to auto-renewal). Must begin paying by June 25, 2026 to qualify.
|
Credits |
Up to $9.99/month for 6 months
Up to $10
|
|
No Annual Fee — First Year
The card carries a $0 introductory annual fee for the first year of card membership, then $150 per year beginning at first renewal.
|
Financial |
$0 first year, then $150/year
Up to $150
|
|
No Foreign Transaction Fees
American Express charges no foreign transaction fees on purchases made abroad or in foreign currencies with this card.
|
Financial | No Fee |
|
Plan It — Pay Over Time
Eligible purchases of $100 or more can be split into equal monthly installments with a fixed monthly fee using the Plan It feature. Terms apply.
|
Financial | Complimentary Feature |
|
Baggage Insurance Plan
Provides coverage for lost, damaged, or stolen baggage when the entire common carrier fare is charged to the card. Covers up to $1,250 for carry-on baggage and up to $500 for checked baggage (including up to $250 for high-risk items), in excess of carrier coverage.
|
Insurance |
Up to $1,250 carry-on / $500 checked
Up to $1,250
|
|
Car Rental Loss and Damage Insurance
Secondary coverage for damage to or theft of a rental vehicle when the card is used to reserve and pay for the entire rental and the CDW is declined at the counter. Not available in Australia, Italy, or New Zealand; does not include liability coverage.
|
Insurance |
Secondary Coverage (up to $50,000)
Up to $50,000
|
|
Extended Warranty
Extends the original U.S. manufacturer's warranty by up to one additional year on eligible card purchases, for warranties of five years or less.
|
Insurance | Up to 1 Additional Year |
|
Premium Car Rental Protection
When enrolled, provides primary coverage for theft of or damage to a rental car and excess medical coverage for injuries in an accident. Enrollment required; fees, coverage limits, and exclusions apply; does not include liability coverage.
|
Insurance | Primary Coverage (enrollment required) |
|
Purchase Protection
Covers eligible purchases made on the card against accidental damage or theft for up to 90 days from the purchase date. Coverage is limited to $1,000 per occurrence and $50,000 per card per calendar year.
|
Insurance |
Up to $1,000 per occurrence
Up to $1,000
|
|
Events with Amex — Presale & Reserved Tickets
Cardmembers receive access to Amex Presale Tickets and Amex Reserved Tickets for select concerts, sporting events, and other live entertainment. Supply is limited and not all seats may be offered.
|
Lifestyle | Complimentary Access |
|
Resy Dining Access
Cardmembers can discover and book restaurants using Resy's curated guides and reservation platform through the Resy app or resy.com.
|
Lifestyle | Complimentary Access |
|
1X Miles on All Other Purchases
Earn 1 Delta SkyMile per dollar on all other eligible purchases not covered by a bonus category.
|
Rewards | 1X Miles |
|
2X Miles at Restaurants
Earn 2 Delta SkyMiles per dollar at restaurants worldwide, including eligible takeout and delivery in the U.S.
|
Rewards | 2X Miles |
|
2X Miles at U.S. Supermarkets
Earn 2 Delta SkyMiles per dollar on eligible purchases at U.S. supermarkets.
|
Rewards | 2X Miles |
|
2X Miles on Delta Purchases
Earn 2 Delta SkyMiles per dollar on eligible purchases made directly with Delta Air Lines.
|
Rewards | 2X Miles |
|
Delta SkyMiles Never Expire
Delta SkyMiles earned with this card have no expiration date.
|
Rewards | Complimentary |
|
Dispute Resolution
American Express will work with cardmembers to investigate and help resolve any fraudulent, unrecognized, or incorrect charges appearing on their statement.
|
Security | Complimentary |
|
Fraud Alerts
American Express continuously monitors the account for suspicious activity and notifies the cardmember immediately if unusual activity is detected.
|
Security | Complimentary |
|
Amex Offers
Cardmembers receive access to a rotating catalog of merchant-specific statement credit and bonus miles offers that can be added to the card through the Amex App or online account.
|
Shopping | Variable |
|
First Checked Bag Free
The cardmember and up to eight companions on the same Delta reservation receive the first checked bag free on Delta flights, saving up to $70 per person on a round-trip Delta flight.
|
Travel | Complimentary (up to 9 passengers) |
|
Global Assist Hotline
Provides 24/7 coordination and emergency assistance services when traveling more than 100 miles from home, including medical referrals, lost card assistance, and pre-trip customs information. Cardmembers are responsible for costs charged by third-party service providers.
|
Travel | Complimentary |
|
Miles Headstart
Delta SkyMiles cardmembers can receive an advance of miles to book travel immediately, with six months to earn the miles back through card spending.
|
Travel | Complimentary Feature |
|
Pay with Miles
Cardmembers can redeem Delta SkyMiles to take up to $50 off the cost of a Delta flight for every 5,000 miles redeemed when booking on delta.com.
|
Travel | $50 off per 5,000 miles |
|
TakeOff 15 — 15% Off Award Travel
Cardmembers save 15% when redeeming miles to book award travel on Delta-operated flights through delta.com or the Fly Delta app. Discount does not apply to partner-operated flights or taxes and fees.
|
Travel | 15% off award flights |
|
Zone 5 Priority Boarding
Cardmembers and up to eight companions on the same Delta reservation receive Zone 5 priority boarding on Delta flights, allowing early access to secure overhead bin space.
|
Travel | Complimentary |
