| Category | Rate | Type | Cap |
|---|---|---|---|
|
Delta Purchases
On eligible purchases made directly with Delta Air Lines, including flights, in-flight purchases, and other Delta services.
|
2x | Miles | No cap |
|
Dining
At restaurants worldwide; takeout and delivery earn 2X miles in the U.S. only.
|
2x | Miles | No cap |
|
All Other Purchases
Base rate on all other eligible purchases not covered by a bonus earning category.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
20% Back on Delta In-Flight Purchases
Cardmembers receive 20% back as a statement credit after using their card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
|
Credits | 20% back as statement credit |
|
No Annual Fee
The card carries no annual fee, making it a zero-cost entry point into earning Delta SkyMiles on everyday purchases.
|
Financial |
$0 Annual Fee
Up to $0
|
|
No Foreign Transaction Fees
American Express charges no foreign transaction fees on purchases made abroad or in foreign currencies with this card.
|
Financial | No Fee |
|
Plan It — Pay Over Time
Eligible purchases can be split into equal monthly installments with a fixed monthly fee using the Plan It feature, providing a flexible buy-now-pay-later option. Terms apply.
|
Financial | Complimentary Feature |
|
Car Rental Loss and Damage Insurance
Provides secondary coverage for damage to or theft of a rental vehicle when the cardmember uses their eligible card to reserve and pay for the entire rental and declines the CDW at the counter. Not available in Australia, Italy, or New Zealand; does not include liability coverage.
|
Insurance | Secondary Coverage |
|
Extended Warranty
Extends the terms of an original U.S. manufacturer's warranty by up to one additional year on eligible purchases, applicable to warranties of five years or less.
|
Insurance | Up to 1 Additional Year |
|
Purchase Protection
Covers eligible purchases made on the card against accidental damage or theft for up to 90 days from the purchase date. Coverage limits apply; see benefits guide for exclusions and restrictions.
|
Insurance | Up to 90 Days Coverage |
|
Events with Amex — Presale & Reserved Tickets
Cardmembers receive access to Amex Presale Tickets and Amex Reserved Tickets for select concerts, sporting events, Broadway shows, and other live entertainment. Supply is limited and not all seats may be offered.
|
Lifestyle | Complimentary Access |
|
Resy Dining Access
Cardmembers can explore Resy's curated restaurant guides, discover dining experiences in their city and beyond, and book tables directly through the Resy app or resy.com.
|
Lifestyle | Complimentary Access |
|
1X Miles on All Other Purchases
Earn 1 Delta SkyMile per dollar on all other eligible purchases not covered by a bonus category.
|
Rewards | 1X Miles |
|
2X Miles at Restaurants
Earn 2 Delta SkyMiles per dollar at restaurants worldwide, including eligible takeout and delivery in the U.S.
|
Rewards | 2X Miles |
|
2X Miles on Delta Purchases
Earn 2 Delta SkyMiles per dollar on eligible purchases made directly with Delta Air Lines, including flights and Delta services.
|
Rewards | 2X Miles |
|
Delta SkyMiles Never Expire
Delta SkyMiles earned with this card have no expiration date, allowing cardmembers to accumulate miles at their own pace without losing them over time.
|
Rewards | Complimentary |
|
Dispute Resolution
American Express will work with cardmembers to investigate and help resolve any fraudulent, unrecognized, or incorrect charges appearing on their statement.
|
Security | Complimentary |
|
Fraud Alerts
American Express continuously monitors the account using intelligent fraud detection systems and notifies the cardmember immediately if any suspicious or unusual activity is detected.
|
Security | Complimentary |
|
Amex Offers
Cardmembers receive access to a rotating catalog of merchant-specific statement credit and bonus miles offers that can be added to the card through the Amex App or online account.
|
Shopping | Variable |
|
Global Assist Hotline
Provides 24/7 coordination and emergency assistance services when traveling more than 100 miles from home, including medical referrals, lost card assistance, and pre-trip customs information. Cardmembers are responsible for costs charged by third-party service providers.
|
Travel | Complimentary |
|
Pay with Miles
Cardmembers can redeem Delta SkyMiles to take up to $50 off the cost of a Delta flight for every 5,000 miles redeemed when booking on delta.com.
|
Travel | $50 off per 5,000 miles |
