CO
Connexus Credit Union · Visa

Connexus Secured Card

Secured Secured
$0 Annual Fee
15.24% Variable Purchase APR
300+ Recommended FICO
Browse Cards Connexus Credit Union Connexus Secured Card

Rewards

CategoryRateTypeCap
All Other Purchases
This card does not earn rewards on purchases.
0x Cash Back No cap

Benefits & Protections

BenefitCategoryValue / Coverage
Credit Building
Account activity is reported to all three major credit bureaus, enabling cardholders to build or rebuild their credit history with responsible use.
Financial Complimentary
No Annual Fee
The Connexus Secured Card carries no annual fee, reducing the cost of credit building for cardholders.
Financial $0
Up to $0
Pathway to Unsecured Credit
Responsible use of the secured card may qualify cardholders for graduation to an unsecured Connexus credit card product over time.
Financial Complimentary
Refundable Security Deposit
The required security deposit is fully refundable upon account closure in good standing or graduation to an unsecured card, subject to any outstanding balance.
Financial Refundable
Online and Mobile Account Management
Cardholders have access to Connexus Credit Union's online banking and mobile app for account management, payment scheduling, and balance monitoring.
Other Complimentary
Fraud Monitoring
Connexus monitors accounts 24/7 for suspicious activity and will alert cardholders of potentially fraudulent transactions.
Security Complimentary
Zero Liability Protection
Cardholders are not held responsible for unauthorized transactions made with their card or account information.
Security Complimentary

Interest Rates

Purchase APR15.24% Variable

Approval & Eligibility

300 Recommended minimum FICO · Range 300–669
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyEasy
Credit ProfileFair
Approval OddsGood
Decision Time1-3 days
Student EligibleYes
Business EligibleNo
Credit Limit Range $300 – No limit listed

Issuer Rules & Restrictions

Shutdown Risk Triggers
Excessive cash advances, high credit utilization, returned payments, suspected fraudulent activity
Additional Issuer Rules
The Connexus Secured Card is designed for credit building and requires a refundable security deposit that sets the credit limit. Connexus Credit Union membership is required prior to application. No known bonus restrictions or card-family cliffs apply, as this card does not offer a welcome bonus.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
Hardship Program
Hardship program available.
Connexus Credit Union
$0
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.
APR 15.24% Variable
Quick Summary
Annual Fee Free
Min. FICO300+
NetworkVisa
Card TypeSecured
Online
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