CO
Connexus Credit Union · Visa

Connexus Platinum Card

Balance Transfer Standard
$0 Annual Fee
13.24% Variable Purchase APR
670+ Recommended FICO
Browse Cards Connexus Credit Union Connexus Platinum Card

Rewards

CategoryRateTypeCap
All Other Purchases
This card does not earn rewards on purchases.
0x Cash Back No cap

Benefits & Protections

BenefitCategoryValue / Coverage
Credit Building and Reporting
Account activity is reported to all three major credit bureaus, helping cardholders maintain and strengthen their credit profile.
Financial Complimentary
Low Balance Transfer APR
Cardholders can transfer existing balances from higher-rate cards and benefit from the same low ongoing APR applied to purchases.
Financial Low variable APR
Low Ongoing Purchase APR
The card offers a competitive low variable APR on purchases, making it well-suited for cardholders who occasionally carry a balance.
Financial Low variable APR
No Annual Fee
The Connexus Platinum Card carries no annual fee, providing a cost-free option for cardholders seeking a low-rate card.
Financial $0
Up to $0
Online and Mobile Account Management
Cardholders have full access to Connexus Credit Union's online banking platform and mobile app for payments, balance monitoring, and account management.
Other Complimentary
Fraud Monitoring
Connexus monitors accounts 24/7 for suspicious activity and alerts cardholders of potentially fraudulent transactions.
Security Complimentary
Zero Liability Protection
Cardholders are not held responsible for unauthorized transactions made with their card or account information.
Security Complimentary

Interest Rates

Purchase APR13.24% Variable
Balance Transfer APR13.24%

Approval & Eligibility

670 Recommended minimum FICO · Range 670–739
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileGood
Approval OddsGood
Decision Time1-3 days
Student EligibleYes
Business EligibleNo
Credit Limit Range $500 – No limit listed

Issuer Rules & Restrictions

Shutdown Risk Triggers
Excessive cash advances, returned payments, high credit utilization, suspected fraudulent activity, manufactured spending
Additional Issuer Rules
The Connexus Platinum Card requires Connexus Credit Union membership prior to application. No welcome bonus is offered on this card, so no bonus-related application restrictions, waiting periods, or spend requirements apply. No known churning rules, card-family cliffs, or application frequency restrictions have been publicly documented for Connexus credit card products.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
Hardship Program
Hardship program available.
Connexus Credit Union
$0
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.
APR 13.24% Variable
Quick Summary
Annual Fee Free
Min. FICO670+
NetworkVisa
Card TypeBalance Transfer
Online
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