CO
Connexus Credit Union · Visa

Connexus Max Cash Secured Card

Cash Back Secured
$0 Annual Fee
15.24% Variable Purchase APR
300+ Recommended FICO
Cash Back Reward Type
Browse Cards Connexus Credit Union Connexus Max Cash Secured Card

Rewards

Reward TypeCash Back
Base Rate1x / 1%
Bonus RateUp to 5x
CategoryRateTypeCap
Gas Stations 5x Cash Back No cap
Groceries 5x Cash Back No cap
All Other Purchases 1x Cash Back No cap

Benefits & Protections

BenefitCategoryValue / Coverage
Credit Building
Account activity is reported to all three major credit bureaus, enabling cardholders to build or rebuild their credit history with responsible use.
Financial Complimentary
No Annual Fee
The Connexus Max Cash Secured Card carries no annual fee, maximizing value for cardholders building credit.
Financial $0
Up to $0
Pathway to Unsecured Credit
Responsible use may qualify cardholders for graduation to an unsecured Connexus credit card product over time.
Financial Complimentary
Refundable Security Deposit
The required security deposit is fully refundable upon account closure in good standing or graduation to an unsecured card, subject to any outstanding balance.
Financial Refundable
Online and Mobile Account Management
Cardholders have full access to Connexus Credit Union's online banking platform and mobile app for payments, balance monitoring, and account management.
Other Complimentary
1% Cash Back on All Other Purchases
Cardholders earn 1% cash back on all purchases outside of bonus categories.
Rewards 1% cash back
5% Cash Back on Gas Stations
Cardholders earn 5% cash back on eligible gas station purchases.
Rewards 5% cash back
5% Cash Back on Grocery Purchases
Cardholders earn 5% cash back on eligible grocery store purchases.
Rewards 5% cash back
Fraud Monitoring
Connexus monitors accounts 24/7 for suspicious activity and alerts cardholders of potentially fraudulent transactions.
Security Complimentary
Zero Liability Protection
Cardholders are not held responsible for unauthorized transactions made with their card or account information.
Security Complimentary

Interest Rates

Purchase APR15.24% Variable

Approval & Eligibility

300 Recommended minimum FICO · Range 300–669
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyEasy
Credit ProfileFair
Approval OddsGood
Decision Time1-3 days
Student EligibleYes
Business EligibleNo
Credit Limit Range $300 – No limit listed

Issuer Rules & Restrictions

Shutdown Risk Triggers
Excessive cash advances, returned payments, high credit utilization, suspected fraudulent activity, manufactured spending
Additional Issuer Rules
The Connexus Max Cash Secured Card requires Connexus Credit Union membership and a refundable security deposit prior to application. No welcome bonus is offered on this card, so no bonus-related application restrictions or spend requirements apply. No known churning rules, card-family cliffs, or application frequency restrictions have been publicly documented for Connexus credit card products.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
Hardship Program
Hardship program available.
Connexus Credit Union
$0
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.
APR 15.24% Variable
Quick Summary
Annual Fee Free
RewardsCash Back
Min. FICO300+
NetworkVisa
Card TypeCash Back
Online
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