CO
Connexus Credit Union · Visa

Connexus College Real Rewards Card

Rewards Student
$0 Annual Fee
17.24% Variable Purchase APR
580+ Recommended FICO
Points Reward Type
Browse Cards Connexus Credit Union Connexus College Real Rewards Card

Rewards

Reward TypePoints
Base Rate1x / 1%
Point Value~0.01¢ each
CategoryRateTypeCap
All Other Purchases 1x Points No cap

Benefits & Protections

BenefitCategoryValue / Coverage
Credit Building
Account activity is reported to all three major credit bureaus, helping student cardholders establish a positive credit history with responsible use.
Financial Complimentary
No Annual Fee
The Connexus College Real Rewards Card carries no annual fee, making it a cost-free entry point for students building credit.
Financial $0
Up to $0
Pathway to Unsecured and Upgraded Credit
Responsible use of the student card may qualify cardholders for graduation to standard Connexus credit card products after establishing a positive payment history.
Financial Complimentary
Online and Mobile Account Management
Cardholders have access to Connexus Credit Union's online banking platform and mobile app for account management, payment scheduling, and balance monitoring.
Other Complimentary
1x Points on All Purchases
Cardholders earn 1 point per dollar spent on all eligible purchases with no category restrictions.
Rewards 1x points
Fraud Monitoring
Connexus monitors accounts 24/7 for suspicious or unusual activity and alerts cardholders of potentially fraudulent transactions.
Security Complimentary
Zero Liability Protection
Cardholders are not held responsible for unauthorized transactions made with their card or account information.
Security Complimentary

Interest Rates

Purchase APR17.24% Variable

Approval & Eligibility

580 Recommended minimum FICO · Range 580–669
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyEasy
Credit ProfileFair
Approval OddsGood
Decision Time1-3 days
Student EligibleYes
Business EligibleNo
Credit Limit Range $500 – No limit listed

Issuer Rules & Restrictions

Shutdown Risk Triggers
Excessive cash advances, returned payments, high credit utilization, suspected fraudulent activity
Additional Issuer Rules
The Connexus College Real Rewards Card is intended for enrolled college students and requires Connexus Credit Union membership prior to application. No welcome bonus is offered, so there are no bonus-related application restrictions or churning considerations. No known card-family cliff rules or application frequency restrictions have been publicly documented for Connexus credit card products.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
SCRA Benefits
Interest rate capped at 6% on pre-service balances during active duty military service per SCRA requirements
Hardship Program
Hardship program available.
Connexus Credit Union
$0
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.
APR 17.24% Variable
Quick Summary
Annual Fee Free
RewardsPoints
Min. FICO580+
NetworkVisa
Card TypeRewards
Online
Ask any doubts about cards.
Gemini 2.2 Ver