| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hotels, Car Rentals, and Attractions via Citi Travel
Earn 10 ThankYou Points per $1 spent on Hotels, Car Rentals, and Attractions booked through cititravel.com with no annual cap.
|
10x | Points | No cap |
|
Air Travel and Other Hotel Purchases
Earn 3 ThankYou Points per $1 spent on Air Travel and other hotel purchases not booked through cititravel.com with no annual cap.
|
3x | Points | No cap |
|
Dining
Earn 3 ThankYou Points per $1 spent at restaurants with no annual cap.
|
3x | Points | No cap |
|
Supermarkets
Earn 3 ThankYou Points per $1 spent at supermarkets with no annual cap.
|
3x | Points | No cap |
|
Gas and EV Charging Stations
Earn 3 ThankYou Points per $1 spent at gas and EV charging stations with no annual cap.
|
3x | Points | No cap |
|
All Other Purchases
Earn 1 ThankYou Point per $1 spent on all other purchases with no cap.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$100 Annual Hotel Benefit
Once per calendar year, receive $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or by calling 1-833-737-1288. The benefit is applied instantly at time of booking.
|
Credits |
$100/year
Up to $100
|
|
Citi Flex Pay
Eligible purchases of $75 or more can be split into fixed monthly payments using Citi Flex Pay with no application or credit check required while continuing to earn ThankYou Points.
|
Financial | Complimentary |
|
Flexible Payment Due Date
Cardmembers can choose their billing due date from available dates at the beginning, middle, or end of the month.
|
Financial | Complimentary |
|
No Authorized User Fee
Cardmembers can add authorized users at no additional cost and earn ThankYou Points faster on purchases made by authorized users.
|
Financial |
$0
Up to $0
|
|
No Foreign Transaction Fees
Cardmembers pay no foreign transaction fees on purchases made outside the United States.
|
Financial |
$0
Up to $0
|
|
Lost or Damaged Luggage Protection
Covers luggage that is lost, stolen, or damaged by a common carrier when the trip is paid for with the card.
|
Insurance | Complimentary |
|
MasterRental Car Rental Coverage
Provides coverage for damage or theft of eligible rental vehicles when the rental is paid with the card and the cardholder declines the rental agency's collision damage waiver.
|
Insurance | Complimentary |
|
Trip Cancellation and Trip Interruption Protection
Provides reimbursement for non-refundable trip expenses when a common carrier trip is cancelled or interrupted due to a covered event such as illness, severe weather, or other qualifying circumstances.
|
Insurance | Complimentary |
|
Trip Delay Protection
Reimburses cardmembers for reasonable expenses such as meals and lodging when a common carrier trip is delayed by a qualifying number of hours.
|
Insurance | Complimentary |
|
Citi Entertainment Access
Cardmembers get special access to purchase tickets to thousands of events including presale tickets and exclusive experiences for concerts, sporting events, and arts and culture through Citi Entertainment.
|
Lifestyle | Complimentary |
|
24/7 Customer Service
Live customer service representatives are available 24 hours a day, 365 days a year by calling the number on the back of the card.
|
Other | Complimentary |
|
Automatic Account Alerts
Cardmembers can opt into automatic alerts via email or text for balance updates, payment reminders, and credit limit notifications.
|
Other | Complimentary |
|
Citi Mobile App
Cardmembers can manage their account, view balances, make payments, and access card features anytime through the Citi Mobile App.
|
Other | Complimentary |
|
Digital Wallet Compatibility
The card is compatible with major digital wallets enabling contactless payments online, in-app, and in stores.
|
Other | Complimentary |
|
Free FICO Score Access
Cardmembers receive complimentary online access to their FICO Score to help monitor and understand their credit history.
|
Other | Complimentary |
|
Paperless Statements
Cardmembers can opt into paperless statements and electronic communications to receive statements and most legal notices online.
|
Other | Complimentary |
|
Pre-Qualification Tool
Prospective applicants can check if they are pre-qualified for the Citi Strata Premier Card online with no impact to their credit score before formally applying.
|
Other | Complimentary |
|
10x Points on Hotels, Car Rentals, and Attractions via Citi Travel
Earn 10 ThankYou Points per $1 spent on Hotels, Car Rentals, and Attractions booked through cititravel.com with no annual cap.
|
Rewards | 10x points |
|
1x Points on All Other Purchases
Earn 1 ThankYou Point per $1 spent on all other purchases with no cap.
|
Rewards | 1x points |
|
3x Points at Gas and EV Charging Stations
Earn 3 ThankYou Points per $1 spent at gas and EV charging stations with no annual cap.
|
Rewards | 3x points |
|
3x Points at Restaurants
Earn 3 ThankYou Points per $1 spent at restaurants with no annual cap.
|
Rewards | 3x points |
|
3x Points at Supermarkets
Earn 3 ThankYou Points per $1 spent at supermarkets with no annual cap.
|
Rewards | 3x points |
|
3x Points on Air Travel and Other Hotel Purchases
Earn 3 ThankYou Points per $1 spent on Air Travel and other hotel purchases not booked through cititravel.com with no annual cap.
|
Rewards | 3x points |
|
No Points Earning Cap
There is no limit to the number of ThankYou Points that can be earned through card purchases.
|
Rewards | Unlimited |
|
ThankYou Points Never Expire
ThankYou Points do not expire as long as the account remains open.
|
Rewards | No expiry |
|
ThankYou Points Redemption Flexibility
Redeem ThankYou Points through Citi Travel, Shop with Points at Amazon, PayPal, CVS, and other participating merchants, gift cards, statement credits, direct deposits, and more at thankyou.com.
|
Rewards | Complimentary |
|
ThankYou Points Transfer to Airline and Hotel Partners
Transfer ThankYou Points to airline and hotel partners including JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, and The Leading Hotels of the World. There is no transfer fee and the minimum transfer is 1,000 points.
|
Rewards | Complimentary |
|
24-Hour Fraud Protection
Citi monitors the account around the clock and alerts cardmembers if unusual activity is detected.
|
Security | Complimentary |
|
Citi Quick Lock
Cardmembers can instantly block new charges on a misplaced card via the Citi Mobile App or citi.com while allowing existing recurring transactions to continue.
|
Security | Complimentary |
|
EMV Chip Technology with Contactless Pay
The card includes chip-based technology with tap-to-pay capability for enhanced security and global acceptance at contactless payment terminals.
|
Security | Complimentary |
|
Mastercard ID Theft Protection
Mastercard's ID Theft Protection program monitors personal information chosen by the cardmember and sends alerts if suspicious activity is found. Free enrollment available at mastercardidps.idprotectiononline.com.
|
Security | Complimentary |
|
Citi Travel Portal Access
Cardmembers can book flights, hotels, car rentals, and attractions through Citi Travel using their card, ThankYou Points, or a combination of both, with access to over 1.4 million hotels and resorts worldwide.
|
Travel | Complimentary |
|
The Reserve by Citi Travel Access
Cardmembers have access to The Reserve by Citi Travel, a curated collection of premium hotels and experiences available through cititravel.com.
|
Travel | Complimentary |
