| Benefit | Category | Value / Coverage |
|---|---|---|
|
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers for 21 months from the date of the first transfer when the transfer is completed within 4 months of account opening; after the intro period, the standard variable APR applies.
|
Financial | 0% for 21 months |
|
0% Introductory APR on Purchases
New cardholders receive a 0% introductory APR on purchases for 12 months from account opening; after the intro period, the standard variable APR applies based on creditworthiness.
|
Financial | 0% for 12 months |
|
Flexible Payment Due Date
Cardmembers can choose a payment due date that works for them — in the beginning, middle, or end of the month — to help manage cash flow.
|
Financial | Complimentary |
|
No Annual Fee
There is no annual fee to carry the Citi Diamond Preferred Credit Card.
|
Financial |
$0 annual fee
Up to $0
|
|
Citi Entertainment® Access
Cardmembers get special access to purchase tickets to thousands of events including presales and exclusive experiences in music, sports, dining, and more through Citi Entertainment.
|
Lifestyle | Complimentary |
|
24/7 Customer Service
Cardmembers have access to Citi customer service 24 hours a day, 7 days a week for account management, payments, and dispute resolution.
|
Other | Complimentary |
|
Citi Mobile App Account Management
Full account management through the Citi mobile app, including viewing statements, making payments, setting up alerts, using Quick Lock, and accessing FICO score.
|
Other | Complimentary |
|
Free FICO® Credit Score Access
Cardmembers receive complimentary access to their FICO Credit Score through the Citi mobile app or online account portal, updated monthly.
|
Other | Complimentary |
|
$0 Liability on Unauthorized Charges
Cardmembers are not responsible for unauthorized charges when reported promptly; Citibank provides $0 fraud liability protection on all unauthorized transactions.
|
Security | Complimentary |
|
Citi Identity Theft Solutions
Cardholders have access to Citi's identity theft resolution services, providing assistance with resolving fraudulent account activity and protecting personal information.
|
Security | Complimentary |
|
Citi Quick Lock
Cardmembers can instantly lock their card through the Citi mobile app or website to prevent new purchases if the card is misplaced, without cancelling the account.
|
Security | Complimentary |
|
Virtual Account Numbers
Cardmembers can generate virtual account numbers through the Citi Virtual Account Numbers feature for more secure online shopping, protecting the primary card number from being exposed to merchants.
|
Security | Complimentary |
