| Category | Rate | Type | Cap |
|---|---|---|---|
|
AAdvantage Hotels Bookings
Earn 6 AAdvantage miles per $1 spent on eligible AAdvantage Hotels bookings made through aadvantagehotels.com.
|
6x | Miles | No cap |
|
American Airlines Purchases
Earn 3 AAdvantage miles per $1 spent on eligible American Airlines purchases.
|
3x | Miles | No cap |
|
Dining
Earn 2 AAdvantage miles per $1 spent at restaurants, including takeout and delivery.
|
2x | Miles | No cap |
|
Rides and Rails
Earn 2 AAdvantage miles per $1 spent on eligible Rides and Rails purchases, including taxis, rideshares, and public transit.
|
2x | Miles | No cap |
|
All Other Purchases
Earn 1 AAdvantage mile per $1 spent on all other purchases with no mileage cap.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Annual Splurge Credit
Every calendar year, earn up to $100 in statement credits on purchases from up to 2 of the following brands: 1stDibs, eligible AAdvantage Hotels bookings, Future Personal Training, and Live Nation (exclusions apply).
|
Credits |
Up to $100/year
Up to $100
|
|
Global Entry or TSA PreCheck Credit
Cardmembers receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry or TSA PreCheck.
|
Credits |
Up to $120 every 4 years
Up to $120
|
|
Inflight Purchase Credit
Every calendar year, earn up to $100 in statement credits on inflight purchases when the card is used on American Airlines flights.
|
Credits |
Up to $100/year
Up to $100
|
|
Turo Statement Credit
Earn up to $30 in statement credits for each eligible Turo trip completed annually, for a total of up to $240 in statement credits per year. Card must be linked to a Turo account at Turo.com/Globe and used to pay for the trip.
|
Credits |
Up to $240/year ($30 per trip)
Up to $240
|
|
Authorized Users at No Additional Charge
Cardmembers can add authorized users to the account at no additional cost, with miles earned on all authorized user purchases credited to the primary cardmember's AAdvantage account.
|
Financial |
$0
Up to $0
|
|
Citi Flex Pay
Eligible purchases of $75 or more can be split into fixed monthly payments using Citi Flex Pay with no application or credit check required, while continuing to earn miles on purchases.
|
Financial | Complimentary |
|
Flexible Payment Due Date
Cardmembers can choose their billing due date from available dates at the beginning, middle, or end of the month.
|
Financial | Complimentary |
|
No Foreign Transaction Fees
Cardmembers pay no foreign transaction fees on purchases made outside the United States.
|
Financial |
$0
Up to $0
|
|
Extended Warranty
Extends the original manufacturer's warranty on eligible purchases made with the card.
|
Insurance | Complimentary |
|
Lost or Damaged Luggage Protection
Covers luggage that is lost, stolen, or damaged by a common carrier when the trip is paid for with the card.
|
Insurance | Complimentary |
|
MasterRental Car Rental Coverage
Provides coverage for damage or theft of eligible rental vehicles when the rental is paid with the card and the cardholder declines the rental agency's collision damage waiver.
|
Insurance | Complimentary |
|
Purchase Assurance Plus
Covers eligible new purchases against damage or theft for a limited period after the purchase date when paid with the card.
|
Insurance | Complimentary |
|
Trip Cancellation and Interruption Protection
Provides reimbursement for non-refundable trip expenses when a common carrier trip is cancelled or interrupted due to a covered event such as illness, severe weather, or other qualifying circumstances.
|
Insurance | Complimentary |
|
Trip Delay Protection
Reimburses cardmembers for reasonable expenses such as meals and lodging when a common carrier trip is delayed by a qualifying number of hours.
|
Insurance | Complimentary |
|
Citi Entertainment Access
Cardmembers get special access to purchase tickets to thousands of events including presale tickets and exclusive experiences for concerts, sporting events, and arts and culture through Citi Entertainment.
|
Lifestyle | Complimentary |
|
24/7 Customer Service
Live customer service representatives are available 24 hours a day, 365 days a year by calling the number on the back of the card.
|
Other | Complimentary |
|
Automatic Account Alerts
Cardmembers can opt into automatic alerts via email or text for balance updates, payment reminders, and credit limit notifications.
|
Other | Complimentary |
|
Contactless Pay
The chip-enabled card supports tap-to-pay at contactless payment terminals for faster and more convenient in-store transactions.
|
Other | Complimentary |
|
Digital Wallet Compatibility
The card is compatible with major digital wallets, enabling contactless payments online, in-app, and in stores while maintaining full card benefits.
|
Other | Complimentary |
|
Free FICO Score Access
Cardmembers receive complimentary online access to their FICO Score to help monitor and understand their credit history.
|
Other | Complimentary |
|
Paperless Statements
Cardmembers can opt into paperless statements and electronic communications to receive statements and most legal notices online.
|
Other | Complimentary |
|
1x Miles on All Other Purchases
Earn 1 AAdvantage mile per $1 spent on all other purchases with no mileage cap.
|
Rewards | 1x miles |
|
2x Miles on Dining
Earn 2 AAdvantage miles per $1 spent at restaurants, including takeout and delivery, with no annual cap.
|
Rewards | 2x miles |
|
2x Miles on Rides and Rails
Earn 2 AAdvantage miles per $1 spent on eligible Rides and Rails purchases including taxis, rideshares, and public transit, with no annual cap.
|
Rewards | 2x miles |
|
3x Miles on American Airlines Purchases
Earn 3 AAdvantage miles per $1 spent on eligible American Airlines purchases with no annual cap.
|
Rewards | 3x miles |
|
6x Miles on AAdvantage Hotels Bookings
Earn 6 AAdvantage miles per $1 spent on eligible AAdvantage Hotels bookings with no annual cap.
|
Rewards | 6x miles |
|
AAdvantage Loyalty Points
Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from card purchases, helping cardmembers qualify for AAdvantage elite status faster.
|
Rewards | 1 Loyalty Point per mile earned |
|
24-Hour Fraud Protection
Citi monitors the account around the clock and alerts cardmembers if unusual activity is detected.
|
Security | Complimentary |
|
Citi Quick Lock
Cardmembers can instantly block new charges on a misplaced card via the Citi Mobile App or citi.com while allowing existing recurring transactions to continue.
|
Security | Complimentary |
|
EMV Chip Technology
The card includes chip-based technology for enhanced security and global acceptance at chip-enabled terminals.
|
Security | Complimentary |
|
Mastercard ID Theft Protection
Mastercard's ID Theft Protection program monitors personal information chosen by the cardmember and sends alerts if suspicious activity is found. Enrollment is free at mastercardidps.idprotectiononline.com.
|
Security | Complimentary |
|
Admirals Club Globe Passes
Receive 4 Admirals Club Globe Passes every calendar year, granting access to nearly 50 Admirals Club lounges with complimentary drinks, snacks, and Wi-Fi. Passes are available digitally in the cardmember's AAdvantage wallet.
|
Travel |
4 passes/year (over $300 in value)
Up to $300
|
|
American Airlines Companion Certificate
Starting in the second cardmembership year, cardmembers receive an annual American Airlines Companion Certificate upon card renewal, valid for a single qualifying round-trip main cabin domestic flight. Redeeming the certificate costs $99 for the ticketing fee, plus applicable taxes and fees.
|
Travel | 1 companion certificate/year |
|
First Checked Bag Free
The primary cardmember and up to 8 companions listed on the same domestic American Airlines reservation each receive their first checked bag free, saving up to $35 per person each way.
|
Travel | Complimentary |
|
Flight Streak Loyalty Point Bonus
Earn a 5,000 Loyalty Point bonus after every 4 qualifying American Airlines flights, for a maximum of 15,000 additional Loyalty Points per AAdvantage status qualification year (March 1 through last day of February).
|
Travel | Up to 15,000 bonus Loyalty Points/year |
|
No Blackout Dates on Award Travel
AAdvantage miles can be redeemed with no blackout dates, giving cardmembers full flexibility when booking award flights.
|
Travel | Complimentary |
|
No Mileage Earning Cap
There is no maximum number of AAdvantage miles that can be earned through card purchases.
|
Travel | Unlimited |
|
Preferred Boarding
Cardmember and up to 8 companions listed on the same reservation enjoy preferred boarding on American Airlines flights, providing earlier access to overhead bin space.
|
Travel | Complimentary |
