| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hyatt Stays
Earn 4x points on purchases at Hyatt hotels and resorts.
|
4x | Points | No cap |
|
Top 3 Business Spend Categories (2024)
Earn 2x points on your top 3 of 8 spend categories each quarter through 12/31/24, up to $150,000 in combined purchases each calendar year. Eligible categories include shipping, advertising, dining, gas stations, office supply stores, internet/cable/phone services, car rental agencies, and airline tickets purchased directly from the airline.
|
2x | Points | $150,000/yr |
|
Top 2 Business Spend Categories (2025 onwards)
Earn 2x points on your top 2 of 8 spend categories each quarter starting 1/1/25, up to $150,000 in combined purchases each calendar year. Eligible categories include shipping, advertising, dining, gas stations, office supply stores, internet/cable/phone services, car rental agencies, and airline tickets purchased directly from the airline.
|
2x | Points | $150,000/yr |
| Fitness Club & Gym Memberships | 2x | Points | No cap |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Hyatt Statement Credits
Earn $50 in statement credits up to two times each calendar year (total $100) when you spend $50 or more at any Hyatt property with your card.
|
Credits |
Up to $100/year
Up to $100
|
|
No Foreign Transaction Fees
Pay no foreign transaction fees when making purchases outside of the United States.
|
Financial | 0% |
|
No-Fee Employee Cards
Add employee cards to your account at no additional cost.
|
Financial | Complimentary |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage in the U.S. and primary coverage outside the U.S. for theft and damage to most rental vehicles when the eligible rental is charged to the card and the rental company's collision damage waiver is declined.
|
Insurance | Up to actual cash value of vehicle |
|
Extended Warranty Protection
Extends the time period of the original manufacturer's warranty by an additional year, on eligible warranties of three years or less, up to $10,000 per claim and $50,000 per account.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Purchase Protection
Covers new purchases against theft or damage for 120 days from the purchase date, up to $10,000 per claim and $50,000 per account.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Base Earning Rate
Earn 1 bonus point per $1 spent on all other eligible purchases.
|
Rewards | 1x point |
|
Fitness Club & Gym Memberships Bonus Points
Earn 2 bonus points per $1 spent on fitness club and gym memberships.
|
Rewards | 2x points |
|
Hyatt Hotel & Resort Purchases Bonus Points
Earn 4 bonus points per $1 spent on purchases at Hyatt hotels and resorts.
|
Rewards | 4x points |
|
Top 2 Business Spend Categories Bonus Points
Earn 2 bonus points per $1 spent on the top 2 categories where you spend the most each quarter, up to $15,000 in combined purchases each quarter. Eligible categories include shipping, advertising, internet/cable/phone services, gas stations, restaurants, and airline tickets purchased directly from the airline.
|
Rewards | 2x points (up to $15,000/quarter) |
|
Annual Free Night Award
Receive one Free Night Award (valid for Category 1-4 Hyatt hotels) each year after your cardmember anniversary.
|
Travel | 1 Free Night Award (Category 1-4) |
|
Baggage Delay Insurance
Reimburses for essential purchases like toiletries and clothing for baggage delays over 6 hours by a passenger carrier, up to $100 a day for 5 days.
|
Travel |
Up to $500 ($100/day for 5 days)
Up to $500
|
|
Emergency Medical and Dental Benefit
Reimburses up to $2,500 for emergency medical or dental expenses incurred while traveling, if more than 100 miles from home.
|
Travel |
Up to $2,500
Up to $2,500
|
|
Lost Luggage Reimbursement
Reimburses up to $3,000 per passenger for checked or carry-on luggage and its contents if lost or damaged by the common carrier.
|
Travel |
Up to $3,000 per passenger
Up to $3,000
|
|
Roadside Dispatch
A pay-per-use referral service that provides assistance with services like towing, tire changing, jump starting, lockout service, and fuel delivery. Cardmembers are responsible for service fees.
|
Travel | Pay-per-use |
|
Spend-Based Additional Free Night Award
Earn a second Free Night Award (valid for Category 1-4 Hyatt hotels) after spending $60,000 in a calendar year.
|
Travel | 1 Free Night Award (Category 1-4) |
|
Spend-Based Tier-Qualifying Night Credits
Earn 5 Tier-Qualifying Night Credits towards elite status for every $10,000 spent in a calendar year.
|
Travel | 5 nights per $10,000 spend |
|
Travel Accident Insurance
Provides coverage for accidental death or dismemberment while traveling on a common carrier when the fare has been purchased with the card.
|
Travel |
Up to $500,000
Up to $500,000
|
|
Travel and Emergency Assistance Services
Provides a referral service for medical, legal, and travel emergencies when you're away from home. Cardmembers are responsible for the cost of any services obtained.
|
Travel | Referral service |
|
Trip Cancellation/Interruption Insurance
Reimburses up to $5,000 per person and $10,000 per trip for non-refundable passenger fares if a trip is cancelled or interrupted for covered reasons like sickness or severe weather.
|
Travel |
Up to $10,000 per trip
Up to $10,000
|
|
World of Hyatt Discoverist Status
Enjoy complimentary World of Hyatt Discoverist status as long as your account is open.
|
Travel | Complimentary |
