CH
Chase

Southwest Rapid Rewards® Premier Business Credit Card

60,000 Miles Bonus No Foreign Fees
$99 Annual Fee
19.49%–28.49% Variable Purchase APR
60,000 Welcome Bonus
740+ Recommended FICO
Miles Reward Type
Browse Cards › Chase › Southwest Rapid Rewards® Premier Business Credit Card

Welcome Bonus

60,000 Miles
Welcome Bonus
Spend $3,000 in the first 90 days

Rewards

Reward TypeMiles
Base Rate1x / 1%
Bonus RateUp to 3x
Point Value~0.01¢ each
ExpirationPoints do not expire as long as you have qualifying activity every 24 months
CategoryRateTypeCap
Southwest® purchases 3x Miles No cap
Advertising services, internet, cable, and phone services 2x Miles No cap
Social media and search engine advertising 2x Miles No cap
All Other Purchases 1x Miles No cap

Benefits & Protections

No Foreign Fees
Purchase Protection
Extended Warranty
BenefitCategoryValue / Coverage
Employee Cards
Get employee cards at no additional cost, allowing employees to earn points for the business.
Financial Complimentary
No Foreign Transaction Fees
Pay no foreign transaction fees when making purchases outside of the United States.
Financial Complimentary
QuickBooks Compatibility
Easily download transactions into QuickBooks® for simplified expense tracking and accounting.
Financial Complimentary
Year-End Summaries
Receive a detailed year-end summary to help with budgeting and tax preparation.
Financial Complimentary
Auto Rental Collision Damage Waiver
Provides primary coverage for theft and collision damage for most rental cars when you rent for business purposes and decline the rental company's collision insurance.
Insurance Up to actual cash value of most rental vehicles
Extended Warranty Protection
Extends the time period of the original manufacturer's warranty by an additional year on eligible warranties of three years or less.
Insurance Up to $10,000 per claim, $50,000 per account
Up to $10,000
Purchase Protection
Covers new purchases against theft or damage for 120 days from the date of purchase.
Insurance Up to $10,000 per claim, $50,000 per account
Up to $10,000
Anniversary Bonus Points
Receive 9,000 bonus Rapid Rewards points after your Cardmember Anniversary each year.
Rewards 9,000 points
Companion Pass Earning
Points earned with the card count towards qualifying for the Southwest Companion Pass®.
Rewards Counts towards Companion Pass
General Purchases Rewards
Earn 1 point per $1 spent on all other purchases.
Rewards 1x points
Local Transit & Commuting Rewards
Earn 2 points per $1 spent on local transit and commuting, including ride shares.
Rewards 2x points
Non-Expiring Points
Earn unlimited Rapid Rewards points that do not expire as long as your account is open.
Rewards Unlimited
Rapid Rewards Hotel & Car Rental Partners Rewards
Earn 2 points per $1 spent on purchases with Rapid Rewards hotel and car rental partners.
Rewards 2x points
Social Media & Search Engine Advertising Rewards
Earn 2 points per $1 spent on social media and search engine advertising.
Rewards 2x points
Southwest Purchases Rewards
Earn 3 points per $1 spent on Southwest Airlines® purchases.
Rewards 3x points
Tier Qualifying Points Earning
Earn 1,500 Tier Qualifying Points (TQPs) for every $5,000 in purchases, up to 15,000 TQPs per year.
Rewards 1,500 TQPs per $5,000 spent (up to 15,000 TQPs/year)
Account Alerts
Receive alerts for unusual activity, large purchases, or when your payment is due.
Security Complimentary
Fraud Protection
Chase monitors for suspicious activity and provides alerts to help protect your account from unauthorized use.
Security Complimentary
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.
Security Complimentary
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier.
Travel Up to $100 per day for up to 3 days
Up to $100
Bags Fly Free
Enjoy Southwest Airlines' policy of two free checked bags per passenger.
Travel Complimentary
Lost Luggage Reimbursement
Reimburses you for checked or carry-on baggage and its contents if lost or damaged by the carrier.
Travel Up to $3,000 per passenger
Up to $3,000
No Change Fees
Benefit from Southwest Airlines' policy of no change fees on flights.
Travel Complimentary
Roadside Assistance
Provides dispatch for services like a tow, jump-start, tire change, or lockout service when you're away from home. (Fees apply for services rendered).
Travel Referral service (fees apply)
Travel Accident Insurance
Offers coverage for accidental death or dismemberment when traveling by common carrier.
Travel Up to $500,000
Up to $500,000
Travel and Emergency Assistance Services
Provides help with medical and legal referrals, emergency transportation, and other travel-related emergencies. (Cardmember is responsible for cost of services).
Travel Referral service (fees apply)
Trip Cancellation/Interruption Insurance
Reimburses you for non-refundable passenger fares if your trip is canceled or interrupted by covered situations like sickness or severe weather.
Travel Up to $1,500 per person, $6,000 per trip
Up to $1,500

Interest Rates

Purchase APR19.49%–28.49% Variable
Balance Transfer APR28.49%
Cash Advance APR29.99%
Min. Interest Charge$1

Fees

Annual Fee $99
Authorized User FeeFree
Foreign Transaction FeeNone
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance FeeEither $15 or 5% of the amount of each transaction, whichever is greater.
Late Payment FeeUp to $40
Returned Payment FeeUp to $40

Approval & Eligibility

740 Recommended minimum FICO · Range 740–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyDifficult
Credit ProfileExcellent
Approval OddsGood
Decision Time1-3 days
Pre-QualificationNot available
Student EligibleNo
Co-ApplicantNot allowed
Business EligibleYes

Issuer Rules & Restrictions

Shutdown Risk Triggers
Manufactured spending, excessive cash advances, too many applications in a short period, high credit utilization across all cards, repeated bonus churning within restricted periods
Cliff Effect Rules
Earning the welcome bonus for this card is blocked if you currently hold any Southwest Rapid Rewards Business Credit Card or if you received a bonus on any Southwest Rapid Rewards Business Credit Card in the past 24 months. This restriction applies specifically within the Southwest Business card family.
International Friendly
This card works well for international travel and transactions.
Additional Issuer Rules
Chase enforces a 5/24 rule, meaning applicants with 5 or more new personal credit card accounts opened across all issuers in the last 24 months are typically denied for new Chase cards. The welcome bonus for the Southwest Rapid Rewards Premier Business Credit Card is not available to current cardmembers of any Southwest Rapid Rewards Business Credit Card, nor to previous cardmembers who received a new cardmember bonus for any Southwest Rapid Rewards Business Credit Card within the past 24 months.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
Hardship Program
Hardship program available.
Chase
$99
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.

Welcome Bonus 60,000 Miles
APR 19.49%–28.49% Variable
Quick Summary
Annual Fee $99
RewardsMiles
Welcome Bonus60,000 Miles
Foreign FeesNone
Min. FICO740+
Online
Ask any doubts about cards.
Gemini 2.2 Ver