| Category | Rate | Type | Cap |
|---|---|---|---|
|
Chase Dining Booked Through Portal
On Chase Dining purchases through Ultimate Rewards.
|
10x | Points | No cap |
|
Hotels Booked Through Portal
On hotel stays purchased through Ultimate Rewards, after the first $300 in travel credit is used annually.
|
10x | Points | No cap |
|
Car Rentals Booked Through Portal
On car rentals purchased through Ultimate Rewards, after the first $300 in travel credit is used annually.
|
10x | Points | No cap |
|
Lyft Rides
On Lyft rides through March 31, 2025.
|
10x | Points | No cap |
|
Flights Booked Through Portal
On flights purchased through Ultimate Rewards, after the first $300 in travel credit is used annually.
|
5x | Points | No cap |
|
Travel
On travel purchases worldwide, after the first $300 in travel credit is used annually.
|
3x | Points | No cap |
|
Dining
At restaurants worldwide.
|
3x | Points | No cap |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Annual Travel Credit
Receive a $300 statement credit annually as reimbursement for travel purchases charged to your card.
|
Credits |
$300/year
Up to $300
|
|
Global Entry, TSA PreCheck, or NEXUS Fee Credit
Receive a statement credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS.
|
Credits |
Up to $100 every 4 years
Up to $100
|
|
No Foreign Transaction Fees
Pay no foreign transaction fees when making purchases outside of the United States.
|
Financial | 0% fee |
|
Baggage Delay Insurance
If your checked baggage is delayed by more than 6 hours, you can be reimbursed for essential purchases like toiletries and clothing up to $100 per day for 5 days.
|
Insurance |
Up to $100 per day for 5 days
Up to $500
|
|
Cell Phone Protection
Get up to $1,000 per claim (max 2 claims per 12 months, $50 deductible) against damage or theft when you pay your monthly cell phone bill with your card.
|
Insurance |
Up to $1,000 per claim
Up to $1,000
|
|
Emergency Evacuation and Transportation
If you or an immediate family member need emergency medical evacuation on a trip, you're covered up to $100,000.
|
Insurance |
Up to $100,000
Up to $100,000
|
|
Emergency Medical and Dental Benefit
If you or an immediate family member become sick or injured on a trip away from home, you can be reimbursed for medical and dental emergencies up to $2,500.
|
Insurance |
Up to $2,500
Up to $2,500
|
|
Extended Warranty Protection
Extends the time period of the original manufacturer's warranty by an additional year on eligible warranties of three years or less, up to $10,000 per claim and $50,000 per account.
|
Insurance |
Adds 1 year to warranty, up to $10,000 per claim
Up to $10,000
|
|
Lost Luggage Reimbursement
If you or your immediate family's checked or carry-on bags are lost or damaged by the carrier, you're covered up to $3,000 per passenger.
|
Insurance |
Up to $3,000 per passenger
Up to $3,000
|
|
Primary Car Rental Collision Damage Waiver
Decline the rental company's collision insurance and be covered for theft and collision damage up to the actual cash value of most rental vehicles in the U.S. and abroad.
|
Insurance | Up to actual cash value |
|
Purchase Protection
Covers new purchases against damage or theft for 120 days from the purchase date, up to $10,000 per claim and $50,000 per year.
|
Insurance |
Up to $10,000 per claim, $50,000 per year
Up to $10,000
|
|
Trip Cancellation/Interruption Insurance
If your trip is cancelled or interrupted for covered reasons, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses.
|
Insurance |
Up to $10,000 per person, $20,000 per trip
Up to $20,000
|
|
Trip Delay Reimbursement
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
|
Insurance |
Up to $500 per ticket
Up to $500
|
|
Chase Sapphire Concierge
Enjoy 24/7 personalized assistance for dining reservations, travel bookings, entertainment tickets, and more.
|
Lifestyle | Complimentary |
|
10x Points on Chase Dining
Earn 10 points per dollar on Chase Dining purchases made through Ultimate Rewards.
|
Rewards | 10x points |
|
10x Points on Hotel and Car Rentals via Ultimate Rewards
Earn 10 points per dollar on hotel stays and car rentals purchased through Chase Ultimate Rewards.
|
Rewards | 10x points |
|
1x Points on All Other Purchases
Earn 1 point per dollar on all other eligible purchases.
|
Rewards | 1x points |
|
3x Points on Travel and Dining
Earn 3 points per dollar on eligible travel and dining purchases worldwide.
|
Rewards | 3x points |
|
50% More Value for Travel Redemptions
Get 50% more value when you redeem points for travel through Chase Ultimate Rewards, making 1 point worth 1.5 cents.
|
Rewards | 1.5 cents per point |
|
5x Points on Flights via Ultimate Rewards
Earn 5 points per dollar on flights purchased through Chase Ultimate Rewards.
|
Rewards | 5x points |
|
Fraud Protection
Chase actively monitors for fraud and will alert you to suspicious activity.
|
Security | Complimentary |
|
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.
|
Security | Complimentary |
|
Complimentary ShopRunner Membership
Receive complimentary ShopRunner membership for free 2-day shipping and free returns at eligible online stores.
|
Shopping | Complimentary |
|
Return Protection
If a store won't take back an eligible item within 90 days of purchase, you can be reimbursed up to $500 per item, up to $1,000 per year.
|
Shopping |
Up to $500 per item, $1,000 per year
Up to $500
|
|
Priority Pass Select Membership
Complimentary airport lounge access for you and your guests at over 1,300 lounges worldwide with Priority Pass Select.
|
Travel | Complimentary |
|
Roadside Assistance
Get help with services like a tow, jumpstart, tire change, or lockout service up to $50 per incident, up to 4 times per year.
|
Travel |
Up to $50 per incident, 4 times/year
Up to $50
|
