CH
Chase

Ink Business Unlimited® Credit Card

$750 Bonus 0% Intro APR · 12 mo
$0 Annual Fee
18.49%–24.49% Variable Purchase APR
750 Welcome Bonus
740+ Recommended FICO
Cash Back Reward Type
Browse Cards › Chase › Ink Business Unlimited® Credit Card

Welcome Bonus

$750
Welcome Bonus
Spend $6,000 in the first 90 days
Bonus Posted Within 6 to 8 weeks after meeting the spend requirement

Rewards

Reward TypeCash Back
Base Rate1.5x / 1.5%
Point Value~0.02¢ each
ExpirationCash back rewards do not expire as long as your account is open.
CategoryRateTypeCap
All Purchases 1.5x Cash Back No cap

Benefits & Protections

Purchase Protection
Extended Warranty
BenefitCategoryValue / Coverage
Free Employee Cards
Add employee cards to your account at no additional cost.
Financial No cost
Up to $0
No Annual Fee
The card has a $0 annual fee.
Financial $0
Up to $0
Cell Phone Protection
Get up to $1,000 per year in cell phone protection against covered theft or damage for you and your employees when you pay your monthly cell phone bill with your card. Maximum of 2 claims per 12-month period, with a $50 deductible per claim.
Insurance Up to $1,000 per year
Up to $1,000
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Insurance Additional 1 year
Purchase Protection
Covers new purchases for 120 days against damage or theft, up to a specified amount per claim and per account.
Insurance Up to $10,000 per claim, $50,000 per account
Up to $10,000
Flexible Redemption Options
Redeem your earned cash back for cash back, gift cards, travel, and more through Chase Ultimate Rewards.
Rewards —
Unlimited 1.5% Cash Back
Earn an unlimited 1.5% cash back on every purchase made for your business, with no rotating categories or limits.
Rewards 1.5% cash back
Welcome Bonus
Earn a bonus cash back after meeting the specified spending requirement within the first few months of account opening.
Rewards $750 bonus cash back
Up to $750
Fraud Protection
Benefit from Chase's fraud protection services to monitor and protect your account from unauthorized activity.
Security —
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.
Security —
Auto Rental Collision Damage Waiver (Primary for Business)
Provides primary coverage when renting for business purposes, reimbursing up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad, when you decline the rental company's collision insurance and charge the entire rental cost to your card.
Travel Up to actual cash value of vehicle
Lost Luggage Reimbursement
If you or an immediate family member's checked or carry-on luggage is damaged or lost by the airline or common carrier, you're covered up to a specified amount per passenger.
Travel Up to $3,000 per passenger
Up to $3,000
Roadside Dispatch
Access to a pay-per-use roadside assistance program for services like towing, jumpstarting, tire changes, or locksmith services.
Travel Flat fee per service
Travel and Emergency Assistance Services
Provides medical and legal referrals or other travel and emergency assistance when you are away from home.
Travel —
Trip Cancellation/Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed for pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels, up to a specified amount per person and per trip.
Travel Up to $1,500 per person, $6,000 per trip
Up to $6,000

Interest Rates

0%
Intro Purchase APR for 12 months
0%
Intro BT APR for 12 months
Purchase APR18.49%–24.49% Variable
Balance Transfer APR24.49%
Cash Advance APR29.99%
Min. Interest Charge$1

Fees

Annual Fee $0 — No Annual Fee
Authorized User FeeFree
Foreign Transaction FeeNone
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance FeeEither $15 or 5% of the amount of each transaction, whichever is greater.
Late Payment FeeUp to $40
Returned Payment FeeUp to $40

Approval & Eligibility

740 Recommended minimum FICO · Range 740–850
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyDifficult
Credit ProfileExcellent
Approval OddsExcellent
Decision Time1-3 days
Pre-QualificationNot available
Student EligibleNo
Co-ApplicantNot allowed
Business EligibleYes
Credit Limit Range $3,000 – No limit listed

Issuer Rules & Restrictions

Shutdown Risk Triggers
Manufactured spending, excessive credit cycling, rapid application velocity, sudden large spending on new accounts without prior history
International Friendly
This card works well for international travel and transactions.
Additional Issuer Rules
Chase enforces a 5/24 rule, meaning applicants with 5 or more new personal credit card accounts opened in the last 24 months will typically be denied for this business card. Additionally, you are generally ineligible for the welcome bonus if you have received a bonus for the Ink Business Unlimited® Credit Card in the past 24 months.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
Hardship Program
Hardship program available.
Chase
$0
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.

Welcome Bonus $750
APR 18.49%–24.49% Variable
Quick Summary
Annual Fee Free
RewardsCash Back
Welcome Bonus$750
Intro APR0% · 12 mo
Min. FICO740+
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