| Category | Rate | Type | Cap |
|---|---|---|---|
|
Large Purchases
On individual purchases of $5,000 or more
|
2.5x | Cash Back | No cap |
|
All Other Purchases
On all other business purchases (less than $5,000 per individual purchase)
|
2x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Free Employee Cards
Get additional employee cards for your business at no extra charge.
|
Financial | Complimentary |
|
No Foreign Transaction Fees
Avoid additional fees on purchases made outside the United States.
|
Financial | — |
|
Cell Phone Protection
Get up to $1,000 per claim in cell phone protection against covered theft or damage when you pay your monthly cell phone bill with your Ink Business Premier card. A $50 deductible applies per claim, with a maximum of 3 claims per 12-month period.
|
Insurance |
Up to $1,000 per claim
Up to $1,000
|
|
Extended Warranty Protection
Extends the time period of the original manufacturer's warranty by an additional year on eligible warranties of three years or less. Coverage is up to $10,000 per claim and $50,000 per account.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Purchase Protection
Covers new purchases against damage or theft for 120 days. Coverage is up to $10,000 per claim and $50,000 per account.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Visa Signature Business Concierge Service
Access to a complimentary 24/7 concierge service for help with travel, dining, entertainment, and business needs.
|
Lifestyle | Complimentary |
|
Base Cashback Rate
Earn 2% cash back on all other business purchases that do not qualify for the 2.5% rate.
|
Rewards | 2% cash back |
|
Chase Travel Cashback
Earn 5% cash back on travel booked through the Chase Travel℠ portal.
|
Rewards | 5% cash back |
|
High-Value Purchase Cashback
Earn 2.5% cash back on individual purchases of $5,000 or more.
|
Rewards | 2.5% cash back |
|
Fraud Protection
Chase monitors for suspicious activity and will notify you of potential fraud, helping to protect your account.
|
Security | — |
|
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.
|
Security | — |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and be covered for theft and collision damage for most cars in the U.S. and abroad. This is primary coverage.
|
Travel | Primary coverage |
|
Emergency Medical and Dental Benefit
If you or an immediate family member become sick or injured on a trip away from home, you can be reimbursed for emergency medical and dental expenses. Coverage is up to $2,500.
|
Travel |
Up to $2,500
Up to $2,500
|
|
Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is lost or damaged by the common carrier, you're covered for the contents. Coverage is up to $3,000 per passenger.
|
Travel |
Up to $3,000 per passenger
Up to $3,000
|
|
Roadside Dispatch
Access a pay-per-use referral service for roadside assistance, including towing, jumpstarting, tire changes, lockout service, and fuel delivery. Fees apply for services rendered.
|
Travel | Fee-based service |
|
Travel and Emergency Assistance Services
Connects you with the appropriate local emergency resources when you're away from home. You are responsible for the cost of any actual services provided.
|
Travel | Referral service |
|
Trip Cancellation/Interruption Insurance
If your trip is canceled or interrupted for covered reasons, you can be reimbursed for your non-refundable passenger fares. Coverage is up to $10,000 per person and $20,000 per trip.
|
Travel |
Up to $10,000 per person
Up to $10,000
|
|
Trip Delay Insurance
If your common carrier travel is delayed for more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses. Coverage is up to $500 per ticket.
|
Travel |
Up to $500 per ticket
Up to $500
|
