| Category | Rate | Type | Cap |
|---|---|---|---|
|
Shipping
On up to $150,000 in combined purchases across Shipping, Advertising (Social Media & Search Engines), Internet, Cable & Phone Services, and Travel each account anniversary year, then 1x.
|
3x | Points | $150,000/yr |
|
Advertising (Social Media & Search Engines)
On up to $150,000 in combined purchases across Shipping, Advertising (Social Media & Search Engines), Internet, Cable & Phone Services, and Travel each account anniversary year, then 1x.
|
3x | Points | $150,000/yr |
|
Internet, Cable & Phone Services
On up to $150,000 in combined purchases across Shipping, Advertising (Social Media & Search Engines), Internet, Cable & Phone Services, and Travel each account anniversary year, then 1x.
|
3x | Points | $150,000/yr |
|
Travel
On up to $150,000 in combined purchases across Shipping, Advertising (Social Media & Search Engines), Internet, Cable & Phone Services, and Travel each account anniversary year, then 1x.
|
3x | Points | $150,000/yr |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Foreign Transaction Fees
Pay no foreign transaction fees when you make purchases outside of the United States.
|
Financial |
0% fee
Up to $0
|
|
Cell Phone Protection
Get up to $1,000 per year in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Ink Business Preferred card, with a maximum of 3 claims per 12-month period and a $100 deductible per claim.
|
Insurance |
Up to $1,000/year
Up to $1,000
|
|
Extended Warranty Protection
Extends the time period of the original manufacturer's warranty by an additional year on eligible warranties of three years or less.
|
Insurance | Additional 1 year |
|
Purchase Protection
Covers new purchases against damage or theft for 120 days from the date of purchase, up to $10,000 per claim and $50,000 per account.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Concierge Service
Enjoy 24/7 personalized assistance for dining reservations, event tickets, and other requests.
|
Lifestyle | Complimentary service |
|
Bonus Rewards on Business Spending
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and advertising purchases made with social media sites and search engines each anniversary year.
|
Rewards | 3x points |
|
Enhanced Travel Redemption Value
Get 25% more value when you redeem points for travel through Chase Ultimate Rewards, making 100,000 points worth $1,250 towards travel.
|
Rewards | 1.25 cents per point |
|
Standard Rewards Rate
Earn 1 point per $1 on all other purchases beyond the bonus categories.
|
Rewards | 1x points |
|
Ultimate Rewards Point Transfer
Transfer points 1:1 to leading airline and hotel loyalty programs, maximizing flexibility for travel redemptions.
|
Rewards | 1:1 transfer ratio |
|
Fraud Protection
Chase monitors your account for suspicious activity and will notify you of potential fraud.
|
Security | Complimentary |
|
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.
|
Security | 0% liability |
|
Baggage Delay Insurance
If your checked baggage is delayed by more than 6 hours, you can be reimbursed for essential purchases like toiletries and clothing up to $100 per day for up to 5 days.
|
Travel |
Up to $100/day for 5 days
Up to $500
|
|
Lost Luggage Reimbursement
If you or your immediate family members' checked or carry-on bags are lost or damaged by the common carrier, you're covered up to $3,000 per passenger.
|
Travel |
Up to $3,000 per passenger
Up to $3,000
|
|
Primary Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card to receive primary coverage for theft and collision damage for most rental cars in the U.S. and abroad.
|
Travel | Actual cash value of vehicle |
|
Roadside Assistance
Get help with services like a tow, jumpstart, tire change, or lockout service when you're away from home; fees apply per service event.
|
Travel | Pay-per-use service |
|
Trip Cancellation & Interruption Insurance
If your trip is canceled or interrupted for covered reasons, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses.
|
Travel |
Up to $10,000 per trip
Up to $10,000
|
|
Trip Delay Insurance
If your common carrier travel is delayed for more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
|
Travel |
Up to $500 per ticket
Up to $500
|
