| Category | Rate | Type | Cap |
|---|---|---|---|
|
IHG Hotels & Resorts
On purchases at IHG Hotels & Resorts.
|
5x | Points | No cap |
| Gas Stations | 5x | Points | No cap |
| Travel | 5x | Points | No cap |
| Restaurants | 5x | Points | No cap |
| All Other Purchases | 3x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Global Entry/TSA PreCheck/NEXUS Credit
Receive a statement credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS.
|
Credits |
Up to $100
Up to $100
|
|
Employee Cards
Request employee cards at no additional cost to help manage business spending and earn points faster.
|
Financial | Complimentary |
|
No Foreign Transaction Fees
Pay no foreign transaction fees on purchases made outside of the United States.
|
Financial | 0% |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft when renting a car for business purposes and charging the full rental cost to the card.
|
Insurance | Up to the actual cash value of the vehicle |
|
Extended Warranty Protection
Extends the time period of the original manufacturer's warranty by an additional year on eligible warranties of three years or less.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Purchase Protection
Covers new purchases against theft or damage for 120 days from the date of purchase, up to $10,000 per claim and $50,000 per account.
|
Insurance |
Up to $10,000 per claim / $50,000 per account
Up to $10,000
|
|
Business Expense Management Tools
Access business tools such as year-end summaries and expense tracking to help manage and monitor business spending.
|
Other | Complimentary |
|
Bonus Category Rewards (Gas, Office Supply, Dining)
Earn 5X points per $1 spent on purchases at gas stations, office supply stores, and restaurants.
|
Rewards | 5X points |
|
Everyday Purchases Rewards
Earn 3X points per $1 spent on all other purchases.
|
Rewards | 3X points |
|
IHG Hotel Stays Rewards
Earn 5X points per $1 spent on purchases at IHG Hotels & Resorts with the card, in addition to the 5X points earned from IHG One Rewards membership, for a total of 10X points.
|
Rewards | 5X points (card) + 5X points (IHG membership) |
|
Spend Bonus (Points & Statement Credit)
Earn 10,000 bonus IHG One Rewards points and a $100 statement credit after spending $20,000 on purchases with your card and paying your annual fee in full during your cardmember year.
|
Rewards |
10,000 points + $100
Up to $100
|
|
Anniversary Free Night
Receive one Free Night award each account anniversary year, valid for stays at IHG Hotels & Resorts with a redemption value of up to 40,000 points.
|
Travel |
Up to 40,000 points
Up to $40,000
|
|
Baggage Delay Insurance
Reimburses for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier, up to $100 per day for 3 days.
|
Travel |
Up to $100 per day for 3 days
Up to $300
|
|
Elite Night Credits
Receive 20 Elite Night Credits each calendar year towards earning IHG One Rewards Diamond Elite status.
|
Travel | 20 Elite Night Credits |
|
Fourth Night Free on Award Stays
Receive the fourth night free when redeeming IHG One Rewards points for a stay of four or more consecutive nights at IHG Hotels & Resorts.
|
Travel | Complimentary night |
|
IHG One Rewards Platinum Elite Status
Enjoy automatic IHG One Rewards Platinum Elite status for as long as you remain a Premier Business cardmember.
|
Travel | Complimentary |
|
Lost Luggage Reimbursement
Reimburses for checked or carry-on baggage and its contents if lost or damaged by the carrier, up to $3,000 per passenger.
|
Travel |
Up to $3,000 per passenger
Up to $3,000
|
|
Second Free Night Award (Spend Bonus)
Earn an additional Free Night award (worth up to 40,000 points) after spending $60,000 on purchases with your card and paying your annual fee in full during your cardmember year.
|
Travel |
Up to 40,000 points
Up to $40,000
|
|
Trip Cancellation/Interruption Insurance
Reimburses non-refundable passenger fares if a trip is cancelled or interrupted for covered reasons, up to $1,500 per person and $6,000 per trip.
|
Travel |
Up to $1,500 per person / $6,000 per trip
Up to $6,000
|
