| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel via Chase Travel
Earned on prepaid travel purchases made through Chase Travel (chasetravel.com or by calling the number on the back of the card), including flights, hotels, car rentals, and cruises. Does not apply to travel purchased directly with airlines, hotels, or other suppliers.
|
5x | Points | No cap |
|
Lyft Rides
Earn 5x total points on qualifying Lyft rides through September 30, 2027.
|
5x | Points | No cap |
|
Peloton Equipment and Accessories
Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
|
5x | Points | No cap |
|
Dining at Restaurants
Earned on dining at restaurants worldwide, including takeout and eligible delivery services. No annual cap.
|
3x | Points | No cap |
|
Select Streaming Services
Earned on eligible streaming service purchases. For a list of eligible streaming services, see chase.com/RewardsCategoryFAQs.
|
3x | Points | No cap |
|
Online Grocery Purchases
Earned on online grocery purchases excluding Target, Walmart, and wholesale clubs. In-store grocery purchases do not qualify for this rate.
|
3x | Points | No cap |
|
All Other Travel
Earned on all other travel purchases not booked through Chase Travel, including airlines, hotels, taxis, trains, tolls, parking, car rentals, and rideshare purchased directly with providers.
|
2x | Points | No cap |
|
All Other Purchases
Base earn rate on all purchases not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$10 Monthly DashPass Promo Credit
DashPass members receive a $10 monthly promo credit on DoorDash orders for groceries, retail, and more (not restaurants) through December 31, 2027, for a total of up to $120 annually.
|
Credits |
$10/month ($120/year)
Up to $120
|
|
$50 Annual Hotel Credit via Chase Travel
Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel. Credit applies automatically when eligible hotel purchases post.
|
Credits |
$50/year
Up to $50
|
|
Chase Pay Over Time® (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Flexible installment payments |
|
No Foreign Transaction Fees
No foreign transaction fees are charged on purchases made outside the United States.
|
Financial | 0% foreign transaction fee |
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Primary Auto Rental Collision Damage Waiver
Provides PRIMARY rental car collision damage waiver coverage when the entire rental is paid with this card and the rental company's CDW is declined. Coverage applies worldwide for most rental vehicles up to 31 days, with no need to file against personal auto insurance first.
|
Insurance | Primary CDW coverage (up to actual cash value of vehicle) |
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per claim and $50,000 per account. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per claim
Up to $500
|
|
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 12 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated by December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
|
Lifestyle |
12 months complimentary (~$120 value)
Up to $120
|
|
Visa Signature Concierge Service
Access 24/7 Visa Signature Concierge Service for assistance with tickets to top events, dining reservations, travel arrangements, and gift sending. Cardmembers are responsible for the cost of any goods or services purchased.
|
Lifestyle | Complimentary access (purchases at cardmember's expense) |
|
Chase Credit Journey® — Free Credit Score Monitoring
Free access to VantageScore credit score tracking, customized score improvement plans, and identity monitoring alerts for personal information.
|
Other | Complimentary |
|
10% Anniversary Points Boost
Each account anniversary year, earn bonus points equal to 10% of the total points earned on purchases during the prior year. For example, spending $25,000 on purchases earns 2,500 bonus points.
|
Rewards | 10% of prior year's earned points |
|
1X Points on All Other Purchases
Earn 1x points on all purchases not covered by a bonus category, with no annual cap.
|
Rewards | 1x points |
|
25% More Value Redeeming Points Through Chase Travel
Points are worth 25% more when redeemed for travel through Chase Travel (1.25 cents per point), compared to 1 cent per point for cash back or gift cards.
|
Rewards | 1.25 cents per point when redeemed through Chase Travel |
|
2X Points on All Other Travel
Earn 2x points on all other travel purchases not booked through Chase Travel, including airlines, hotels, taxis, trains, tolls, parking, and car rentals purchased directly with providers.
|
Rewards | 2x points |
|
3X Points on Dining
Earn 3x points on dining at restaurants worldwide, including takeout and eligible delivery services.
|
Rewards | 3x points |
|
3X Points on Online Grocery Purchases
Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs).
|
Rewards | 3x points |
|
3X Points on Select Streaming Services
Earn 3x points on eligible streaming service purchases.
|
Rewards | 3x points |
|
5X Points on Lyft Rides
Earn 5x total points on qualifying Lyft rides through September 30, 2027.
|
Rewards | 5x points through 9/30/2027 |
|
5X Points on Peloton Equipment & Accessories
Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
|
Rewards | 5x points on Peloton purchases over $150 through 12/31/2027 |
|
5X Points on Travel via Chase Travel℠
Earn 5x total points on travel purchased through Chase Travel, including flights, hotels, car rentals, and cruises. Does not apply to travel purchases made directly with airlines, hotels, or other suppliers.
|
Rewards | 5x points |
|
Points Boost on Hotels and Flights via Chase Travel
With Points Boost, rewards are worth up to 1.5x on thousands of top-booked hotels and flights from select airlines when booking through Chase Travel.
|
Rewards | Up to 1.5 cents per point with Points Boost |
|
Refer-a-Friend Bonus
Earn 15,000 bonus points for each friend who is approved for any participating Chase Sapphire credit card through your referral link.
|
Rewards | 15,000 points per approved referral |
|
Transfer Points to Travel Partners at 1:1
Transfer Chase Ultimate Rewards points to 14+ airline and hotel loyalty programs at a 1:1 ratio, including United, Southwest, Air Canada Aeroplan, British Airways, Air France-KLM Flying Blue, Singapore Airlines, Emirates, Iberia, World of Hyatt, IHG, and Marriott Bonvoy.
|
Rewards | 1:1 transfer to 14+ partners |
|
Welcome Bonus — 75,000 Ultimate Rewards Points
Earn 75,000 bonus points after spending $5,000 on purchases within the first 3 months from account opening. Points post within 6–8 weeks of meeting the spend requirement.
|
Rewards | 75,000 bonus points |
|
Fraud Alerts
Chase monitors the account around the clock for unusual or suspicious activity and can alert cardmembers via text, email, or phone call if potential fraud is detected.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when reported promptly to Chase.
|
Security | Complimentary |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 5 days for essential purchases such as toiletries and clothing when checked baggage is delayed more than 6 hours by a passenger carrier.
|
Travel |
Up to $100/day for 5 days
Up to $500
|
|
Lost Luggage Reimbursement
Provides reimbursement of up to $3,000 per covered traveler for the repair or replacement of checked or carry-on baggage lost, damaged, or stolen during a covered trip. New York residents are additionally limited to $2,000 per bag and $10,000 for all travelers per trip.
|
Travel |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Roadside Assistance
In the event of a roadside emergency, cardmembers can call the service provider to dispatch help. Roadside service fees are billed to the card at the time of dispatch.
|
Travel | Service fees billed to card |
|
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
|
Travel | Instant card access |
|
Travel and Emergency Assistance
Provides access to legal and medical referrals and other travel and emergency assistance services when traveling away from home. The cardmember is responsible for the cost of any goods or services obtained.
|
Travel | Complimentary access (services billed separately) |
|
Trip Cancellation and Interruption Insurance
Reimburses up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable passenger fares if a trip is canceled or interrupted due to covered reasons such as illness, severe weather, or other covered situations.
|
Travel |
Up to $10,000 per traveler / $20,000 per trip
Up to $20,000
|
|
Trip Delay Reimbursement
Reimburses unreimbursed expenses such as meals and lodging up to $500 per ticket when a common carrier trip is delayed more than 12 hours or requires an overnight stay due to a covered reason.
|
Travel |
Up to $500 per ticket
Up to $500
|
|
Visa Signature Luxury Hotel Collection
Access to the Visa Signature Luxury Hotel Collection, with benefits at participating properties that may include room upgrades, complimentary breakfast for two, early check-in/late checkout, and a unique property amenity.
|
Travel | Complimentary hotel perks at participating properties |
