CH
Chase · Visa

Chase Freedom Unlimited®

$300 Bonus 0% Intro APR · 15 mo
$0 Annual Fee
20.49%–29.24% Variable Purchase APR
300 Welcome Bonus
Cash Back Reward Type
Browse Cards Chase Chase Freedom Unlimited®

Welcome Bonus

$300
Welcome Bonus
Spend $20,000 in the first 360 days
Bonus Posted Please allow 6 to 8 weeks after you have met the spending requirement for the bonus cash back to be posted to your account.

Rewards

Reward TypeCash Back
Base Rate1.5x / 1.5%
Bonus RateUp to 5x
Point Value~0.01¢ each
Travel Portal1x
ExpirationPoints do not expire as long as your account is open and in good standing.
CategoryRateTypeCap
Travel
Travel purchased through Chase Travel℠
5x Cash Back No cap
Dining
Dining purchases
3x Cash Back No cap
Drugstores
Purchases at drugstores
3x Cash Back No cap
All Other Purchases
All purchases that do not fall into other bonus categories
1.5x Cash Back No cap

Benefits & Protections

BenefitCategoryValue / Coverage
Complimentary DashPass Membership
Get a complimentary DashPass membership for 3 months, followed by 9 months at 50% off. Activate by December 31, 2024.
Dining 3 months free, 9 months 50% off
Chase Credit Journey
Free access to your credit score and tools to help you monitor your credit health.
Lifestyle Free credit score and monitoring
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less.
Purchase Protection Additional year on eligible warranties
Purchase Protection
Covers new purchases against damage or theft for 120 days from the purchase date.
Purchase Protection Up to $500 per claim and $50,000 per account
Up to $500
1.5% Cash Back on All Other Purchases
Earn 1.5% cash back on all other eligible purchases.
Rewards 1.5% cash back
3% Cash Back on Dining
Earn 3% cash back on dining, including takeout and eligible delivery services.
Rewards 3% cash back
3% Cash Back on Drugstore Purchases
Earn 3% cash back on drugstore purchases.
Rewards 3% cash back
5% Cash Back on Travel
Earn 5% cash back on travel purchased through Chase Travel℠.
Rewards 5% cash back
Introductory Additional Cash Back Offer
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back. This is in addition to the base 1.5% cash back, effectively making it 3% on up to $20,000 spent in the first year.
Rewards Up to $300 cash back
Up to $300
Account Alerts
Receive alerts for unusual activity, when your payment is due, or other important account information.
Security Customizable alerts
Fraud Protection
Proactive monitoring for suspicious activity on your account.
Security Real-time fraud monitoring
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.
Security Full protection against unauthorized charges
5% Cash Back on Lyft Rides
Earn 5% total cash back on Lyft rides through March 31, 2025. This includes the 1.5% base cash back plus an additional 3.5% cash back.
Travel 5% cash back
Auto Rental Collision Damage Waiver
Secondary coverage for theft and collision damage for most rental cars in the U.S. and abroad when you decline the rental company's collision insurance and charge the entire rental cost to your card.
Travel Insurance Coverage for theft and collision damage
Trip Cancellation/Interruption Insurance
Reimbursement for non-refundable passenger fares, tours, and hotels if your trip is canceled or interrupted by covered situations like sickness or severe weather.
Travel Insurance Up to $1,500 per person and $6,000 per trip
Up to $6,000

Interest Rates

0%
Intro Purchase APR for 15 months
0%
Intro BT APR for 15 months
Purchase APR20.49%–29.24% Variable
Cash Advance APR29.99%
Min. Interest Charge$0.5

Fees

Annual Fee $0 — No Annual Fee
Authorized User FeeFree
Foreign Transaction FeeNone
Balance Transfer FeeEither $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance FeeEither $10 or 5% of the amount of each transaction, whichever is greater.
Late Payment FeeUp to $40
Returned Payment FeeUp to $40
Chase
$0
Annual Fee
Apply Now
You will be redirected to the issuer's secure website.

Welcome Bonus $300
APR 20.49%–29.24% Variable
Quick Summary
Annual Fee Free
RewardsCash Back
Welcome Bonus$300
Intro APR0% · 15 mo
NetworkVisa
Online
Ask any doubts about cards.
Gemini 2.2 Ver