| Category | Rate | Type | Cap |
|---|---|---|---|
|
Lyft Rides
Earn 2% total cash back on qualifying Lyft rides (1.5% base rate plus an additional 0.5% bonus) through September 30, 2027.
|
2x | Cash Back | No cap |
|
All Purchases
Flat 1.5% cash back on every purchase with no category restrictions, caps, or rotating categories.
|
1.5x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$25 Automatic Payments Statement Credit
Earn a $25 statement credit when you sign up for automatic payments within the first three months of account opening and remain enrolled for at least 90 days.
|
Credits |
$25 statement credit
Up to $25
|
|
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on non-restaurant DoorDash orders placed with this card, through December 31, 2027.
|
Credits |
Up to $10/quarter ($40/year)
Up to $40
|
|
No Annual Fee
The Chase Freedom Rise carries no annual fee — ever — making it a permanent zero-cost credit-building option.
|
Financial |
$0 annual fee
Up to $0
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per claim and $50,000 per account. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per claim
Up to $500
|
|
Complimentary DashPass Membership (DoorDash & Caviar)
Receive 6 months of complimentary DashPass membership for both DoorDash and Caviar, providing $0 delivery fees and reduced service fees on eligible orders, when activated for the first time between February 1, 2025 and December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
|
Lifestyle | 6 months complimentary |
|
Automatic Card Upgrade Evaluation to Chase Freedom Unlimited®
Cardmembers are automatically evaluated each year for an upgrade to the Chase Freedom Unlimited card, provided the Freedom Rise account is open with at least one purchase in the past 12 months and all payments to financial lenders have been made on time with no Chase accounts suspended.
|
Other | Annual upgrade evaluation |
|
Chase Credit Journey® — Free Credit Score and Monitoring
Free access to VantageScore credit score tracking, customized score improvement plans powered by Experian, and identity monitoring alerts for personal information.
|
Other | Complimentary |
|
Credit Line Increase Evaluation
As a Freedom Rise cardmember, you will be evaluated for a credit line increase in as little as 6 months based on responsible account use.
|
Other | Eligible in as little as 6 months |
|
1.5% Cash Back on All Purchases
Earn 1.5% cash back on every purchase with no category restrictions or caps. Cash back is tracked as points at a rate of 100 points per $1 in cash back earned.
|
Rewards | 1.5% cash back |
|
2% Total Cash Back on Lyft Rides
Earn 2% total cash back on qualifying Lyft rides (1.5% base plus an additional 0.5% bonus) through September 30, 2027.
|
Rewards | 2% cash back on Lyft |
|
Cash Back Redemption — Statement Credit or Direct Deposit
Redeem cash back rewards with no minimum amount as a statement credit or electronic deposit into an eligible Chase U.S. bank account.
|
Rewards | No minimum redemption |
|
Chase Offers — Targeted Cash Back
Eligible cardmembers receive targeted cash back offers through the Chase Mobile app or Chase.com. Activate an offer, shop at the merchant using the card, and receive a statement credit within 30 days.
|
Rewards | Variable cash back offers |
|
Gift Card Redemption
Redeem cash back rewards for a variety of gift cards for shopping, dining, entertainment, and more through Chase's rewards portal.
|
Rewards | Complimentary feature |
|
Refer-a-Friend Cash Back
Earn $25 cash back for each friend who is approved for a Chase Freedom Rise credit card through your referral link, up to $250 cash back per year (10 approved referrals).
|
Rewards |
$25 per referral, up to $250/year
Up to $250
|
|
24/7 Fraud Monitoring
Chase monitors your account around the clock for unusual or suspicious purchases and can alert you via text, email, or phone call if fraud is detected.
|
Security | Complimentary |
|
Card Lock/Unlock Feature
Instantly lock or unlock your credit card through the Chase Mobile app or Chase.com to block new purchases, cash advances, and balance transfers without affecting automatic payments.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information when promptly reported to Chase.
|
Security | Complimentary |
|
Shop with Points at Amazon.com
Link your Chase Freedom Rise card to your Amazon account and use cash back rewards to pay for all or part of eligible Amazon.com orders at checkout, including tax and shipping.
|
Shopping | Complimentary feature |
|
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
|
Travel | Instant card access |
|
Travel Booking Through Chase Travel℠
Book travel through Chase Travel for competitive rates, with the option to pay using cash back rewards for flights, hotels, car rentals, and more.
|
Travel | Complimentary feature |
|
Trip Cancellation and Interruption Insurance
Reimburses up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if your trip is canceled or cut short due to sickness, severe weather, or other covered situations.
|
Travel |
Up to $1,500 per traveler / $6,000 per trip
Up to $6,000
|
