| Category | Rate | Type | Cap |
|---|---|---|---|
|
Rotating Quarterly Categories
On rotating quarterly categories you activate (up to $1,500 spent in combined purchases each quarter)
Rotating
|
5x | Cash Back | No cap |
|
Travel (Chase Ultimate Rewards)
On travel purchased through Chase Ultimate Rewards®
|
5x | Cash Back | No cap |
|
Dining
Including takeout and eligible delivery services
|
3x | Cash Back | No cap |
|
Drugstores
On drugstore purchases
|
3x | Cash Back | No cap |
|
All Other Purchases
On all other purchases
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
There is no annual fee to carry the Chase Freedom Flex credit card.
|
Financial |
No annual fee
Up to $0
|
|
Cell Phone Protection
Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your Chase Freedom Flex card. A $50 deductible applies per claim. Maximum of 2 claims in a 12-month period.
|
Lifestyle |
Up to $800 per claim, $1,000 per year (2 claims max, $50 deductible)
Up to $800
|
|
Complimentary DashPass Subscription
Receive a complimentary 3-month DashPass subscription from DoorDash, providing unlimited deliveries with $0 delivery fees on eligible orders over $12. After the complimentary period, you are automatically enrolled in DashPass at 50% off for the next 9 months. Activate by December 31, 2024.
|
Lifestyle | 3 months complimentary, then 9 months at 50% off |
|
Complimentary Lyft Pink All Access
Receive complimentary Lyft Pink All Access for 2 years when you activate by December 31, 2024. This includes benefits like 15% off car rides, priority airport pickups, and more.
|
Lifestyle | 2 years complimentary |
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less.
|
Purchase Protection | Additional year on eligible warranties |
|
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
|
Purchase Protection |
Up to $500 per claim, $50,000 per account
Up to $500
|
|
1% Cash Back on All Other Purchases
Earn 1% cash back on all other purchases not falling into bonus categories.
|
Rewards | 1% cash back |
|
3% Cash Back on Dining
Earn 3% cash back on dining, including takeout and eligible delivery services.
|
Rewards | 3% cash back |
|
3% Cash Back on Drugstore Purchases
Earn 3% cash back on purchases at drugstores.
|
Rewards | 3% cash back |
|
5% Cash Back on Rotating Categories
Earn 5% cash back on up to $1,500 spent in combined purchases in bonus categories that rotate each quarter. Activation is required each quarter.
|
Rewards |
5% cash back on up to $1,500 spent quarterly
Up to $1,500
|
|
5% Cash Back on Travel Purchased Through Chase Ultimate Rewards
Earn 5% cash back on travel purchased through Chase Ultimate Rewards.
|
Rewards | 5% cash back |
|
Fraud Monitoring
Chase actively monitors for fraudulent activity and will alert you to potential fraud.
|
Security | Active fraud monitoring |
|
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.
|
Security | No liability for unauthorized charges |
|
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is secondary and provides reimbursement for damage due to collision or theft for most rental cars in the U.S. and abroad.
|
Travel Insurance | Secondary coverage for collision or theft |
|
Trip Cancellation/Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
|
Travel Insurance |
Up to $1,500 per person, $6,000 per trip
Up to $6,000
|