| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Purchases
Earn an unlimited 1.25 miles per $1 spent on every eligible purchase with no bonus categories, no spending caps, and no rotating categories; miles do not expire for the life of the account.
|
1.25x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
There is no annual fee to carry the Capital One VentureOne Rewards Credit Card for Good Credit.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international travel and foreign-currency online purchases.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for physical damage or theft of a rental vehicle when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; terms, conditions, and exclusions apply.
|
Insurance | Secondary coverage up to actual cash value |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full cost of a common carrier fare is charged to the card; covers the cardholder and eligible family members traveling on the same ticket.
|
Insurance | Complimentary |
|
Capital One Mobile App Account Management
Full account management through the Capital One mobile app, including viewing transactions, checking miles balances, making payments, setting up alerts, and accessing Eno virtual card features.
|
Other | Complimentary |
|
Credit-Building Product
Designed specifically for applicants with average or fair credit (good credit range per Capital One's segmentation); responsible use and on-time payments can help cardholders build credit history and improve credit scores over time.
|
Other | Complimentary |
|
Pre-Approval Without Hard Inquiry
Prospective cardholders can check for pre-approval without impacting their credit scores; a hard inquiry is only triggered if the applicant proceeds to a full application.
|
Other | Complimentary |
|
1.25X Miles on All Purchases
Earn an unlimited 1.25 miles per $1 spent on every eligible purchase with no bonus categories, no spending caps, and no rotating categories; miles do not expire for the life of the account.
|
Rewards | 1.25 miles per $1 |
|
Flexible Miles Redemption for Travel
Miles can be redeemed for a statement credit toward any travel purchase charged to the card within the last 90 days, or used to book travel through Capital One Travel; no blackout dates apply and any airline or hotel can be used.
|
Rewards | 1 cent per mile |
|
Miles Never Expire
Earned miles do not expire for the life of the account, as long as the account remains open; miles are forfeited upon account closure.
|
Rewards | Complimentary |
|
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized purchases made with the card when reported promptly; Capital One provides $0 fraud liability on all unauthorized transactions.
|
Security | Complimentary |
|
Account Alerts and Security Notifications
Cardholders can set up automatic account alerts via text or email for unusual activity, large purchases, payment due dates, and other account events through the Capital One mobile app.
|
Security | Complimentary |
|
Capital One Eno® Virtual Card Numbers
Cardholders can use Capital One's Eno browser extension to generate virtual card numbers for online shopping, protecting the physical card number from being exposed to merchants.
|
Security | Complimentary |
|
Card Lock
Cardholders can instantly lock and unlock their card through the Capital One mobile app if the card is misplaced, preventing new transactions while the card is locked.
|
Security | Complimentary |
|
CreditWise® Credit Monitoring
Complimentary access to Capital One's CreditWise tool for monitoring credit score changes and dark web scanning; available to all Capital One cardholders and even non-cardholders.
|
Security | Complimentary |
|
Capital One Entertainment Access
Cardholders may access curated events through Capital One Entertainment, including exclusive ticket opportunities in music, sports, and dining available to Capital One cardmembers.
|
Travel | Complimentary |
|
Capital One Travel Portal Access
Cardholders can book flights, hotels, and rental cars through Capital One Travel; miles redeemed through the portal are valued at 1 cent per mile with no blackout dates.
|
Travel | Complimentary |
