| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hotels, Vacation Rentals, and Rental Cars via Capital One Travel
Earn 5 miles per $1 spent on hotels, vacation rentals, and rental cars booked through Capital One Travel; does not apply to bookings made directly with hotels or rental car companies outside of the Capital One Travel portal.
|
5x | Miles | No cap |
|
All Other Purchases
Earn an unlimited 1.25 miles per $1 spent on every other eligible purchase; no annual cap applies and miles do not expire for the life of the account.
|
1.25x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
0% Introductory APR on Balance Transfers
New cardholders receive a 0% introductory APR on balance transfers made within 15 days of account opening for the first 15 months; a balance transfer fee applies.
|
Financial | 0% for 15 months |
|
0% Introductory APR on Purchases
New cardholders receive a 0% introductory APR on purchases for the first 15 months from account opening; after the intro period, a variable APR applies based on creditworthiness.
|
Financial | 0% for 15 months |
|
No Annual Fee
There is no annual fee to carry the Capital One VentureOne Rewards Credit Card.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international travel and foreign-currency online purchases.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for physical damage or theft of a rental vehicle when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; covers rentals up to 31 consecutive days. Terms, conditions, and exclusions apply.
|
Insurance | Secondary coverage up to actual cash value |
|
Extended Warranty Protection
Extends the original manufacturer's warranty on eligible purchases made with the card; terms, conditions, and exclusions apply.
|
Insurance | Complimentary |
|
PRIOR Magazine Subscription
Access to extraordinary travel experiences, destination guides, and premium travel content through a complimentary PRIOR subscription (a $149 value); available to eligible Capital One cardholders.
|
Lifestyle |
Complimentary ($149 value)
Up to $149
|
|
Capital One Mobile App Account Management
Full account management through the Capital One mobile app, including viewing transactions, checking miles balances, making payments, setting up alerts, and accessing Eno virtual card features.
|
Other | Complimentary |
|
Pre-Approval Without Hard Inquiry
Prospective cardholders can check for pre-approval without impacting their credit scores; a hard inquiry is only triggered if the applicant proceeds to a full application.
|
Other | Complimentary |
|
1.25X Miles on All Other Purchases
Earn an unlimited 1.25 miles per $1 spent on all other eligible purchases with no bonus categories, no spending caps, and no expiration.
|
Rewards | 1.25x miles per $1 |
|
5X Miles on Hotels, Vacation Rentals, and Rental Cars via Capital One Travel
Earn 5 miles per $1 spent on hotels, vacation rentals, and rental cars booked through Capital One Travel; does not apply to bookings made directly with hotels or rental car companies outside the portal.
|
Rewards | 5x miles per $1 |
|
Flexible Travel Redemption
Miles can be redeemed as a statement credit for any travel purchase made with the card within the last 90 days at a rate of 1 cent per mile, or used to book travel through Capital One Travel; no blackout dates apply and any airline, hotel, or rental car company can be used.
|
Rewards | 1 cent per mile for travel |
|
Miles Never Expire
Earned miles do not expire for the life of the account; miles are forfeited upon account closure.
|
Rewards | Complimentary |
|
Miles Transfer to Airline and Hotel Partners
Miles can be transferred to 15+ airline and hotel loyalty programs including Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Executive Club, Singapore Airlines KrisFlyer, Turkish Airlines Miles&Smiles, Wyndham Rewards, and others at a 1:1 ratio for most partners.
|
Rewards | 1:1 transfer ratio (most partners) |
|
Welcome Bonus Miles
Earn 20,000 bonus miles after spending $500 on purchases within the first 3 months from account opening, equal to $200 in travel.
|
Rewards |
20,000 miles ($200 travel value)
Up to $200
|
|
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized purchases made with the card when reported promptly; Capital One provides $0 fraud liability on all unauthorized transactions.
|
Security | Complimentary |
|
Account Alerts and Security Notifications
Cardholders can set up automatic account alerts via text or email for unusual activity, large purchases, payment due dates, and other account events through the Capital One mobile app.
|
Security | Complimentary |
|
Capital One Eno® Virtual Card Numbers
Cardholders can use Capital One's Eno browser extension to generate virtual card numbers for online shopping, protecting the physical card number from being exposed to merchants.
|
Security | Complimentary |
|
Card Lock
Cardholders can instantly lock and unlock their card through the Capital One mobile app if the card is misplaced, preventing new transactions while the card is locked.
|
Security | Complimentary |
|
CreditWise® Credit Monitoring
Complimentary access to Capital One's CreditWise tool for monitoring credit score changes and dark web scanning; available to all Capital One cardholders.
|
Security | Complimentary |
|
Capital One Entertainment Access
Cardholders may access exclusive tickets and experiences through Capital One Entertainment, including curated events in music, sports, and dining available to Capital One cardmembers.
|
Travel | Complimentary |
|
Capital One Travel Portal Access
Cardholders can book flights, hotels, vacation rentals, and rental cars through Capital One Travel, earning 5X miles on eligible bookings with no blackout dates.
|
Travel | Complimentary |
|
Capital One Travel Price Prediction and Price Watch
Capital One Travel uses AI-powered price prediction to indicate whether flight prices are likely to rise or fall, and cardholders can set price watches to receive alerts when prices change for tracked routes.
|
Travel | Complimentary |
|
Hertz Five Star® Status
Cardholders can enroll in Hertz Five Star status upgrade through the Capital One Benefits Tab; Hertz Five Star status provides expedited service, a wider selection of vehicles, and skip-the-counter checkout at Hertz locations. Age restrictions apply.
|
Travel | Complimentary (enrollment required) |
|
Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full cost of a common carrier fare is charged to the card; covers the cardholder and eligible family members traveling on the same ticket.
|
Travel | Complimentary |
