| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hotels and Rental Cars via Capital One Travel
Earn 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel; does not apply to bookings made directly with hotels or rental companies outside the portal.
|
10x | Miles | No cap |
|
Flights and Vacation Rentals via Capital One Travel
Earn 5 miles per $1 spent on flights and vacation rentals booked through Capital One Travel; does not apply to bookings made directly with airlines or vacation rental platforms outside the portal.
|
5x | Miles | No cap |
|
Capital One Entertainment Purchases
Earn 5 miles per $1 spent on tickets purchased through the Capital One Entertainment ticketing platform only; excludes tickets purchased through Capital One cardholder exclusive pre-sales, Capital One Hall or Capital One Arena ticketing services, and Capital One Dining reservations.
|
5x | Miles | No cap |
|
All Other Purchases
Earn an unlimited 2 miles per $1 spent on every other eligible purchase with no bonus categories, no spending caps, and no expiration.
|
2x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$300 Annual Capital One Travel Credit
Receive up to $300 in annual statement credits for bookings made through Capital One Travel; the credit is automatically applied each account year and resets after each anniversary — it does not apply to travel booked outside Capital One Travel.
|
Credits |
$300/year
Up to $300
|
|
Global Entry or TSA PreCheck Application Fee Credit
Receive a statement credit of up to $120 for Global Entry or $85 for TSA PreCheck application fees when charged to the card; the credit resets once every 4 years.
|
Credits |
Up to $120 every 4 years
Up to $120
|
|
No Foreign Transaction Fees
The card charges no foreign transaction fees on purchases made outside the United States.
|
Financial | 0% foreign transaction fee |
|
Cell Phone Protection
Provides coverage for damage or theft of a cell phone when the monthly wireless bill is paid with the Venture X card; covers up to $800 per claim, up to two claims per 12-month period, subject to a $50 deductible per claim.
|
Insurance |
Up to $800 per claim (max 2 claims/year)
Up to $800
|
|
Extended Warranty Protection
Extends the original manufacturer's warranty by an additional year on eligible U.S. purchases with a warranty of 3 years or less when charged to the card; covers up to $10,000 per claim.
|
Insurance | Up to 1 additional year of warranty |
|
Primary Auto Rental Collision Damage Waiver
Provides PRIMARY coverage for physical damage or theft of a rental vehicle when the cardholder declines the rental company's collision damage waiver and charges the full rental to the card; covers rentals up to 31 consecutive days. As a Visa Infinite benefit, coverage is primary — meaning it pays before personal auto insurance.
|
Insurance | Primary coverage up to actual cash value |
|
Purchase Security
Covers eligible new purchases made with the card against damage or theft for 90 days from the purchase date; covers up to $10,000 per claim and $50,000 per cardholder per 12-month period.
|
Insurance |
Up to $10,000 per claim
Up to $10,000
|
|
Return Protection
If a merchant won't accept a return within 90 days of purchase, Capital One will refund the purchase price up to $500 per item and $1,500 per cardholder per 12-month period; the item must have been purchased with the card.
|
Insurance |
Up to $500 per item
Up to $500
|
|
Capital One Entertainment Access
Cardholders access exclusive tickets and experiences through Capital One Entertainment, earning 5X miles on eligible ticket purchases through the platform, including events in music, sports, and dining.
|
Lifestyle | Complimentary |
|
PRIOR Magazine Subscription
Complimentary access to PRIOR, a premium travel magazine and digital platform featuring destination guides, luxury travel content, and extraordinary travel experiences, valued at $149/year.
|
Lifestyle |
Complimentary ($149 value)
Up to $149
|
|
The Cultivist Museum Membership Discount
Cardholders receive 50% off The Cultivist Enthusiast membership (up to 2 years), providing access to over 60 of the world's best museums.
|
Lifestyle | 50% off Cultivist membership (up to 2 years) |
|
Capital One Mobile App Account Management
Full account management through the Capital One mobile app, including viewing transactions, checking miles balances, making payments, setting up alerts, and accessing Eno virtual card features.
|
Other | Complimentary |
|
10,000 Anniversary Bonus Miles
Receive 10,000 bonus miles (worth $100 in travel) on each account anniversary date, with no spend requirement to trigger the bonus.
|
Rewards |
10,000 miles ($100 value) annually
Up to $100
|
|
10X Miles on Hotels and Rental Cars via Capital One Travel
Earn 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel; does not apply to bookings made directly with hotels or rental car companies outside the portal.
|
Rewards | 10x miles per $1 |
|
2X Miles on All Other Purchases
Earn an unlimited 2 miles per $1 spent on all other eligible purchases with no spending caps, no bonus category tracking required, and no expiration.
|
Rewards | 2x miles per $1 |
|
5X Miles on Capital One Entertainment Purchases
Earn 5 miles per $1 spent on tickets purchased through the Capital One Entertainment ticketing platform; excludes pre-sales, Capital One Hall and Arena ticketing, and Capital One Dining reservations.
|
Rewards | 5x miles per $1 |
|
5X Miles on Flights and Vacation Rentals via Capital One Travel
Earn 5 miles per $1 spent on flights and vacation rentals booked through Capital One Travel; does not apply to bookings made directly with airlines or vacation rental platforms outside the portal.
|
Rewards | 5x miles per $1 |
|
Miles Never Expire
Earned miles do not expire for the life of the account; miles are forfeited upon account closure.
|
Rewards | Complimentary |
|
Miles Transfer to Airline and Hotel Partners
Miles can be transferred to 15+ airline and hotel loyalty programs including Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Executive Club, Singapore Airlines KrisFlyer, Turkish Airlines Miles&Smiles, Wyndham Rewards, and others at a 1:1 ratio for most partners.
|
Rewards | 1:1 transfer ratio (most partners) |
|
Welcome Bonus Miles
Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening, equal to $750 in travel.
|
Rewards |
75,000 miles ($750 travel value)
Up to $750
|
|
$0 Fraud Liability Protection
Cardholders are not responsible for unauthorized purchases made with the card when reported promptly; Capital One provides $0 fraud liability on all unauthorized transactions.
|
Security | Complimentary |
|
Capital One Eno® Virtual Card Numbers
Cardholders can use Capital One's Eno browser extension to generate virtual card numbers for online shopping, protecting the physical card number from exposure to merchants.
|
Security | Complimentary |
|
CreditWise® Credit Monitoring
Complimentary access to Capital One's CreditWise tool for monitoring credit score changes and dark web scanning; available to all Capital One cardholders.
|
Security | Complimentary |
|
Capital One Landing Access
Complimentary access to Capital One Landing locations — smaller Capital One travel experiences located within major airports — for the primary cardmember and authorized users.
|
Travel | Complimentary |
|
Capital One Lounge Access
Unlimited complimentary access to Capital One Lounge locations for the primary cardmember and authorized users; Capital One Lounges are currently located at Dallas/Fort Worth, Denver, Washington Dulles, and Washington Reagan National airports.
|
Travel | Complimentary (unlimited visits) |
|
Capital One Travel Portal Access with Price Prediction
Cardholders can book flights, hotels, vacation rentals, and rental cars through Capital One Travel, earning 5–10X miles on eligible bookings, with AI-powered flight price prediction and price watch alerts available.
|
Travel | Complimentary |
|
Common Carrier Travel Accident Insurance
Provides accidental death and dismemberment coverage when the full cost of a common carrier fare is charged to the card; covers the cardholder and eligible family members traveling on the same ticket.
|
Travel | Complimentary |
|
Hertz President's Circle® Status
Eligible Venture X cardholders can enroll in Hertz President's Circle status through the Capital One Benefits Tab; Hertz President's Circle provides the highest tier of Hertz elite benefits including premium vehicle upgrades, guaranteed vehicle availability, and expedited service. Enrollment required; age restrictions apply.
|
Travel | Complimentary (enrollment required) |
|
Lost Luggage Reimbursement
Reimburses the cardholder for loss of checked or carry-on luggage and personal property due to theft or misdirection by a common carrier when the ticket is purchased with the card; covers up to $3,000 per covered trip.
|
Travel |
Up to $3,000 per trip
Up to $3,000
|
|
Priority Pass Select Lounge Membership
Complimentary Priority Pass Select membership providing access to 1,300+ airport lounges worldwide; effective February 1, 2026, guest access requires the cardholder or authorized user to spend $75,000 annually on the card; otherwise guests pay $45 per person ($25 for kids 17 and under) per visit.
|
Travel | Complimentary (unlimited visits for cardholder; guest fees apply as of Feb 1, 2026) |
|
Travel and Emergency Assistance Services
24/7 assistance when traveling away from home, including medical referral assistance, emergency transportation coordination, legal referral assistance, emergency translation services, and other travel support; cardholders are responsible for the cost of services arranged.
|
Travel | Complimentary |
|
Trip Cancellation and Interruption Insurance
Reimburses non-refundable, prepaid trip costs when a covered trip is cancelled or interrupted due to a qualifying covered reason; the full cost of the ticket must be charged to the card. Terms, conditions, and exclusions apply.
|
Travel | Complimentary |
|
Trip Delay Reimbursement
Reimburses the cardholder for reasonable expenses (meals, hotel, and toiletries) incurred due to a covered trip delay of 6 or more hours when the common carrier fare is charged to the card; covers up to $500 per ticket.
|
Travel |
Up to $500 per ticket
Up to $500
|
