| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hotels and Rental Cars via Capital One Travel
Earn 5X miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel. Does not apply to bookings made directly with hotels or rental car companies.
|
5x | Miles | No cap |
|
Capital One Entertainment Purchases
Earn 5X miles per dollar on qualifying purchases made through the Capital One Entertainment ticketing platform only. Does not include pre-sales, direct venue purchases, Capital One Dining, or Capital One Hall ticketing.
|
5x | Miles | No cap |
|
All Other Purchases
Earn unlimited 2X miles on every purchase, every day, with no cap and no category restrictions. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
|
2x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Global Entry / TSA PreCheck Credit
Receive up to a $120 statement credit when you use your Venture card to pay the application or renewal fee for Global Entry or TSA PreCheck. Credit is issued once every 4 years.
|
Credits |
Up to $120 every 4 years
Up to $120
|
|
No Foreign Transaction Fees
No fees are charged on purchases made outside the United States or in a foreign currency, making the card ideal for international travel.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver
Cardholders who decline the rental company's collision damage waiver and charge the full rental to their Venture card are covered for theft and collision damage. Coverage is secondary for domestic U.S. rentals and often primary internationally.
|
Insurance | Complimentary (secondary domestic / primary international) |
|
Extended Warranty Protection
Extends the original manufacturer's warranty by an additional year on eligible purchases made with the card that have a warranty of 3 years or less.
|
Insurance | +1 year on eligible warranties |
|
Lost Luggage Reimbursement
Reimbursement for checked or carry-on baggage that is lost, stolen, or damaged by a common carrier when the fare is paid with the card. Coverage is supplemental to any airline reimbursement. Up to $1,500 per incident per Upgraded Points and confirmed Mastercard World Elite benefit limits.
|
Insurance |
Up to $1,500 per incident
Up to $1,500
|
|
Purchase Assurance (Purchase Protection)
New purchases made with the card are covered against theft or accidental damage for the first 90 days from the date of purchase, up to the benefit limits set by the card network.
|
Insurance | 90 days from purchase date |
|
Travel Accident Insurance
Receive up to $1,000,000 in accidental death and dismemberment coverage for the cardholder, spouse or domestic partner, and dependent children when traveling on a common carrier paid with the card.
|
Insurance |
Up to $1,000,000
Up to $1,000,000
|
|
Trip Cancellation and Interruption Insurance
Reimbursement for non-refundable common carrier tickets if your trip is canceled or interrupted due to a covered reason such as illness, injury, or death of a covered traveler.
|
Insurance | Coverage for non-refundable tickets |
|
Capital One Dining Access
Access to exclusive dining reservations at award-winning restaurants and invitations to curated culinary events set aside for Capital One cardholders.
|
Lifestyle | Complimentary access |
|
Capital One Entertainment Access
Access to cardholder-only VIP packages, pre-sales, and exclusive tickets to events across music, sports, dining, and theater through Capital One Entertainment.
|
Lifestyle | Complimentary access |
|
CreditWise Credit Monitoring
Free access to CreditWise from Capital One, providing credit score tracking, credit report monitoring via TransUnion and Experian, and dark web monitoring. Available even to non-Capital One customers.
|
Other | Complimentary |
|
Base Miles on All Purchases
Earn unlimited 2X miles on every purchase, every day, with no cap and no rotating categories to track.
|
Rewards | 2X miles |
|
Bonus Miles on Capital One Entertainment
Earn 5X miles per dollar on qualifying purchases made through the Capital One Entertainment ticketing platform.
|
Rewards | 5X miles |
|
Bonus Miles on Capital One Travel — Hotels & Rental Cars
Earn 5X miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel.
|
Rewards | 5X miles |
|
Miles Never Expire
Rewards miles do not expire for the life of the account and there is no limit to how many you can earn.
|
Rewards | No expiration |
|
Welcome Bonus
Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
|
Rewards |
75,000 miles ($750 in travel)
Up to $750
|
|
$0 Fraud Liability
Cardholders are not responsible for unauthorized charges. If the card is lost or stolen, Capital One provides an emergency replacement card and emergency cash advance.
|
Security | $0 liability |
|
Card Lock
Cardholders can lock and unlock their card instantly via the Capital One Mobile app if the card is misplaced, lost, or stolen.
|
Security | Complimentary |
|
Emergency Card Replacement and Cash Advance
If a card is lost or stolen, Capital One provides an emergency replacement card and emergency cash advance upon request.
|
Security | Complimentary |
|
Security Alerts
Capital One notifies cardholders via text, email, or phone if it detects potentially suspicious activity on the account.
|
Security | Complimentary |
|
Virtual Card Numbers (Eno)
Through Capital One's Eno virtual assistant, cardholders can generate virtual card numbers for online shopping to protect their actual card number from data breaches.
|
Security | Complimentary |
|
Capital One Shopping (Merchant Statement Credits)
Cardholders have periodic access to exclusive statement credits when shopping online at select partner retailers such as Adidas, Macy's, Lowe's, and others through Capital One's shopping portal.
|
Shopping | Varies by offer |
|
24-Hour Travel and Emergency Assistance Services
24/7 access to a hotline that can help coordinate emergency services while traveling, including medical, legal, transportation, and other referrals. Costs for actual services are the cardholder's responsibility.
|
Travel | Complimentary coordination service |
|
Capital One Lounge Discounted Access
Venture cardholders can access Capital One Lounges at a discounted rate of $45 per visit (versus $90 for non-cardholders). Complimentary visits are not included.
|
Travel | $45 per visit (discounted rate) |
|
Capital One Travel Booking Portal
Access to Capital One Travel, an online portal for booking flights, hotels, vacation rentals, rental cars, and activities; supports miles redemption and special benefits for Lifestyle Collection properties.
|
Travel | Complimentary access |
|
Capital One Travel Price Prediction
Access to flight price prediction technology through Capital One Travel to help identify the optimal time to book, saving an average of 15% on flights.
|
Travel | Complimentary |
|
Hertz Five Star Status
Eligible Venture cardholders receive complimentary Hertz Five Star status in the Hertz Gold Plus Rewards program, providing access to a wider car selection and skip-the-counter service.
|
Travel | Complimentary elite status |
|
Lifestyle Collection Hotel Experience Credit
Receive a $50 experience credit on every Lifestyle Collection hotel or vacation rental stay booked through Capital One Travel, plus room upgrades, early check-in, and late checkout when available.
|
Travel |
$50 per eligible stay
Up to $50
|
|
Miles Transfer to Loyalty Programs
Transfer miles to 15+ airline and hotel loyalty programs, most at a 1:1 ratio, including Air Canada Aeroplan, British Airways, Singapore Airlines, and others.
|
Travel | 15+ transfer partners |
|
Price Drop Protection on Flights
If you book a flight when Capital One Travel recommends it and the price drops within 10 days, you receive up to $50 in travel credit for the difference.
|
Travel |
Up to $50 per booking
Up to $50
|
|
Price Match Guarantee
Capital One Travel offers a price match guarantee on flights, hotels, and rental cars. Notify within 24 hours of booking an eligible purchase and receive a travel credit for the difference.
|
Travel | Complimentary |
|
Roadside Dispatch Service
24/7 pay-per-use roadside assistance program with pre-negotiated rates for services like towing, jump-starts, tire changes, and gas delivery. Fees are billed directly to your Venture card. Call 877-288-6784.
|
Travel | Pay-per-use at pre-negotiated rates |
|
Travel Statement Credit Redemption
Use miles to cover any recent travel purchase made with the card within 90 days, redeemed at 1 cent per mile as a statement credit.
|
Travel | 1 cent per mile |
