| Category | Rate | Type | Cap |
|---|---|---|---|
|
Cabela's & Bass Pro Shops (Black)
Earn 5 points per $1 on Cabela's and Bass Pro Shops purchases; requires $25,000 in annual card spend to achieve and maintain Black tier status.
|
5x | Points | No cap |
|
Cabela's & Bass Pro Shops (Silver)
Earn 3 points per $1 on Cabela's and Bass Pro Shops purchases; requires $10,000 in annual card spend to achieve and maintain Silver tier status.
|
3x | Points | No cap |
|
Cabela's & Bass Pro Shops (Classic)
Earn 2 points per $1 on all Cabela's and Bass Pro Shops purchases (in-store, online, phone, and Signature Events) at the base Classic tier with no annual spend requirement.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1 point per $1 spent everywhere else Mastercard is accepted; no cap and points never expire for open accounts.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The Cabela's CLUB Mastercard charges no annual fee for cardholders.
|
Financial |
$0 annual fee
Up to $0
|
|
No Foreign Transaction Fees
Cardholders are never charged foreign transaction fees when using the card for international purchases.
|
Financial |
No foreign transaction fees
Up to $0
|
|
Preferred APR on Cabela's & Bass Pro Purchases
Purchases made in-store, online, over the phone, and at Signature Events at Bass Pro Shops and Cabela's qualify for a preferred 9.99% APR, lower than the standard purchase APR applied to other transactions.
|
Financial | 9.99% APR on Cabela's/Bass Pro purchases |
|
Extended Warranty Protection
Mastercard extends the original manufacturer's warranty on eligible purchases made with the card; specific terms and duration extensions are governed by the applicable Mastercard benefits guide.
|
Insurance | Complimentary |
|
CLUB 'The Experience' Access (Silver & Black)
Silver and Black tier cardholders gain access to 'The Experience,' which includes specialized backpacking trips, expert-led trainings, snow and ice fishing experiences, and other curated outdoor adventures.
|
Lifestyle | Exclusive access (Silver & Black tiers) |
|
CLUB Member-Only Events & Discounts
Cardholders gain access to exclusive in-store events, extra point offerings on select purchases, member-only discounts, promotions, and giveaways at Cabela's and Bass Pro Shops locations.
|
Lifestyle | Complimentary |
|
CLUB Signature Outdoor Adventures (Silver & Black)
Silver and Black tier cardholders receive exclusive access to world-class hunting and fishing experiences worldwide, such as game hunting in Canada and saltwater fishing in Costa Rica; participants cover the cost of their experience.
|
Lifestyle | Exclusive access (Silver & Black tiers) |
|
Mastercard Concierge Service
Offers access to a personal concierge available 24/7/365 that can assist with travel planning, dining and entertainment reservations, household needs, reminder services, and pre-trip planning including weather forecasts and safety advisories; costs of goods or services arranged are billed to the card.
|
Lifestyle | Complimentary service access |
|
Apple Pay Compatibility
The Cabela's CLUB Mastercard is compatible with Apple Pay for contactless payments at supported merchants.
|
Other | Complimentary |
|
AutoPay
Cardholders can schedule automatic payments through the Capital One Mobile app or online to avoid missed payments, with a flexible monthly due date of their choosing.
|
Other | Complimentary |
|
Capital One Mobile App – Account Management
Cardholders can manage their account, access a virtual card, check balance, track rewards progress, schedule AutoPay, and choose their monthly due date through the Capital One Mobile app.
|
Other | Complimentary |
|
EMV Chip Technology
The card is equipped with an EMV chip for enhanced security at chip-enabled payment terminals worldwide.
|
Other | Complimentary |
|
CLUB Black Tier Status Upgrade
Cardholders who reach $25,000 in annual spend are upgraded to Black tier, earning 5% back in CLUB Points on Cabela's and Bass Pro Shops purchases.
|
Rewards | 5% back in CLUB Points at Cabela's/Bass Pro |
|
CLUB Classic Tier Status
All cardholders automatically receive CLUB Classic status upon approval with no annual spend requirement, earning 2% back in CLUB Points on Cabela's and Bass Pro Shops purchases.
|
Rewards | Automatic |
|
CLUB Points Never Expire
CLUB Points earned on the card never expire for open accounts and there is no limit to the number of points that can be earned.
|
Rewards | Complimentary |
|
CLUB Points Redemption – Hospitality & Restaurants
Cardholders can redeem CLUB Points toward Bass Pro Shops and Cabela's hospitality locations including Big Cedar Lodge, Big Cedar restaurants, and Bass Pro Shops restaurants by enrolling in 'Pay with CLUB Points' through the mobile app.
|
Rewards | Complimentary access |
|
CLUB Points Redemption – Merchandise
CLUB Points can be redeemed in any amount at any time for merchandise at Cabela's, Bass Pro Shops, and Mack's Prairie Wings, including big-ticket items such as boats and ATVs, with no minimum points required.
|
Rewards | 100 points = $1 |
|
CLUB Silver Tier Status Upgrade
Cardholders who reach $10,000 in annual spend are upgraded to Silver tier, earning 3% back in CLUB Points on Cabela's and Bass Pro Shops purchases.
|
Rewards | 3% back in CLUB Points at Cabela's/Bass Pro |
|
Welcome Bonus – Approval Points
Cardholders receive $20 in CLUB Points automatically upon account approval, redeemable with a purchase on the new card.
|
Rewards |
$20 in CLUB Points
Up to $20
|
|
Welcome Bonus – Cabela's/Bass Pro Purchases
Earn an additional $20 in CLUB Points after making 2 purchases on separate visits at Bass Pro Shops, Cabela's, or Mack's Prairie Wings within the first 30 days of account approval.
|
Rewards |
$20 in CLUB Points
Up to $20
|
|
Welcome Bonus – Purchases Everywhere Else
Earn an additional $20 in CLUB Points after making 5 purchases everywhere else Mastercard is accepted within the first 30 days of account approval.
|
Rewards |
$20 in CLUB Points
Up to $20
|
|
Card Lock
Cardholders can instantly lock their card via the Capital One Mobile app if the card is misplaced, lost, or stolen, preventing new transactions while retaining account access.
|
Security | Complimentary |
|
Mastercard ID Theft Protection
Monitors the surface, dark, and deep web for compromised credentials and potentially damaging use of registered personal information, and provides resolution services including a dedicated case manager if identity theft occurs; enrollment required at mastercardus.idprotectiononline.com.
|
Security | Complimentary (enrollment required) |
|
Mastercard ID Theft Protection – Credit Monitoring
Provides single-bureau (TransUnion) credit file monitoring for changes that could indicate fraud, such as new credit inquiries, address changes, or new accounts opened in the cardholder's name, with email alert notifications.
|
Security | Complimentary |
|
Mastercard ID Theft Protection – Dark Web Monitoring
Continuously monitors dark web and underground sites for the cardholder's personally identifiable information including email addresses, debit/credit card numbers, SSN, passport numbers, bank account numbers, and more.
|
Security | Complimentary |
|
Mastercard ID Theft Protection – Fraud Alert Placement
Allows cardholders to place a fraud alert on their credit report through the ID Theft Protection portal, notifying all three major bureaus simultaneously; alerts remain on file for one year at no charge.
|
Security | Complimentary |
|
Zero Liability Fraud Protection
Cardholders are not held responsible for unauthorized transactions; reporting a card lost or stolen immediately removes liability for any unauthorized charges made on the account.
|
Security | Complimentary |
|
CLUB Member Price Match Guarantee
Cabela's will match any lower price currently offered by a local retailer or qualifying website at the time of purchase; CLUB cardholders receive an additional 5% off the matched price for identical products sold cheaper by retailers within 100 miles or on qualifying websites.
|
Shopping | Price matched + additional 5% off |
|
Mastercard Digital Merchant Offers
Provides access to exclusive offers with popular digital brands on everyday products and services, accessible at mastercard.us/worldeliteoffers.
|
Shopping | Varies by offer |
|
Mastercard Airport Concierge – 15% Discount
Cardholders receive a 15% savings on Mastercard Airport Meet and Greet services, with a dedicated agent available at over 700 destinations worldwide to escort the traveler through departure, arrival, or connecting flights 24/7/365.
|
Travel | 15% discount on Airport Meet & Greet |
|
Mastercard Global Service
Provides 24-hour worldwide assistance for lost or stolen card reporting, emergency card replacement (next day in the US, within two business days internationally), and emergency cash advances with issuer approval.
|
Travel | Complimentary |
|
Mastercard Hotel Stay Guarantee
If a cardholder books a 3-star or higher hotel through Mastercard Travel & Lifestyle Services and encounters problems during the stay, the lifestyle manager will work to resolve the issue with the hotel or find comparable accommodations.
|
Travel | Complimentary |
|
Mastercard Lowest Hotel Rate Guarantee
If a cardholder books a qualifying hotel stay through Mastercard Travel & Lifestyle Services and finds the same room at a lower price online before the stay (at least 72 hours before check-in), Mastercard will refund the difference.
|
Travel | Price difference refunded |
|
Mastercard Travel & Lifestyle Services
Provides access to a lifestyle manager 24/7 for vacation planning, plus preferential treatment and premium offers from hotels, airlines, tours, cruise lines, and car rental companies; includes the Mastercard Lowest Hotel Rate Guarantee and Hotel Stay Guarantee.
|
Travel | Complimentary |
