| Category | Rate | Type | Cap |
|---|---|---|---|
|
British Airways Flights
Earned on flight purchases made directly with British Airways. Purchases through third-party booking sites do not qualify.
|
3x | Miles | No cap |
|
Aer Lingus Flights
Earned on flight purchases made directly with Aer Lingus. Purchases through third-party booking sites do not qualify.
|
3x | Miles | No cap |
|
Iberia Flights
Earned on flight purchases made directly with Iberia. Purchases through third-party booking sites do not qualify.
|
3x | Miles | No cap |
|
LEVEL Flights
Earned on flight purchases made directly with LEVEL. Purchases through third-party booking sites do not qualify.
|
3x | Miles | No cap |
|
Hotel Stays
Earned on hotel accommodations purchased directly with the hotel. Bookings through third-party travel sites or hotel booking portals do not qualify.
|
2x | Miles | No cap |
|
All Other Purchases
Base earn rate on all purchases not covered by a bonus category. Excludes balance transfers, cash advances, fees, and other non-purchase transaction types.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
DoorDash Quarterly Non-Restaurant Credit
DashPass members receive up to $10 off per quarter on non-restaurant DoorDash orders placed with this card, through December 31, 2027.
|
Credits |
Up to $10/quarter ($40/year)
Up to $40
|
|
Reward Flight Statement Credits — Up to $600/year
Receive a statement credit of $100 for Economy or Premium Economy bookings, or $200 for Business or First Class bookings, up to three times per calendar year (up to $600 total), when you book a Reward Flight on British Airways and pay taxes, fees, and carrier charges with this card.
|
Credits |
Up to $600/year
Up to $600
|
|
Chase Pay Over Time (My Chase Plan)
Eligible cardmembers can split purchases of $100 or more into equal monthly payments with a fixed monthly fee and no interest. Plan durations range from 3 to 24 months. Also available at checkout on Amazon.com for orders of $50 or more.
|
Financial | Flexible installment payments |
|
No Foreign Transaction Fees
No foreign transaction fees are charged on purchases made outside the United States, saving cardmembers approximately 3% on international spending.
|
Financial | 0% foreign transaction fee |
|
Auto Rental Collision Damage Waiver (Secondary)
Provides secondary rental car collision damage waiver coverage when you pay for the rental with this card and decline the rental company's collision damage waiver. Coverage becomes primary when renting outside your country of residence. Applies to rentals up to 31 days.
|
Insurance | Secondary CDW coverage (primary abroad) |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when checked or carry-on baggage is delayed more than 6 hours by a passenger carrier.
|
Insurance |
Up to $100/day, 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, for items purchased with the card. Coverage applies up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement of up to $3,000 per covered traveler for the repair or replacement of checked or carry-on baggage that is lost, damaged, or stolen during a covered trip. New York residents are limited to $2,000 per bag and $10,000 per trip for all travelers.
|
Insurance |
Up to $3,000 per traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases against damage or theft for 120 days from the date of purchase, up to $500 per claim. New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per claim
Up to $500
|
|
Complimentary DashPass Membership (DoorDash & Caviar)
Receive one year of complimentary DashPass membership for both DoorDash and Caviar, providing unlimited deliveries with $0 delivery fees and reduced service fees on eligible orders. Must be activated by December 31, 2027. After the complimentary period, auto-enrollment at the then-current monthly rate applies.
|
Lifestyle | 1 year complimentary ($0 delivery fees) |
|
1x Avios on All Other Purchases
Earn 1 Avios for every $1 spent on all other purchases not covered by a bonus category.
|
Rewards | 1 Avios per $1 |
|
2x Avios on Hotel Stays
Earn 2 Avios for every $1 spent on hotel accommodations when purchased directly with the hotel.
|
Rewards | 2 Avios per $1 |
|
3x Avios on British Airways, Aer Lingus, Iberia & LEVEL Flights
Earn 3 Avios for every $1 spent on flight purchases made directly with British Airways, Aer Lingus, Iberia, and LEVEL.
|
Rewards | 3 Avios per $1 |
|
Welcome Bonus — 75,000 Avios
Earn 75,000 bonus Avios after spending $5,000 on purchases within the first 3 months of account opening. Bonus posts within 6–8 weeks of meeting the spend requirement.
|
Rewards | 75,000 Avios |
|
Contactless Tap to Pay
The card supports contactless payment technology — simply tap the card where the Contactless Symbol is displayed for fast, secure checkout.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information. Chase's zero liability policy applies to promptly reported unauthorized transactions.
|
Security | Complimentary |
|
10% Discount on British Airways Flights
Receive 10% off British Airways flights originating in the United States when booked through the dedicated link provided in your welcome materials. Applies to the total purchase price including taxes, fees, and carrier charges on mainline BA-operated flights.
|
Travel | 10% off eligible BA flights |
|
Avios Used to Pay Award Flight Taxes and Fees
Cardmembers can use Avios to pay for taxes, fees, and carrier-imposed charges on British Airways Reward Flights by calling the number on the back of the card. A minimum charge of $5 to the British Airways Visa card is required.
|
Travel | Complimentary feature |
|
Spend Instantly — Digital Wallet Access
Upon approval, cardmembers can immediately add their new card to a digital wallet such as Apple Pay, Google Pay, or Samsung Pay for instant use before the physical card arrives.
|
Travel | Instant card access |
|
Travel Together Ticket
Earn a Travel Together Ticket each calendar year you make $30,000 in purchases on the card, valid for two years. Use it to bring a companion on a British Airways, Iberia, or Aer Lingus Reward Flight for no additional Avios (taxes and fees still apply), or redeem it for a 50% discount on the Avios price when booking a solo reward flight.
|
Travel | Companion ticket or 50% Avios discount |
|
Visa Signature Luxury Hotel Collection
As a Visa Signature card, cardmembers have access to the Visa Signature Luxury Hotel Collection, which may include benefits such as room upgrades, complimentary breakfast, and late checkout at participating properties.
|
Travel | Complimentary hotel perks at participating properties |
