| Category | Rate | Type | Cap |
|---|---|---|---|
|
Supermarkets
Purchases made at merchants classified as Supermarkets.
|
2x | Points | No cap |
|
Gas Stations
Purchases made at merchants classified as Gas Stations.
|
2x | Points | No cap |
|
Utilities
Purchases made at merchants classified as Utilities.
|
2x | Points | No cap |
|
Drug Stores
Purchases made at merchants classified as Drug Stores.
|
2x | Points | No cap |
|
Discount Stores
Purchases made at merchants classified as Discount Stores.
|
2x | Points | No cap |
|
Department Stores
Purchases made at merchants classified as Department Stores.
|
2x | Points | No cap |
|
Home Improvement Stores
Purchases made at merchants classified as Home Improvement Stores.
|
2x | Points | No cap |
|
Telecommunications
Purchases made at merchants classified as Telecommunications.
|
2x | Points | No cap |
|
All Other Purchases
All purchases not classified as Everyday Purchases.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Mobile App Access
Access and manage your credit card account anytime, anywhere through the Bread Financial mobile app.
|
Account Management | — |
|
Contactless Payment Capability
Make secure and convenient payments by tapping your card at compatible terminals.
|
Convenience | — |
|
No Annual Fee
The card does not charge an annual fee.
|
Financial | No annual fee |
|
No Foreign Transaction Fees
Purchases made outside the U.S. are not subject to foreign transaction fees.
|
Financial | No foreign transaction fees |
|
Cash Back Rewards
Earn 2% cash back on every eligible purchase made with the card.
|
Rewards | 2% cash back |
|
Welcome Offer Statement Credit
Receive a $100 statement credit after spending $1,000 on eligible purchases within the first 90 days of account opening.
|
Rewards |
$100 statement credit
Up to $100
|
|
Fraud Protection
Protection against unauthorized charges on your account.
|
Security | — |
