| Category | Rate | Type | Cap |
|---|---|---|---|
|
Bass Pro Shops & Cabela's Purchases (Black)
Top-tier rate at Bass Pro Shops and Cabela's for cardholders who reach Black status by spending $25,000 or more annually on the card.
|
5x | Points | No cap |
|
Bass Pro Shops & Cabela's Purchases (Silver)
Elevated rate at Bass Pro Shops and Cabela's for cardholders who reach Silver status by spending $10,000 or more annually on the card.
|
3x | Points | No cap |
|
Bass Pro Shops & Cabela's Purchases (Classic)
Base earning rate at Bass Pro Shops and Cabela's (in-store, online, phone, and Signature Events) for all cardholders; Classic status requires no minimum annual spend.
|
2x | Points | No cap |
|
All Other Purchases
Earned on all purchases everywhere Mastercard is accepted outside of Bass Pro Shops and Cabela's; no cap on points earned.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Low Ongoing APR on BPS & Cabela's Purchases
All purchases made at Bass Pro Shops and Cabela's (in-store, online, by phone, and through Signature Events) are subject to a fixed 9.99% APR, significantly below the card's standard non-store purchase APR.
|
Financial | 9.99% APR |
|
No Annual Fee
The Bass Pro Shops CLUB Mastercard charges no annual membership fee, making it cost-free to hold regardless of spending level or tier status.
|
Financial |
$0
Up to $0
|
|
No Foreign Transaction Fees
Cardholders are never charged a foreign transaction fee on purchases made outside the United States, making the card suitable for international use wherever Mastercard is accepted.
|
Financial |
0% foreign transaction fee
Up to $0
|
|
Promotional Deferred Interest Financing
Qualifying Bass Pro Shops and Cabela's purchases may be eligible for promotional deferred interest financing plans; if the promotional balance is not paid in full by the end of the promotional period, interest is charged from the original purchase date at the 9.99% in-store APR.
|
Financial | 0% promotional APR for eligible period |
|
CLUB Member-Only In-Store Events
CLUB cardmembers receive access to exclusive in-store events at Bass Pro Shops and Cabela's locations, including special promotions, extra point offerings, giveaways, and CLUB Member appreciation days.
|
Lifestyle | Complimentary |
|
Mastercard Concierge Service
Cardholders have access to the Mastercard World Elite Concierge Service, a 24/7/365 personal assistant offering assistance with travel planning, dining reservations, entertainment, event reminders, and on-site local support services.
|
Lifestyle | Complimentary 24/7 access |
|
Signature Events Access
CLUB cardmembers gain access to world-class hunting and fishing Signature Events — exclusive, customizable outdoor adventure experiences including destinations such as whitetail hunts in Canada and tarpon fishing in Costa Rica.
|
Lifestyle | Complimentary access |
|
Autopay & Flexible Payment Scheduling
Cardholders can schedule automatic payments through the Capital One Mobile app or online to avoid missed payments, with the option to select the payment amount (minimum, statement balance, or full balance).
|
Other | Complimentary |
|
Mastercard Digital Merchant Offers
Cardholders have access to exclusive offers and savings with popular digital brands on everyday products and services through the Mastercard World Elite digital merchant offers portal at mastercard.us/worldeliteoffers.
|
Other | Complimentary |
|
Virtual Card Access
Cardholders can access a virtual version of their card through the Capital One Mobile app to make purchases before the physical card arrives or as an alternative payment method.
|
Other | Complimentary |
|
1% CLUB Points on All Other Purchases
Cardholders earn 1 CLUB Point per $1 spent everywhere Mastercard is accepted outside of Bass Pro Shops and Cabela's, with no cap on earnings and no expiry for open accounts.
|
Rewards | 1% back in CLUB Points |
|
2% CLUB Points on BPS & Cabela's (Classic Tier)
Cardholders at the base Classic level earn 2 CLUB Points per $1 spent on purchases at Bass Pro Shops and Cabela's in-store, online, by phone, and through Signature Events. No minimum annual spend is required to maintain Classic status.
|
Rewards | 2% back in CLUB Points |
|
3% CLUB Points on BPS & Cabela's (Silver Tier)
Cardholders who reach Silver status by spending $10,000 or more annually on the card earn 3 CLUB Points per $1 on Bass Pro Shops and Cabela's purchases. Status is reviewed daily and downgrades are processed each January.
|
Rewards | 3% back in CLUB Points |
|
5% CLUB Points on BPS & Cabela's (Black Tier)
Cardholders who reach Black status by spending $25,000 or more annually on the card earn 5 CLUB Points per $1 on Bass Pro Shops and Cabela's purchases, the highest tier available. Status is reviewed daily and downgrades are processed each January.
|
Rewards | 5% back in CLUB Points |
|
CLUB Points Never Expire
CLUB Points accumulated on the account never expire as long as the account remains open, and there is no limit to the total number of points that can be earned.
|
Rewards | No expiry on open accounts |
|
CLUB Points Redemption at BPS Resorts & Restaurants
CLUB Points can be redeemed not only for merchandise at Bass Pro Shops and Cabela's, but also for purchases at Bass Pro Shops resorts (including Big Cedar Lodge), restaurants, golf courses, and the Wonders of Wildlife Museum and Aquarium via the mobile app.
|
Rewards | 100 points = $1 |
|
Welcome Bonus — BPS/Cabela's Purchase Milestone
New cardmembers earn an additional $10 in CLUB Points after making 2 purchases on separate visits at Bass Pro Shops, Cabela's, or Mack's Prairie Wings within the first 30 days of account approval.
|
Rewards |
$10 in CLUB Points
Up to $10
|
|
Welcome Bonus — General Mastercard Purchase Milestone
New cardmembers earn an additional $20 in CLUB Points after making 5 purchases everywhere else Mastercard is accepted within the first 30 days of account approval.
|
Rewards |
$20 in CLUB Points
Up to $20
|
|
Welcome Bonus — Upon Approval
New cardmembers receive $20 in CLUB Points automatically upon account approval, redeemable with a purchase on the new card.
|
Rewards |
$20 in CLUB Points
Up to $20
|
|
Card Lock via Capital One Mobile App
Cardholders can instantly lock their card through the Capital One Mobile app if it is misplaced, lost, or stolen, preventing new purchases while allowing certain recurring transactions to continue.
|
Security | Complimentary |
|
Mastercard Global Service
Worldwide 24-hour assistance for lost or stolen card reporting, emergency card replacement (next day in the U.S., within two business days internationally), and emergency cash advance with issuer approval.
|
Security | Complimentary 24/7 worldwide |
|
Mastercard ID Theft Protection
Enrollment-required service that monitors the surface, dark, and deep web for compromised credentials and personal information, sends alerts for suspicious activity, and provides resolution specialists and self-service tools if identity theft occurs.
|
Security | Complimentary with enrollment |
|
Zero Liability Fraud Protection
Cardholders are not responsible for unauthorized transactions identified as fraudulent on the account; Capital One's $0 liability guarantee protects against unauthorized purchases made in-store, online, or by phone.
|
Security |
$0 liability
Up to $0
|
|
CLUB Member Price Match + 5% Beat Guarantee
CLUB Members are guaranteed a price match on any lower price currently offered by a local retailer or qualifying website, and for CLUB cardmembers Capital One/BPS will beat that price by an additional 5% at the time of purchase.
|
Shopping | Price match + 5% beat |
|
Mastercard Airport Concierge
Cardholders receive a 15% discount on Mastercard Airport Meet and Greet services at over 700 destinations worldwide, providing a dedicated agent to escort the cardholder through the airport on departure, arrival, or connecting flights 24/7/365.
|
Travel | 15% savings on Meet & Greet |
|
Mastercard Lowest Hotel Rate Guarantee
When booking a hotel through the Mastercard Travel & Lifestyle Services program, if the cardholder finds the same room at a lower price online before taxes and fees prior to the stay (at least 72 hours before check-in), Mastercard will refund the difference.
|
Travel | Rate difference refunded |
|
Mastercard Travel & Lifestyle Services
Cardholders have access to Mastercard Travel & Lifestyle Services via Ten Lifestyle Group, offering curated hotel benefits, amenities, upgrades, preferential treatment, and premium travel offers across hotels, air travel, tours, cruises, and car rentals.
|
Travel | Complimentary access |
