| Category | Rate | Type | Cap |
|---|---|---|---|
|
Top Eligible Spend Category (Monthly)
Automatically earn 3X points on your highest spending category each billing cycle from a list of eligible categories including Groceries, Dining, Gas, Drugstores, Home Improvement, Utilities, Travel, Entertainment, Streaming, and Online Shopping.
|
3x | Points | No cap |
|
Next Two Eligible Spend Categories (Monthly)
Automatically earn 2X points on your next two highest spending categories each billing cycle from a list of eligible categories including Groceries, Dining, Gas, Drugstores, Home Improvement, Utilities, Travel, Entertainment, Streaming, and Online Shopping.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1X point on all purchases outside of your top three eligible spend categories.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The card has a $0 annual fee.
|
Financial |
$0
Up to $0
|
|
Extended Warranty
Doubles the original manufacturer's or store brand warranty for up to one additional year on eligible purchases when you pay with your Mastercard.
|
Purchase Protection | Up to 1 additional year |
|
Purchase Protection
Covers eligible new purchases against damage or theft for a specified period (typically 90 days) from the date of purchase when you pay with your Mastercard.
|
Purchase Protection |
Up to $1,000 per claim
Up to $1,000
|
|
Cash Back Rewards
Earn unlimited 1.5% cash back on every purchase made with the card.
|
Rewards | 1.5% cash back |
|
Mastercard ID Theft Protection™
Helps detect and resolve identity theft. Includes monitoring for suspicious activity and resolution services if identity theft occurs.
|
Security | Identity theft monitoring and resolution |
|
Zero Fraud Liability Protection
Cardholders are protected against unauthorized purchases made with their card. You are not responsible for unauthorized transactions.
|
Security | Full protection |
|
Mastercard Global Service™
Provides emergency assistance services for cardholders, including lost and stolen card reporting, emergency card replacement, and emergency cash advance, available 24 hours a day, 7 days a week.
|
Travel Assistance | Emergency assistance |
|
Car Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft of most rental vehicles when you pay for the entire rental transaction with your eligible Mastercard and decline the rental company's collision damage waiver (CDW) or similar provision.
|
Travel Insurance | Secondary coverage |
