| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel & Dining
Earn 2 points for every $1 spent on purchases categorized as travel and dining.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1.5 points for every $1 spent on all other purchases that do not fall into the travel and dining categories.
|
1.5x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Priority Pass Select Membership
Complimentary Priority Pass Select membership, providing access to over 1,300 airport lounges worldwide.
|
Airport Access | Complimentary membership |
|
Visa Infinite Concierge Service
24/7 personalized assistance for travel, dining, entertainment, and more.
|
Lifestyle | 24/7 service |
|
Extended Warranty Protection
Extends the time period of the original manufacturer's written U.S. repair warranty by one additional year on eligible warranties of three years or less.
|
Purchase Protection |
Up to $10,000 per claim, 1 additional year
Up to $10,000
|
|
Purchase Security
Protects eligible purchases against theft or damage for 90 days from the date of purchase.
|
Purchase Protection |
Up to $10,000 per claim, 90 days protection
Up to $10,000
|
|
Return Protection
Reimburses you for eligible items that the store won't take back within 90 days of purchase.
|
Purchase Protection |
Up to $300 per item, 90 days protection
Up to $300
|
|
Emergency Cash Disbursement and Card Replacement
Provides emergency cash or a replacement card if your card is lost or stolen.
|
Security | Emergency service |
|
Fraud Protection / Zero Liability
Not held responsible for unauthorized transactions.
|
Security | Zero liability |
|
Lost/Stolen Card Reporting
Assistance with reporting a lost or stolen card.
|
Security | Reporting assistance |
|
Annual Travel Incidental Credit
Receive up to $300 in statement credits annually for qualifying airline incidental purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees.
|
Travel |
Up to $300 annually
Up to $300
|
|
Global Entry/TSA PreCheck Application Fee Credit
Receive up to $100 in statement credits every four years for the application fee for Global Entry or TSA PreCheck.
|
Travel |
Up to $100 every four years
Up to $100
|
|
No Foreign Transaction Fees
No fees on purchases made outside the U.S.
|
Travel |
0% foreign transaction fee
Up to $0
|
|
Roadside Dispatch
Pay-per-use roadside assistance service available 24/7.
|
Travel | Pay-per-use service |
|
Auto Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft for most rental vehicles when you pay for the rental with your eligible card and decline the rental company's collision insurance.
|
Travel Insurance | Secondary coverage |
|
Baggage Delay Reimbursement
Reimburses for essential purchases like toiletries and clothing when your baggage is delayed for more than six hours by a common carrier.
|
Travel Insurance |
Up to $100 per day for 3 days
Up to $100
|
|
Lost Luggage Reimbursement
Reimburses for the replacement of lost or stolen checked or carry-on baggage and its contents.
|
Travel Insurance |
Up to $3,000 per passenger
Up to $3,000
|
|
Travel Accident Insurance
Coverage for accidental death or dismemberment while traveling on a common carrier when tickets are purchased with the card.
|
Travel Insurance |
Up to $500,000
Up to $500,000
|
|
Travel and Emergency Assistance Services
Provides a referral service for medical, legal, and travel services when you're away from home. Cardholders are responsible for the cost of any services received.
|
Travel Insurance | Referral service |
|
Trip Cancellation/Interruption Insurance
Reimburses non-refundable passenger fares if a trip is canceled or interrupted for covered reasons.
|
Travel Insurance |
Up to $10,000 per trip, $20,000 per 12-month period
Up to $10,000
|
|
Trip Delay Reimbursement
Reimburses for reasonable expenses incurred when a trip is delayed for a covered reason (e.g., 6+ hours or requiring an overnight stay).
|
Travel Insurance |
Up to $500 per ticket
Up to $500
|
