| Category | Rate | Type | Cap |
|---|---|---|---|
|
Gas Stations and EV Charging
Earn 3 ThankYou Points per $1 spent at gas stations and EV charging stations with no annual cap.
|
3x | Points | No cap |
|
Groceries
Earn 2 ThankYou Points per $1 spent at grocery stores with no annual cap.
|
2x | Points | No cap |
|
AT&T Products and Services
Earn 2 ThankYou Points per $1 spent on AT&T products and services with no annual cap.
|
2x | Points | No cap |
|
All Other Purchases
Earn 1 ThankYou Point per $1 spent on all other purchases with no cap.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
$20 Monthly Statement Credit
Earn a $20 statement credit on your AT&T Points Plus Card each billing cycle after spending $1,000 or more on purchases, for up to $240 in annual statement credits.
|
Credits |
Up to $240/year ($20/billing cycle)
Up to $240
|
|
AT&T Internet Bill Discount
Receive a $10 monthly discount on your eligible AT&T internet bill when enrolled in AutoPay and paperless billing at AT&T.
|
Credits |
$10/month
Up to $120
|
|
AT&T Wireless Bill Discount
Receive a $10 per line monthly discount on your AT&T wireless bill when enrolled in AutoPay and paperless billing at AT&T.
|
Credits | $10/line/month |
|
Citi Flex Pay
Eligible purchases of $75 or more can be split into fixed monthly payments using Citi Flex Pay with no application or credit check required.
|
Financial | Complimentary |
|
Flexible Payment Due Date
Cardmembers can choose their billing due date from available dates at the beginning, middle, or end of the month.
|
Financial | Complimentary |
|
No Annual Fee
The AT&T Points Plus Card carries no annual fee, making it a no-cost card for cardmembers.
|
Financial |
$0
Up to $0
|
|
No Authorized User Fee
Cardmembers can add authorized users to the account at no additional cost to earn points faster.
|
Financial |
$0
Up to $0
|
|
No Foreign Transaction Fees
Cardmembers pay no foreign transaction fees on purchases made outside the United States or on international retailer websites.
|
Financial |
$0
Up to $0
|
|
Citi Entertainment Access
Cardmembers get special access to purchase tickets to thousands of events including presale tickets and exclusive experiences for concerts, sporting events, and arts and culture through Citi Entertainment.
|
Lifestyle | Complimentary |
|
24/7 Customer Service
Live customer service is available 24 hours a day via the Citi Mobile App or by calling the number on the back of the card.
|
Other | Complimentary |
|
Automatic Account Alerts
Cardmembers can opt into automatic alerts via email or text for balance updates, payment reminders, and credit limit notifications.
|
Other | Complimentary |
|
Citi Mobile App
Cardmembers can manage their account, view balances, make payments, and access card features anytime through the Citi Mobile App.
|
Other | Complimentary |
|
Contactless Pay
The chip-enabled card supports tap-to-pay at contactless payment terminals for faster and more convenient in-store transactions.
|
Other | Complimentary |
|
Digital Wallet Compatibility
The card is compatible with major digital wallets, enabling contactless payments online, in-app, and in stores.
|
Other | Complimentary |
|
Free FICO Score Access
Cardmembers receive complimentary online access to their FICO Score to help monitor and understand their credit history.
|
Other | Complimentary |
|
Paperless Statements
Cardmembers can opt into paperless statements and electronic communications to receive statements and most legal notices online.
|
Other | Complimentary |
|
1x Points on All Other Purchases
Earn 1 ThankYou Point per $1 spent on all other purchases with no cap.
|
Rewards | 1x points |
|
2x Points at Grocery Stores
Earn 2 ThankYou Points per $1 spent at grocery stores with no annual cap.
|
Rewards | 2x points |
|
2x Points on AT&T Products and Services
Earn 2 ThankYou Points per $1 spent on AT&T products and services with no annual cap.
|
Rewards | 2x points |
|
3x Points on Gas and EV Charging
Earn 3 ThankYou Points per $1 spent at gas stations and EV charging stations with no annual cap.
|
Rewards | 3x points |
|
ThankYou Points Redemption Flexibility
Redeem ThankYou Points for gift cards, travel rewards booked through Citi Travel, online shopping at participating Shop with Points merchants, and more.
|
Rewards | Complimentary |
|
Unlimited ThankYou Points
There is no maximum on the number of ThankYou Points that can be earned, and points do not expire as long as the account remains open.
|
Rewards | Unlimited, no expiry |
|
24-Hour Fraud Protection
Citi monitors the account around the clock and alerts cardmembers if unusual activity is detected.
|
Security | Complimentary |
|
Citi Quick Lock
Cardmembers can instantly block new charges on a misplaced card via the Citi Mobile App or citi.com while allowing existing recurring transactions to continue.
|
Security | Complimentary |
|
EMV Chip Technology
The card includes chip-based technology for enhanced security and global acceptance at chip-enabled terminals.
|
Security | Complimentary |
|
Mastercard ID Theft Protection
Mastercard's ID Theft Protection program monitors personal information chosen by the cardmember and sends alerts if suspicious activity is found. Enrollment is free at mastercardidps.idprotectiononline.com.
|
Security | Complimentary |
|
Citi Travel Portal Access
Cardmembers can book flights, hotels, car rentals, and attractions through Citi Travel using their card, ThankYou Points, or a combination of both, with access to over 1.4 million hotels and resorts worldwide.
|
Travel | Complimentary |
