| Category | Rate | Type | Cap |
|---|---|---|---|
|
Alaska Airlines and Hawaiian Airlines Purchases
Earn 3 Atmos Rewards points per dollar spent on eligible purchases made directly with Alaska Airlines and Hawaiian Airlines.
|
3x | Miles | No cap |
|
Gas Stations
Earn 2 Atmos Rewards points per dollar spent at eligible gas stations.
|
2x | Miles | No cap |
|
EV Charging Stations
Earn 2 Atmos Rewards points per dollar spent at eligible electric vehicle charging stations.
|
2x | Miles | No cap |
|
Cable and Streaming Services
Earn 2 Atmos Rewards points per dollar spent on eligible cable television and streaming service subscriptions.
|
2x | Miles | No cap |
|
Local Transit
Earn 2 Atmos Rewards points per dollar spent on eligible local transit purchases including ride-hailing services, trains, tolls, and ferries.
|
2x | Miles | No cap |
|
All Other Purchases
Earn 1 Atmos Rewards point per dollar spent on all purchases not covered by a higher bonus category, with no earning cap.
|
1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Foreign Transaction Fees
No fees charged on purchases made outside the United States or in a foreign currency, making the card a useful travel companion on international itineraries served by Alaska and Hawaiian routes.
|
Financial | 0% foreign transaction fee |
|
Visa Signature Concierge Service
24/7 access to a personal Visa Signature concierge service for assistance with travel bookings, restaurant reservations, event tickets, gift sourcing, and other lifestyle requests.
|
Lifestyle | Complimentary |
|
Account Alerts
Customizable email or text alerts to notify cardholders of payment due dates, payment confirmations, balance thresholds, and other account activity.
|
Other | Complimentary |
|
Bank of America Mobile Banking App
Full-featured mobile banking app for viewing balances, making payments, managing Atmos Rewards points, setting alerts, and accessing account features.
|
Other | Complimentary |
|
Free FICO® Score Access
Cardholders who opt in can access their FICO® Score updated monthly for free within the Bank of America Mobile Banking app or Online Banking.
|
Other | Complimentary |
|
10% Rewards Bonus for Eligible Bank of America Account Holders
Earn a 10% bonus on all points earned from card purchases when you have an eligible Bank of America deposit or Merrill investment account.
|
Rewards | 10% bonus on all points earned |
|
1X Points on All Other Purchases
Earn 1 Atmos Rewards point per dollar spent on all other eligible purchases not covered by a higher bonus category, with no earning cap.
|
Rewards | 1x points |
|
2X Points on Cable and Streaming Services
Earn 2 Atmos Rewards points per dollar spent on eligible cable and streaming service purchases.
|
Rewards | 2x points |
|
2X Points on EV Charging Stations
Earn 2 Atmos Rewards points per dollar spent at eligible electric vehicle charging stations.
|
Rewards | 2x points |
|
2X Points on Gas Stations
Earn 2 Atmos Rewards points per dollar spent at eligible gas stations.
|
Rewards | 2x points |
|
2X Points on Local Transit
Earn 2 Atmos Rewards points per dollar spent on eligible local transit purchases, including ride-hailing services, trains, tolls, and ferries.
|
Rewards | 2x points |
|
3X Points on Alaska and Hawaiian Airlines Purchases
Earn 3 Atmos Rewards points per dollar spent on eligible purchases made directly with Alaska Airlines and Hawaiian Airlines.
|
Rewards | 3x points |
|
Status Points Earning — 1 Point Per $3 Spent
Earn 1 Atmos Rewards elite status point for every $3 spent on the card, with no cap, helping cardholders qualify for or maintain elite status without flying.
|
Rewards | 1 status point per $3 spent |
|
Welcome Bonus — $99 Companion Fare
Receive a one-time $99 Companion Fare (plus taxes and fees from $23) as part of the welcome bonus, usable on Alaska Airlines or Hawaiian Airlines flights within North America including to/from Hawaii when booked on alaskaair.com.
|
Rewards | $99 Companion Fare (plus taxes and fees from $23) |
|
Welcome Bonus — 50% Flight Discount Code
Receive a one-time 50% flight discount code for a qualifying future flight on Alaska Airlines, Hawaiian Airlines, Horizon Air, or SkyWest after opening the account; valid for most Saver and Main Cabin fares on eligible North American routes for a limited travel window.
|
Rewards | 50% off one qualifying future flight |
|
Welcome Bonus — 80,000 Atmos Rewards Points
Earn 80,000 bonus Atmos Rewards points after spending $4,000 or more on purchases within the first 120 days of account opening (current limited-time offer effective April 1, 2026; standard offer may vary).
|
Rewards | 80,000 bonus points |
|
$0 Liability Guarantee for Fraud
Cardholders are not responsible for any unauthorized transactions reported promptly; Bank of America's $0 Liability Guarantee covers fraudulent charges made with the card.
|
Security | $0 liability |
|
Fraud Monitoring and Alerts
Bank of America monitors the account for suspicious or unusual activity and alerts cardholders via text, email, or phone when potentially fraudulent transactions are detected.
|
Security | Complimentary |
|
$100 Alaska Lounge+ Annual Membership Discount
Receive $100 off an annual Alaska Lounge+ membership (which normally costs $795 per year) when the membership is purchased with the card; this is a discount, not complimentary access.
|
Travel |
$100 off Alaska Lounge+ annual membership
Up to $100
|
|
20% Savings on In-Flight Purchases
Receive a 20% savings on eligible in-flight food, beverage, and Wi-Fi purchases on Alaska Airlines and Hawaiian Airlines flights when charged to the card.
|
Travel | 20% off in-flight purchases |
|
Annual $99 Companion Fare
Receive a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after spending at least $6,000 on purchases within the prior anniversary year; usable on Alaska Airlines or Hawaiian Airlines flights within North America including to/from Hawaii when booked on alaskaair.com.
|
Travel | $99 Companion Fare annually (after $6,000 spend) |
|
Free Checked Bag for Cardholder and Up to 6 Guests
Receive a free first checked bag for the cardholder and up to six guests on the same reservation when the flight is purchased with the card on Alaska Airlines or Hawaiian Airlines.
|
Travel | Complimentary first checked bag |
|
Preferred Boarding
Receive preferred boarding on Alaska Airlines and Hawaiian Airlines flights for the cardholder and companions on the same reservation when the flight is purchased with the card.
|
Travel | Complimentary |
|
Travel and Emergency Assistance Services
24-hour access to travel and emergency assistance services including medical, legal, and transportation referrals when traveling away from home; costs for actual services are the cardholder's responsibility.
|
Travel | Complimentary coordination service |
