| Category | Rate | Type | Cap |
|---|---|---|---|
|
Travel
3x Membership Rewards points on all travel purchases with no annual cap. Includes flights, hotels, cruises, car rentals, trains, taxis, rideshare, tours, and other travel merchants categorized as travel by the merchant.
|
3x | Points | No cap |
|
Transit
3x Membership Rewards points on transit purchases with no annual cap, including subway, buses, taxis, rideshare (Uber, Lyft), ferries, tolls, parking, and other eligible transit merchants.
|
3x | Points | No cap |
|
Restaurants Worldwide
3x Membership Rewards points at restaurants worldwide including takeout and delivery with no annual cap. Applies to merchants categorized as restaurants by the merchant.
|
3x | Points | No cap |
|
All Other Purchases
1x Membership Rewards points on all other eligible purchases with no annual cap. Points do not expire as long as at least one eligible enrolled Amex card is active.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
CLEAR Plus Annual Statement Credit
Receive up to $199 per year as a statement credit toward a CLEAR Plus membership when the enrolled Green Card is used to pay for the subscription. Enrollment required; subject to auto-renewal.
|
Credits |
$199/year
Up to $199
|
|
LoungeBuddy Annual Credit
Receive up to $100 per year in statement credits when using the Green Card to purchase airport lounge access through the LoungeBuddy app or website. Provides pay-per-visit lounge access at over 700 lounges worldwide without a lounge membership.
|
Credits |
$100/year
Up to $100
|
|
No Foreign Transaction Fees
The American Express Green Card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international travel and purchases.
|
Financial |
$0 foreign transaction fee
Up to $0
|
|
Baggage Insurance Plan
Covers lost, damaged, or stolen baggage when the entire fare is charged to the Green Card. Coverage up to $1,250 for carry-on baggage and up to $500 for checked baggage. Underwritten by AMEX Assurance Company.
|
Insurance |
Up to $1,250 carry-on, $500 checked
Up to $1,250
|
|
Car Rental Loss and Damage Insurance
Secondary coverage against collision damage or theft of a rental vehicle when the full rental cost is paid with the Green Card and the rental company's CDW is declined. Coverage up to $50,000 per rental agreement. Underwritten by AMEX Assurance Company.
|
Insurance |
Up to $50,000 per rental
Up to $50,000
|
|
Extended Warranty
Extends the original U.S. manufacturer's warranty by up to one additional year on eligible purchases with warranties of five years or less. Coverage up to $10,000 per covered purchase and $50,000 per calendar year. Underwritten by AMEX Assurance Company.
|
Insurance |
Up to $10,000/item, $50,000/year
Up to $10,000
|
|
Purchase Protection
Covers eligible purchases made with the Green Card against accidental damage or theft for up to 90 days from the purchase date. Coverage up to $1,000 per occurrence and $50,000 per calendar year. Underwritten by AMEX Assurance Company.
|
Insurance |
Up to $1,000/item, $50,000/year
Up to $1,000
|
|
American Express Experiences
Green Card Members have access to American Express Experiences including presale tickets and reserved seats to concerts, sports events, dining experiences, and exclusive cultural events not available to the general public.
|
Lifestyle | Complimentary access |
|
1x Points on All Other Purchases
Earn 1x Membership Rewards points on all other eligible purchases with no annual cap. Points do not expire as long as at least one eligible enrolled Amex card is active.
|
Rewards | 1x points unlimited |
|
3x Points at Restaurants Worldwide
Earn 3x Membership Rewards points at restaurants worldwide including takeout and delivery with no annual cap. Applies to merchants categorized as restaurants by the merchant.
|
Rewards | 3x points unlimited |
|
3x Points on Transit
Earn 3x Membership Rewards points on transit purchases with no annual cap, including subway, buses, taxis, rideshare (Uber, Lyft), ferries, tolls, parking, and other eligible transit merchants.
|
Rewards | 3x points unlimited |
|
3x Points on Travel
Earn 3x Membership Rewards points on all travel purchases with no annual cap, including flights, hotels, cruises, car rentals, trains, taxis, rideshare, tours, and other merchants categorized as travel.
|
Rewards | 3x points unlimited |
|
Fraud Detection and Alerts
American Express monitors Green Card activity 24/7 and notifies cardholders of suspicious transactions via text, email, or push notification through the Amex App.
|
Security | Complimentary |
|
Instant Card Number
Upon approval, cardholders can access a virtual card number immediately through the American Express App for online and in-app purchases before the physical card arrives.
|
Security | Complimentary |
|
Zero Fraud Liability
Cardholders are not held responsible for unauthorized charges made with their Green Card, provided fraudulent activity is reported promptly to American Express.
|
Security |
$0 liability
Up to $0
|
|
Amex Offers
Access to personalized merchant-specific offers providing additional statement credits or bonus points at select dining, shopping, and travel brands. Enrollment required per offer before redeeming.
|
Shopping | Varies by offer |
|
Send & Split®
Split purchases with friends and family or send money directly via Venmo or PayPal through the American Express App without a fee from American Express.
|
Shopping | Complimentary |
|
Global Assist® Hotline
24/7 emergency assistance coordination when traveling more than 100 miles from home, including medical and legal referrals, emergency cash wires, and lost document assistance. Card Members are responsible for costs charged by third-party providers.
|
Travel | Complimentary coordination |
|
Trip Delay Insurance
If a covered trip is delayed by more than 12 hours, receive up to $300 per trip in reimbursement for eligible additional expenses such as meals and lodging. Limited to 2 claims per eligible card per 12-month period. Underwritten by AMEX Assurance Company.
|
Travel |
Up to $300 per trip
Up to $300
|
