| Category | Rate | Type | Cap |
|---|---|---|---|
|
Hilton Portfolio Stays
On eligible purchases at hotels and resorts in the Hilton portfolio.
|
12x | Points | No cap |
|
Select Business Categories
On the first $100,000 in purchases each calendar year at U.S. gas stations, U.S. wireless telephone services, U.S. shipping services, and on purchases made directly from airlines.
|
5x | Points | $100,000/yr |
|
Select Business Categories (After Cap)
On purchases at U.S. gas stations, U.S. wireless telephone services, U.S. shipping services, and on purchases made directly from airlines, after the first $100,000 in purchases each calendar year.
|
3x | Points | No cap |
|
All Other Purchases
On all other eligible purchases.
|
3x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Employee Cards
Add employee cards to your account at no additional annual fee, allowing employees to make purchases and earn rewards.
|
Financial |
No additional annual fee
Up to $0
|
|
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your Card for purchases made abroad.
|
Financial |
$0
Up to $0
|
|
Baggage Insurance Plan
Provides coverage for lost, damaged, or stolen baggage when you purchase your entire common carrier ticket with your eligible Card.
|
Insurance | Coverage for lost, damaged, or stolen baggage |
|
Car Rental Loss and Damage Insurance
Provides secondary coverage for damage or theft of an eligible rental vehicle when you use your Card to reserve and pay for the entire rental and decline the collision damage waiver.
|
Insurance | Coverage for damage or theft |
|
Extended Warranty
Extends the original manufacturer's warranty for up to one additional year on eligible purchases with a warranty of five years or less.
|
Insurance | Up to 1 additional year |
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the date of purchase.
|
Insurance | Up to 90 days |
|
Account Alerts
Receive alerts for unusual activity, payment reminders, and other important account information.
|
Other | Complimentary |
|
Connect to QuickBooks
Easily sync your Card transactions with QuickBooks for streamlined expense management and reconciliation.
|
Other | Complimentary |
|
Year-End Summary
Get a summary of your spending to help with budgeting, expense tracking, and tax preparation.
|
Other | Complimentary |
|
12X Hilton Honors Points on Hilton Purchases
Earn 12 Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
|
Rewards | 12X points |
|
3X Hilton Honors Points on All Other Purchases
Earn 3 Hilton Honors Bonus Points for each dollar of all other eligible purchases.
|
Rewards | 3X points |
|
5X Hilton Honors Points on Select Business Categories
Earn 5 Hilton Honors Bonus Points for each dollar of eligible purchases made directly with airlines, at car rental agencies, at U.S. gas stations, and at U.S. restaurants.
|
Rewards | 5X points |
|
Dispute Resolution
American Express will work with you to resolve fraudulent or incorrect charges on your statement.
|
Security | Complimentary |
|
Fraud Protection
You are not held responsible for unauthorized charges made on your account.
|
Security |
$0 liability
Up to $0
|
|
Amex Offers
Access personalized offers for discounts or bonus points at various merchants for shopping, dining, and travel.
|
Shopping | Varies by offer |
|
Complimentary Hilton Honors Gold Status
Receive complimentary Hilton Honors Gold Status with your Card, offering benefits like complimentary breakfast and space-available upgrades.
|
Travel | Complimentary |
|
Free Night Reward (Spend-Based)
Earn one Free Night Reward after you spend $15,000 on eligible purchases on your Card in a calendar year.
|
Travel | One Free Night Reward |
|
Global Assist Hotline
Get 24/7 emergency assistance and coordination services for medical, legal, and other travel-related emergencies when traveling more than 100 miles from home.
|
Travel | Complimentary |
|
Hilton Honors Diamond Status Upgrade
Spend $40,000 on eligible purchases on your Card in a calendar year to earn Hilton Honors Diamond Status through the end of the next calendar year.
|
Travel | Attainable via $40,000 spend |
|
Second Free Night Reward (Additional Spend-Based)
Earn a second Free Night Reward after you spend an additional $45,000 on eligible purchases on your Card in the same calendar year (totaling $60,000 spend).
|
Travel | One additional Free Night Reward |
