| Category | Rate | Type | Cap |
|---|---|---|---|
| All Eligible Purchases | 1.5x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Business Expense Management Tools
Access to online tools for organizing and tracking business expenses, including year-end summaries and expense reporting.
|
Financial | Complimentary |
|
Complimentary Employee Cards
Add employee cards at no additional cost to help manage business expenses and earn rewards on their spending.
|
Financial | Complimentary |
|
Connect to QuickBooks
Easily sync your card transactions directly with QuickBooks to streamline accounting and expense tracking.
|
Financial | Complimentary |
|
No Annual Fee
There is no annual fee for Card Membership.
|
Financial |
$0/year
Up to $0
|
|
Vendor Pay by Bill.com
Simplify vendor payments and manage cash flow by paying bills directly from your Amex account through Bill.com.
|
Financial | Complimentary access |
|
Car Rental Loss and Damage Insurance
Provides secondary coverage for damage or theft of an eligible rental vehicle when the card is used to reserve and pay for the rental.
|
Insurance |
Up to $50,000
Up to $50,000
|
|
Extended Warranty
Extends the original manufacturer's warranty by up to one additional year on eligible purchases with a warranty of five years or less.
|
Insurance |
Up to $10,000 per item, $50,000 per card account per calendar year
Up to $10,000
|
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the date of purchase.
|
Insurance |
Up to $1,000 per occurrence, $50,000 per card account per calendar year
Up to $1,000
|
|
Unlimited 1.5% Cash Back
Earn a flat rate of 1.5% cash back on all eligible purchases made with the card, with no caps or limits on the amount of cash back earned.
|
Rewards | 1.5% cash back |
|
Welcome Offer Statement Credit
Earn a $500 statement credit after spending $10,000 on eligible purchases with the Graphite Business Cash Unlimited Card within the first 3 months of Card Membership.
|
Rewards |
$500 statement credit
Up to $500
|
|
Fraud Protection
American Express provides fraud protection, ensuring you're not held responsible for unauthorized charges.
|
Security | Zero Liability |
|
Amex Offers
Access to personalized offers for discounts or bonus rewards at various merchants for shopping, dining, travel, and more.
|
Shopping | Varies |
|
Global Assist Hotline
Access to a 24/7 hotline for emergency assistance and coordination services when traveling more than 100 miles from home.
|
Travel | Complimentary |
