| Category | Rate | Type | Cap |
|---|---|---|---|
|
Delta Purchases
On eligible purchases made directly with Delta.
|
3x | Miles | No cap |
|
All Other Purchases
On all eligible purchases after spending $150,000 in a calendar year.
|
1.5x | Miles | No cap |
|
All Other Purchases
On all eligible purchases up to $150,000 in a calendar year.
|
1x | Miles | $150,000/yr |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Global Entry or TSA PreCheck Credit
Receive a statement credit of up to $100 for the application fee for Global Entry every 4 years or TSA PreCheck every 4.5 years.
|
Credits |
Up to $100
Up to $100
|
|
Dispute Resolution
Assistance with resolving incorrect or fraudulent charges on your statement.
|
Financial | Complimentary |
|
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your Card for purchases abroad.
|
Financial | Complimentary |
|
Pay Over Time
Flexibility to pay for eligible purchases over time with interest, while still paying your minimum due.
|
Financial | Varies by purchase |
|
Baggage Insurance Plan
Coverage for lost, damaged, or stolen baggage when you purchase your entire fare with your eligible Card. Up to $3,000 per covered person per trip.
|
Insurance |
Up to $3,000 per person
Up to $3,000
|
|
Car Rental Loss and Damage Insurance
Secondary coverage for damage or theft of an eligible rental vehicle when you use your Card to reserve and pay for the entire rental and decline the collision damage waiver.
|
Insurance | Complimentary |
|
Extended Warranty
Extends the original manufacturer's warranty of 5 years or less by up to one additional year. Up to $10,000 per item, up to $50,000 per Card account per calendar year.
|
Insurance |
Up to $10,000 per item / $50,000 per year
Up to $10,000
|
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the date of purchase. Up to $10,000 per occurrence, up to $50,000 per Card account per calendar year.
|
Insurance |
Up to $10,000 per occurrence / $50,000 per year
Up to $10,000
|
|
Trip Cancellation and Interruption Insurance
Coverage for non-refundable travel expenses if a covered trip is canceled or interrupted for a covered reason. Up to $10,000 per covered trip, up to $20,000 per eligible Card per 12-month period.
|
Insurance |
Up to $10,000 per trip / $20,000 per 12-month period
Up to $10,000
|
|
Trip Delay Insurance
Coverage for eligible expenses incurred due to a covered trip delay of more than 6 hours. Up to $500 per covered trip, up to 2 claims per 12-month period.
|
Insurance |
Up to $500 per trip
Up to $500
|
|
Concierge Service
Access to 24/7 concierge services for assistance with travel, dining, and entertainment arrangements.
|
Lifestyle | Complimentary |
|
American Express Business App
Manage your account on the go, add receipts, and make notes with the American Express Business App.
|
Other | Complimentary |
|
Connect to QuickBooks
Easily connect your Card account to QuickBooks for streamlined expense tracking and reconciliation.
|
Other | Complimentary |
|
Vendor Pay by Bill.com
Access to Vendor Pay by Bill.com to manage and pay vendors directly from your Amex account.
|
Other | Complimentary |
|
1X Mile on Other Eligible Purchases
Earn 1 mile for every dollar spent on all other eligible purchases.
|
Rewards | 1X Mile |
|
3X Miles on Delta Purchases
Earn 3 miles for every dollar spent on eligible purchases made directly with Delta.
|
Rewards | 3X Miles |
|
Account Alerts
Receive alerts for suspicious activity, payment reminders, and other account updates.
|
Security | Complimentary |
|
Fraud Protection
Zero fraud liability means you're not responsible for unauthorized charges.
|
Security | Complimentary |
|
Return Protection
If a merchant won't take back an eligible item within 90 days of purchase, American Express may refund the full purchase price. Up to $300 per item, up to $1,000 per Card account per calendar year.
|
Shopping |
Up to $300 per item / $1,000 per year
Up to $300
|
|
Centurion Lounge Access
Receive complimentary access to The Centurion Lounge when flying on a Delta-marketed or Delta-operated flight.
|
Travel | Complimentary |
|
Companion Certificate
Receive a Domestic First Class, Delta Comfort+ or Main Cabin round-trip Companion Certificate each year upon renewal of your Card. Government-imposed taxes and fees apply.
|
Travel | Complimentary (plus taxes/fees) |
|
Delta Sky Club Access
Receive complimentary access to the Delta Sky Club for the Card Member when flying on a Delta-marketed or Delta-operated flight.
|
Travel | Complimentary |
|
Enhanced Upgrade Priority
Receive enhanced upgrade priority over other Medallion Members within the same Medallion level and fare class.
|
Travel | Complimentary |
|
First Checked Bag Free
Receive your first checked bag free on Delta flights for you and up to eight companions on the same reservation.
|
Travel | Complimentary |
|
Global Assist Hotline
24/7 emergency assistance and coordination services when traveling more than 100 miles from home. Card Member is responsible for third-party costs.
|
Travel | Complimentary (services) |
|
Medallion Qualification Miles (MQMs) Status Boost
Earn 15,000 Medallion Qualification Miles (MQMs) after spending $30,000 in eligible purchases on your Card in a calendar year, up to four times per year (total of 60,000 MQMs).
|
Travel | Up to 60,000 MQMs/year |
|
Priority Boarding
Enjoy Main Cabin 1 priority boarding on Delta flights.
|
Travel | Complimentary |
