| Category | Rate | Type | Cap |
|---|---|---|---|
|
Delta Purchases
On eligible purchases made directly with Delta.
|
3x | Miles | No cap |
|
U.S. Advertising & Shipping
On eligible purchases on U.S. advertising in select media and U.S. shipping purchases, up to $100,000 per calendar year.
|
1.5x | Miles | $100,000/yr |
| All Other Purchases | 1x | Miles | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Delta Stays Credit
Get up to $150 back in statement credits each year after you book prepaid hotels or vacation rentals through Delta Stays on delta.com.
|
Credits |
Up to $150/year
Up to $150
|
|
Global Entry or TSA PreCheck Credit
Receive a statement credit for the application fee for Global Entry (up to $100 every 4 years) or TSA PreCheck (up to $85 every 4.5 years).
|
Credits |
Up to $100 (Global Entry) / $85 (TSA PreCheck)
Up to $100
|
|
Resy Credit
Get up to $120 back in statement credits per year ($10 per month) on eligible purchases with Resy using your Card.
|
Credits |
Up to $120/year ($10/month)
Up to $120
|
|
Ride-Sharing Credit
Get up to $120 back in statement credits per year ($10 per month) on eligible purchases with U.S. ride-sharing services using your Card.
|
Credits |
Up to $120/year ($10/month)
Up to $120
|
|
Account Management Tools
Access tools like Account Alerts, Year-End Summaries, and the Amex Business App to manage your business spending.
|
Financial | Complimentary |
|
Connect to QuickBooks
Easily tag transactions and sync them with QuickBooks for streamlined expense management.
|
Financial | Complimentary |
|
Employee Cards
Add employee cards at no additional annual fee to earn miles on their purchases.
|
Financial | No additional annual fee |
|
No Foreign Transaction Fees
Pay no foreign transaction fees on purchases made abroad.
|
Financial | 0% |
|
Vendor Pay by Bill.com
Pay vendors and suppliers with your Card, even if they don't accept American Express, through Vendor Pay by Bill.com.
|
Financial | Complimentary |
|
Car Rental Loss and Damage Insurance
Provides secondary coverage for damage or theft of an eligible rental vehicle when you decline the rental company's collision damage waiver.
|
Insurance | Secondary coverage |
|
Extended Warranty
Extends the original manufacturer's warranty by up to one additional year on eligible purchases with a warranty of five years or less.
|
Insurance |
Up to $10,000 per item, $50,000 per calendar year
Up to $10,000
|
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the purchase date.
|
Insurance |
Up to $1,000 per occurrence, $50,000 per calendar year
Up to $1,000
|
|
Delta Purchases Miles Earning
Earn 3X Miles on purchases made directly with Delta.
|
Rewards | 3X Miles |
|
General Purchases Miles Earning
Earn 1X Mile on all other eligible purchases.
|
Rewards | 1X Mile |
|
Large Purchase Miles Earning
Earn 1.5X Miles on eligible purchases of $5,000 or more (up to 150,000 additional miles per calendar year).
|
Rewards | 1.5X Miles |
|
Dispute Resolution
American Express will work with you to resolve billing disputes.
|
Security | Complimentary |
|
Fraud Protection
American Express helps protect you from fraudulent charges with Zero Fraud Liability.
|
Security | Complimentary |
|
Baggage Insurance Plan
Provides coverage for lost, damaged, or stolen baggage when traveling on a Common Carrier.
|
Travel |
Up to $1,250 for carry-on, $500 for checked baggage
Up to $1,250
|
|
Delta Sky Club Access
Get access to the Delta Sky Club at a reduced rate of $50 per person per visit when flying on a Delta-marketed or Delta-operated flight.
|
Travel | $50 per visit |
|
Domestic Main Cabin Companion Certificate
Receive a Domestic Main Cabin round-trip Companion Certificate each year upon renewal of your Card. Pay only government-imposed taxes and fees.
|
Travel | Complimentary (plus taxes/fees) |
|
First Checked Bag Free
Receive your first checked bag free on Delta flights for you and up to eight companions on the same reservation.
|
Travel | Complimentary |
|
Global Assist Hotline
Provides 24/7 emergency assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.
|
Travel | Complimentary (services, not third-party costs) |
|
Main Cabin 1 Priority Boarding
Enjoy Main Cabin 1 Priority Boarding on Delta flights, allowing you to get on the plane sooner and access overhead bin space.
|
Travel | Complimentary |
|
Medallion Qualification Dollar (MQD) Boost
Earn $1 MQD for every $20 of eligible purchases on your Card.
|
Travel | $1 MQD per $20 spent |
|
Medallion Qualification Dollar (MQD) Headstart
Receive $2,500 Medallion Qualification Dollars (MQDs) each Medallion Qualification Year.
|
Travel | $2,500 MQDs |
|
Trip Delay Insurance
Covers eligible expenses like meals and lodging if your covered trip is delayed by more than 6 hours.
|
Travel |
Up to $300 per trip, 2 claims per 12 consecutive months
Up to $300
|
